HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Hemang]

Kabhi 250 ka CC bill kardena jab month mai kuch kharcha na ho, 6.25 mil jayega xD

bhai 400 ke alava jo smartbuy ka cashback aata hai upto 1000 that is also credited in these points ? If yes then i can make a purchase in smartbuy so that it's cashback compensates for the shortfall in Rs 400.

 

[6ix9ine]

bhai 400 ke alava jo smartbuy ka cashback aata hai upto 1000 that is also credited in these points ?

Nahi woh alag se promotional cashback mai aata hai

 

[Hemang]

Nahi woh alag se promotional cashback mai aata hai

matlab kisi month me 394.5 rupees jane denge padenge tb ye 394.5 recover honge.

 

[6ix9ine]

matlab kisi month me 394.5 rupees jane denge padenge tb ye 394.5 recover honge.

isiliye toh bola kabhi kuch kharch na ho toh 250 ka cc bill karlena 😂

 

[Hemang]

isiliye toh bola kabhi kuch kharch na ho toh 250 ka cc bill karlena 😂

bhai fir to ye paise hdfc ko daan me samjhke chalne padenge.

 

[D₹V]

matlab kisi month me 394.5 rupees jane denge padenge tb ye 394.5 recover honge.

Jab kabhi platinum me upgrade karoge tab redeem kar lena.

Usme 250*x redeem hota

 

[Hemang]

Jab kabhi platinum me upgrade karoge tab redeem kar lena.

Usme 250*x redeem hota

bhai me to pehle hi platinum chorke millenia pe utra hun. But thik hai pade rahenge, points dept khali khali nahi lagega. Let's see jarurat padi to kar lenge upgrade fir se platinum debit card pe.

 

[Sriim]

Jab kabhi platinum me upgrade karoge tab redeem kar lena.

Usme 250*x redeem hota

Platinum points and Millenia points are accumulated separately 😅

 

[D₹V]

Platinum points and Millenia points are accumulated separately 😅

Achha 😜 😜

 

[Hemang]

Platinum points and Millenia points are accumulated separately 😅

they get transferred to next active debit card, that is true for sure. Yes in that case i would be able to redeem once i complete the points to the tune 250 multiples.

 

[Sriim]

they get transferred to next active debit card, that is true for sure. Yes in that case i would be able to redeem once i complete the points to the tune 250 multiples.

Nope they don't

 

[D₹V]

Nope they don't

Thanks for this!!

 

[Hemang]

Nope they don't

you have 2 active debit cards in same account ?
I don't have screenshots but recently when i upgraded from platinum to millenia same points were being reflected in millenia too. So before activating the millenia card, i redeemed them on platinum card.
Moreover the reward points are on account level and not on debit card level.

 

[Sriim]

you have 2 active debit cards in same account ?
I don't have screenshots but recently when i upgraded from platinum to millenia same points were being reflected in millenia too. So before activating the millenia card, i redeemed them on platinum card.
Moreover the reward points are on account level and not on debit card level.

I have Millenia. My Platinum and money-back points remained in the respective categories

 

[Hemang]

I have Millenia. My Platinum and money-back points remained in the respective categories

Once platinum, moneyback debit card gets inactivated, as hdfc policy mandates only 1 active debit card on 1 savings account, these points would reflect in the active debit card only.

 

[Sriim]

Once platinum, moneyback debit card gets inactivated, as hdfc policy mandates only 1 active debit card on 1 savings account, these points would reflect in the active debit card only.

I hope you can see in the screenshot that platinum(loyalty gold program) and money-back still shows points

 

[Hemang]

I hope you can see in the screenshot that platinum(loyalty gold program) and money-back still shows points

What i know i already told, in a single holder savings account only 1 active debit card is allowed. I don't know what and how it is happening in your case. There is no need to argue. Several members in this forum have also confirmed the same what i have said.

 

[Sriim]

What i know i already told, in a single holder savings account only 1 active debit card is allowed. I don't know what and how it is happening in your case. There is no need to argue. Several members in this forum have also confirmed the same what i have said.

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I also have only one active debit card. But the points gained with inactive debit cards are stuck in the same category for me.

Not arguing

 

[Shroud]

offer-

I took this offer and upgraded 7-8 days ago…… My Millennia is still active aur Platinum ka koi ata pata nahi hai…… Largest Private Bank of India🤣🤣🤣🤣

 

[shash5252]

Will I get 2.5% cb for e-pay tax payments using this card?