I got this email today and I got this card one month back for RS 99 and today i sent mail to hdfc for LTF . I got reply like below.
Is it converted to LTF?
Dear Mr.
Thank you for writing to us.
This is with reference to your e-mail dated July 04, 2024 with Subject line: Request for Lifetime Free conversion.
We wish to inform you that the UPI Rupay credit card ending xxxx is a Lifetime free card. Hence, there will be no membership fee charged on the card account.