Hdfc cc new limit

[Cc_creditguy]

Hi guyz today I received 100% limit enhancement in hdfc cc 30k to 60k should I take it ??
Relationship status, salary account
Prefered customer, holding 3 card
1. legendary money-back +
2. Tata neu plus
3.Hdfc rupay

 

[yusuf646]

i dont have any other loan accounts other than credit cards .... so is closing the cards is the only way to reduce the unsecured credit limit ???

Same for me. Only unsecured Credit Cards are active in my CIBIL. Nothing else.

 

[SSV]

i dont have any other loan accounts other than credit cards .... so is closing the cards is the only way to reduce the unsecured credit limit ???

Yes . .

 

[SAS]

It means mujhe SBI Cashback card nahi milega? 🙂 I have 18 active cards now. This is my total credit limit excluding shared limit cards.

View attachment 54654

bro which app is this ... how to check mine ???

 

[SSV]

bro which app is this ... how to check mine ???

Me too .

 

[SAS]

Me too .

bro if supppose i have 2 cards from same bank with 1 lakh shared limit ... will it show 2 lakhs in CIBIL or 1 lakh ???

 

[yusuf646]

bro if supppose i have 2 cards from same bank with 1 lakh shared limit ... will it show 2 lakhs in CIBIL or 1 lakh ???

Usually it shows seperate limit in CIBIL.

 

[SAS]

Usually it shows seperate limit in CIBIL.

then it's better to close one useless card ....

 

[yusuf646]

bro which app is this ... how to check mine ???

Me too .

It's an Android app I developed for myself. The app is available on the Play Store. It's an offline app, so you have to enter all your transactions manually; the app won't fetch anything automatically.

It's only available for Android because I am not an iOS developer. 🙃

Spendr - Credit Card Manager - Apps on Google Play

Manage cards, track transactions and your finances.

play.google.com

 

[SSV]

bro if supppose i have 2 cards from same bank with 1 lakh shared limit ... will it show 2 lakhs in CIBIL or 1 lakh ???

It depends on the bank.
Check your CIBIL report for details

 

[yusuf646]

It depends on the bank.
Check your CIBIL report for details

Exactly 💯💯

I have 3 ICICI cards but I get a statement for only 2 cards (even though all 3 cards are in shared limit). CIBIL shows only 2 separate accounts.

In IDFC, I have 2 cards but receive a single statement and there is a single account in CIBIL.

In Axis, I have 3 cards and receive 3 statements and 3 separate accounts in CIBIL.

 

[yusuf646]

@SSV Any trick to get HDFC Swiggy Credit Card lifetime free? I have only one HDFC Credit Card that is Tata Neu Plus. No other relation with HDFC.

 

[SAS]

@SSV Any trick to get HDFC Swiggy Credit Card lifetime free? I have only one HDFC Credit Card that is Tata Neu Plus. No other relation with HDFC.

ohhh so you came to know that HDFC upgrde ??? 🤣

 

[yusuf646]

ohhh so you came to know that HDFC upgrde ??? 🤣

Exactly, maine to Swiggy card ko bilkul hi ignore kar diya tha then achanak they said cashback statement me milega😂😂

 

[SAS]

Exactly, maine to Swiggy card ko bilkul hi ignore kar diya tha then achanak they said cashback statement me milega😂😂

so your doubt is my doubt as well ... @SSV bhai do you have any idea how to get HDFC swiggy credit card ??? my relation with hdfc is i have savings max account and also i have millenia and tata neu hdfc credit cards

 

[SSV]

so your doubt is my doubt as well ... @SSV bhai do you have any idea how to get HDFC swiggy credit card ??? my relation with hdfc is i have savings max account and also i have millenia and tata neu hdfc credit cards

Any co-branded card should be applied from the brand's app for better approval rate

 

[SAS]

Any co-branded card should be applied from the brand's app for better approval rate

do HDFC have any cards limit ... like maximum card limits for HDFC

 

[SSV]

do HDFC have any cards limit ... like maximum card limits for HDFC

1 Core card, + 2 Co- branded cards in general...
sometimes 3 Co- branded

 

[SAS]

1 COre card, + 2 Co- branded cards in general...
sometimes 3 Co- branded

bhai literally iam saying you have knowledge on every card ..... hats off to be honest

 

[D₹V]

do HDFC have any cards limit ... like maximum card limits for HDFC

1 core (2 if approved by higher officials)
And unlimited co branded

 

[SAS]

1 core (2 if approved by higher officials)
And unlimited co branded

unlimited co branded ... cool thats fine