HDFC Credit Limit Increased from 15.5 lakh to 17.05 Lakh

[sunit123]

HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh

 

[rsyed]

My wife received DCB and then infinia upgrade but rejected as it was paid upgrade.

Is DCB LTF?

 

[sunit123]

Is DCB LTF?

no..it was offered fyf

 

[DeadFella]

HDFC works in mysterious ways.
My newly issued TATA NEU PLUS card has limit of 5000 INR
Even though i have 3.5L limit on my HDFC REGALIA😛😛😛

5000 is temporary limit till physical card gets delivered, full limit will be unlocked after card delivery and activation.

 

[sumeet]

Try mailing no one knows there mood, if you satisfy the criteria of spends more than 5 lakhs in 6 months then maybe they will upgrade

Email id please

 

[sumeet]

Agree but i can generate around 8% return on my spends by using multiple LTF cards based on bank offer rather sticking to a particular card & being trapped in a cycle of fees waiver (HDFC increase spend on its CC by trapping users in fee waiver cycle).

I am not a frequent flier so paid infinia is useless for me (I did my calculations) and reward rate is much lower than what i can generate with LTF credit cards of multiple banks. DCB has acceptance issues as reported by many users on this forum so i intentionally rejected DCB.

We were using Regalia gold for high value spends only with 2 objectives
1. Milestone vouchers: Which they recently stopped as i mentioned in my earlier comment. Without milestone voucher it is CRAP card
2. To get LTF infinia which they refused when it was offered as upgrade

Now we have stopped using regalia gold as i mentioned earlier and diverted all spends on Axis credit card in a hope of better LTF CC will be offered by Axis in next 1 year...If they will not offer, we will transfer spends to other CC.

When did they stop quarterly and annual milestone vouchers on regalia gold?

 

[sidp]

We were using Regalia gold for high value spends only with 2 objectives
1. Milestone vouchers: Which they recently stopped as i mentioned in my earlier comment. Without milestone voucher it is CRAP card

When did they stopped milestone benefits in RG? I haven't received any notification.
Did they give any explanation why they didn't give even when you met the criteria?

 

[sunit123]

When did they stopped milestone benefits in RG? I haven't received any notification.
Did they give any explanation why they didn't give even when you met the criteria?

Sent 10 follow up mails...these idiots are sending same standard reply that we are looking into it

Stopped using the card now

 

[sidp]

Sent 10 follow up mails...these idiots are sending same standard reply that we are looking into it

Stopped using the card now

If you want any resolution you need to complain to MD desk. Even pno is useless. In my case, There were so many withstanding issues for months. Then i sent One mail to MD desk & Everyone got to work the next day.

sashi.jagdishan@hdfcbank.com is the id if you were wondering.

 

[sunit123]

If you want any resolution you need to complain to MD desk. Even pno is useless. In my case, There were so many withstanding issues for months. Then i sent One mail to MD desk & Everyone got to work the next day.

sashi.jagdishan@hdfcbank.com is the id if you were wondering.

Thanks for sharing...will escalate

 

[mdfahim82]

Your usage was zero in few cards? Or too less?

I was using regalia gold for monthly 5K and Tata neu infinity for all upi transaction approx. 10K per month. Swiggy occasionally for swiggy dine out/or any 5% online.

 

[vega]

I was using regalia gold for monthly 5K and Tata neu infinity for all upi transaction approx. 10K per month. Swiggy occasionally for swiggy dine out/or any 5% online.

What was the utilization %?

 

[mdfahim82]

What was the utilization %?

Regularly 5% of Total Limit. once or twice in a year around 20%. I got this increase after almost 2 years

 

[Fini7777]

I hold regalia gold along with Tata neu infinity and swiggy. All LTF. Got 47% limit increase offer on regalia gold. Next day other cards limits also got changed to regalia gold limit. As these are shared limit card

What was ur existing limit?

 

[Chitra007]

How soon after getting a new HDFC credit card is someone eligible for a credit limit enhancement?

 

[sunit123]

How soon after getting a new HDFC credit card is someone eligible for a credit limit enhancement?

As per my understanding, it is automated process and they offer mass LE twice a year in june and December....individual basis happen throughout the year