HDFC Credit Limit Increased from 15.5 lakh to 17.05 Lakh

[sunit123]

HDFC is offering increase in credit limit.....My wife received SMS regarding increase in credit limit...Increased to 17.05 Lakh

 

[aniketkr.sharma]

The formal procedure is to request for limit increase from the internet banking. If you are a good customer (utilisation in 20-40% and diligent in payments), you will have easy RLI.
The next option is escalation team and then the last option is Grievance Redressal team.

I have the last option parag rao

 

[manojsurya99]

I have the last option parag rao

You can also go to RBI Ombudsman as well, if you didn't like the reason bank gave you. But I said first step should be enough if you duly perform it.

 

[aniketkr.sharma]

You can also go to RBI Ombudsman as well, if you didn't like the reason bank gave you. But I said first step should be enough if you duly perform it.

Rbi ombudsman doesn't deal with limit increase as of now for any consumer

 

[manojsurya99]

But you can always go to RBI Ombudsman if you are not satisfied with the reason provided by any Bank. Even if they reject your card, and doesn't give you a proper reason, you can approach RBI Ombudsman.

 

[aniketkr.sharma]

But you can always go to RBI Ombudsman if you are not satisfied with the reason provided by any Bank. Even if they reject your card, and doesn't give you a proper reason, you can approach RBI Ombudsman.

Try and let us know about this stupidity too

 

[manojsurya99]

Try and let us know about this stupidity too

One of my friend did this and then HDFC Bank called him and said that he did not meet the policy criteria to increase the limit and instead of he can share his current payslip, they will look into it. He wants to purchase something which cannot be done with the current limit, they increased the limit temporarily. And later they increased it permanently after his payslips were shared.
This happened during the big billion sale period in 2024.

 

[nandhakumar]

any one get LE on business cards ?

I also have business regalia card and card vintage 9 years and last limit increase 4 years ago.now limit is 2.73k.when I ask to increase the limit nothing happen.declined everytime

 

[bhavik886151]

I also have business regalia card and card vintage 9 years and last limit increase 4 years ago.now limit is 2.73k.when I ask to increase the limit nothing happen.declined everytime

you mail documents and ITR/payslip or any other way to ask for LE

 

[nandhakumar]

you mail documents and ITR/payslip or any other way to ask for LE

I tried many times I have itr 8 laks only...