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Infinia HDFC Infinia "requesting" 1.5 lakhs spend per month?
Yahi "low spender" wali baat sab ko 'dil se' lag chuki hai.
Ab ego ki baat aa hi gayi hai to... lets all stop using infinia and see what the bank does. Rs1 ka cc use bhi to 'low spender' ki category mein aata hoga right ? Haha
Deleted member 26954
TF Premier
No one will cancel....90% logon ko toh Haath Panv jod kar....Itni mannat maangne ke baad...Naak ragad kar yeh card mila hain....koi aisa mandir, dargah, gurudwara nahin jahan infinia ke liye mannat na maangi gayi ho....They will not cancel
drsel
TF Prestige
Wow that's interesting!
5 months back card on FD
Is it possible now ?
how much was the FD they asked for?
drsel
TF Prestige
They should not insult their own multi crorepati HNI customers like this.
They could easily have used some code like LS and no one would have realised it is low spender.
Just like they used another code URJ19666
Dobbiee
TF Select
Surely this is a blunder from HDFC to put the file name in the email itself. By now some people would have got fired for it.
Actually this is the quality of people and their training in HDFC. The experience of visiting a HDFC branch and other banks like ICICI or Axis is way different.
Is gyftr voucher purchase failing for anyone? Mine is failing apart from amazon pay vouchers.
And so it begins.. on 14th june 2024 as the whole world stood still. (Plays terminator 2 music in the background)
😅
Let's check ultra low spender category bhi hai kya 😉
Bade dinon ke baad forum mein Jaan aayi hai, yeh banks ko bewakoofiyan karti rehni chahiye from time to time, for our entertainment
This is just a mailing list script tag. Nothing to do with urgency or numbers of clients email was send to 😂
How did you get via FD? My RM confirmed that FD based infinia was stopped last year itself.. How much was the FD that you booked? After all these emails I am now wondering if I should still try for this card cuz obv I would have been tagged as Low Spender as well!!
Got infinia in April. 9L spend on DCB.
DCB had limit of 5L so asked for 5L FD to get limit to 9.5L. (90% of 5L FD converted to limit of 4.5L)
So is the card secured and FD based? Can you break and withdraw the FD?
Limit is secured. If I want to break FD. They will downgrade from infinia to DCB LTF.
If I in future get CLE and my base limit goes above 13.5L, then I can break FD and retain infinia. (13.5L - 4.5 = 9L which is floor limit of infinia)
After 9L spend on dcb, u didnt got any limit increase ? What % chance you think for cle in future ?
Your 5L fd is stuck at the moment at 7.25% pa with no compound interest ? Or till you downgrade yourself from infinia to dcb (which i am guessing you wont).
I was offered the same, lien with fd for more limit and 10L+ spend. I never replied back to them.
Thats the magic of TF. You dont need to have certain cc to enjoy one of its perks. Its like a family and like 100 brains working together than just 1.
jaisinghal
TF Select
I got mine at 8.4 lakhs limit, so no 9 lakhs is not a floor limit
Basically in 2023 March, I upgraded on salary basis from money-back to regalia (3L limit).
They launched regalia gold in April.
Then I came to know about DCB alumni offer. I increased my relationship (50L FD) with hdfc and asked them to increase limit to 5L so I can get DCB. They stopped the program in September (fml right?).. I wrote to MD desk and they gave exception for me to get DCB LTF in November. (Threatened I'll shift to axis and remove all FDs).
In Dec I had a huge single purchase. Thought this is the chance to get infinia (don't qualify through salary obviously as I only qualified for 3L on regalia in March 23).
FD of 5L is 5% of my portfolio which I anyways will keep. The earlier FD I have SIP out into equity.
Now looks like again something will happen with infinia... Why does everything happen within a month's timeframe of me getting it?
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