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HDFC Super Premium Cards Eligibility hiked!!!
- Thread starter dravikumar
- Start date
Dazzwilliams
TF Premier
If you have atleast 5L spends in the last 6 months, you can email them but atmost you'll get DCB FYF
fradela
TF Premier
Thanks for the info. That is not possible for me. I spend around 2L per year.
drsel
TF Prestige
I am expecting to get infinia soon
Dazzwilliams
TF Premier
Through 5L FD?
drsel
TF Prestige
No, based on ITR
And your ITR is above 60L ?
Was ITR the only criteria for you OR were there other conditions as well?
aniketkr.sharma
TF Premier
Is it also same for regalia gold ltf having limit 3 lakhs only as i already had spend more than 5 lakhs in 3 months.
Paradjanov
TF Buzz
I'm currently holding Infinia, and have been an HDFC CC customer since 2008. Have never needed to share my ITR with them for any reason whatsoever, and all upgrades, LE, etc have been based on spends alone, and on absolutely nothing else.
Before this eligibility criteria hike i also know people who got Infinia without ITR,
even i got my DCB without ITR,
but now it might be different, difficult
kaka11
TF Buzz
I had a discussion with HDFC wealth manager at mumbai branch....according to him ITR criteria is now mandatory after 1st October even if you meet spend and limit requirement.....
Not sure if he was being honest or just trrying to make it look hard to get so that I make more imvestments with him.
Not sure if he was being honest or just trrying to make it look hard to get so that I make more imvestments with him.
drsel
TF Prestige
He was being honest
I got INFINIA only because of ITR and being new to bank.
I didn't invest anything, no fixed deposit no ULIP, nothing except opening a savings account
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aniketkr.sharma
TF Premier
Generating fear so that you revolve around him and he will generate business from you.
Dobbiee
TF Select
ITR is needed only in Business. For Salaried, ITR is not considered. Thats the philosophy of HDFC.
Spends and payments is still the most important criteria. Thats what I understood from a recent reply on CL enhancement.
For Infinia upgrade, they would surely look at other things as well. Not going to distribute it like before.
learningrewardgame
TF Buzz
Sorry if this has been asked earlier, what does 60L ITR exactly means?
-- is it only for self employed/business individual ITR?
--is it for salaried where CTC is greater than 60L and then ultimately post taxes the salary goes way down the per month in hand thresh-hold?
-- is it only for self employed/business individual ITR?
--is it for salaried where CTC is greater than 60L and then ultimately post taxes the salary goes way down the per month in hand thresh-hold?
drsel
TF Prestige
Self employed business ITR on which you pay income tax should be over 60 lacs.
For salaried also the income tax should be payable on 60 lacs+
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ITR is mainly for business folks only, whereas for salaried, net monthly salary is the main criteria. This is clearly mentioned in the main post (excluding any exception cases)
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