What was the basis for the arm twisting?
They can change the renewal benefit anytime! Moreover they can change annual fee reversal criteria also anytime. These things are always at bank discretion, but it will be difficult for them to convert a LTF card to paid one unless product itself is discontinued, I did not wanted to move from a LTF card to a paid one. Anyways, my spends on this card is going to remain low(Read-Gyftr Apay voucher). As I said earlier, I just took this card as FOMO effect.
Great to know someone holding Infinia Metal LTF. Not that it would save a lot or make a huge difference from FYF or even paid but usually bank doesn’t issue LTF Metal so it’s definitely something.
Yes, I got written confirmation(email) from bank that it is LTF,
Million $$ Q 😃
can you share your TRV with HDFC?
Any idea guys?
They will simply reject if you say that acceptability issue because dcbm & dcp both are based on same network
I just have salary account with HDFC, I satisfy their salary requirement(new one as well), hence getting infinia was not much hassle. But to convert it into LTF was not easy. I am in managerial role where I can easily move away a lot of CS accounts away from them. That was enough to bug them.
Obviously I am not going to tell them that😅
HDFC would consider spends only on DCP.
Usually not, however, they could considered as an exception based on the profile
Yes . .
Yes they are.
