You are using an out of date browser. It may not display this or other websites correctly. You should upgrade or use an alternative browser.
Only Premium & Super Premium Cards Discussion
This is a closed group and meant for discussion on all kinds of Premium/Super Premium Cards having an annual fee above 5k for optimising spends. Please refrain from discussion about lower cards. Only serious members allowed for knowledge sharing.
No. I actually once had Infinia Plastic LTF offer but didn't take it at the time and asked for metal version instead - RM even promised over phone that they'll get the necessary approvals & process. This is probably around COVID times and then I lost track and never saw the offer again 🙁
I never was really interested in acquiring credit cards until recently, after I joined this forum. Didn't really understand or use those extra benefits except airport lounge & lower currency markup fees etc. during travels
your long game is atleast 2 yrs...by that time almost every card on planet earth will be devalued going by the pace of devaluations in 2023 and now in 2024.
While a lot of ppl fret over Infinia Reserve.
From what I know, the number of ppl willing to pay 15k+ for a card will be very low.
Even currently, ppl having Amex card with fees >=20k will be just a few thousand (less tha 10k) in India.
So, Infinia Reserve or any card with 15k+ fee will not hv lots of users. Not much benefit for a bank to maintain a card with low user count.
I guess that's the reason we won't see Reserve anytime soon.
While a lot of ppl fret over Infinia Reserve.
From what I know, the number of ppl willing to pay 15k+ for a card will be very low.
Even currently, ppl having Amex card with fees >=20k will be just a few thousand (less tha 10k) in India.
So, Infinia Reserve or any card with 15k+ fee will not hv lots of users. Not much benefit for a bank to maintain a card with low user count.
I guess that's the reason we won't see Reserve anytime soon.
Benefit to bank comes from the fact people aim for that card. Fees will not be a concern, it will come with reasonable welcome/renewal benefits. The challenge will be eligibility. If hdfc plays it right, it can get bigger mkt share of premium clients.
Benefit to bank comes from the fact people aim for that card. Fees will not be a concern, it will come with reasonable welcome/renewal benefits. The challenge will be eligibility. If hdfc plays it right, it can get bigger mkt share of premium clients.