How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[moliutdre]

One step closer now. Got email requesting consent for upgrade review.

Got cibil check alert sms today. And couple hours later I can see Infinia Metal in app. 🎉

 

[350modena]

Same here.

• After completing 10L spends in last six months I sent mail to grievance on 9dec along with payslips. I also have salary account with them
• They replied saying they will review and respond by 19 dec. Got sms “Registered! Case ref - card upgrade assistance Expected closure 19th”
• On 18th they replied they are unable to review my Infinia upgrade request based on payslips. They asked for ITR and Tax Computation sheet
• I replied with the requested docs.
• Without any other response On 19th they closed the case marking it resolved. I got this sms “RESOLVED! Case Ref XXXXXXXX: Card Upgrade Assistance Details sent to your Reg. Coordinates on -HDFC Bank”
• Same day got another email and sms saying new cased registered and expected response date by 1 Jan 2025.

No idea what to expect now. Waiting with all my fingers crossed.

Did you have the salary they needed for infinia ? (5L a month) Or 10 L spends were the main thing?

 

[350modena]

Got cibil check alert sms today. And couple hours later I can see Infinia Metal in app. 🎉

Wow superb! congrats !! Just replied to your original comment on the process !

 

[moliutdre]

Did you have the salary they needed for infinia ?

No

Or 10 L spends were the main thing?

Yes. I just tried anyway

 

[350modena]

No

Yes. I just tried anyway

Congrats! If comfortable do share what kind of spends you had.. will give me some ideas !

 

[350modena]

No

Yes. I just tried anyway

So which card did you spend on?

 

[350modena]

For the 10 L spends in 6 months, do floater cards like tata neu infinity also count or only core cards ?

 

[moliutdre]

Congrats! If comfortable do share what kind of spends you had.. will give me some ideas !

80% retail(flipkart, amazon, electronics etc) + travel and the rest 20 is insurance, medical etc

So which card did you spend on?

RG

 

[350modena]

80% retail(flipkart, amazon, electronics etc) + travel and the rest 20 is insurance, medical etc

RG

Super! Again, congrats!! Enjoy the ride !

 

[moliutdre]

For the 10 L spends in 6 months, do floater cards like tata neu infinity also count or only core cards ?

If you have multiple cards then they consider spends on whichever card you want to upgrade. If you want to upgrade your DCB to Infinia then they consider spends on DCB. But I think you can still mentions spends on all your cards just to improve your chance.

I read in some thread someone got upgraded from Tata Neu to Infinia after requesting. I think it was someone who had both DCB and Infinia.

 

[Abhishek Ghosh]

Finally infinia metal 😍😍😍

 

[vishp]

Finally infinia metal 😍😍😍

Congrats! What were your spends in last 6 months and credit limit on existing card??

 

[Abhishek Ghosh]

Congrats! What were your spends in last 6 months and credit limit on existing card??

Credit limit - 8.18 and spends around 16 lac in last 6 months

 

[350modena]

Credit limit - 8.18 and spends around 16 lac in last 6 months

Congrats! What kind of spends were these? (If you don't mind sharing)

 

[Ram1]

Guys I have dcb pvc, have upgrade offer for dcb metal.
Can i request metal upgrade with spend criteria for waiver same as pvc (5L)?
Is this possible?
Btw I saw one person here with infinia metal with 8L spend criteria

 

[DarkKnight]

Credit limit - 8.18 and spends around 16 lac in last 6 months

Congrats 🎉. Did you provide any additional docs along with the card upgrade form to them.. payslips or ITRs?? Did they ask for ne docs after the date?

 

[MrMonkey]

Guys I have dcb pvc, have upgrade offer for dcb metal.
Can i request metal upgrade with spend criteria for waiver same as pvc (5L)?
Is this possible?
Btw I saw one person here with infinia metal with 8L spend criteria

Very unlikely, you can try asking, but don't expect that it would work

 

[Yeat]

Finally infinia metal 😍😍😍

When did u first sent mail for upgrade? I initiated process on 17th dec, and till now only getting standard response that team is looking into it and just keep on giving new resolution dates.

 

[Abhishek Ghosh]

Congrats! What kind of spends were these? (If you don't mind

Congrats! What kind of spends were these? (If you don't mind sharing)

I bought a car with the card

 

[Abhishek Ghosh]

Congrats 🎉. Did you provide any additional docs along with the card upgrade form to them.. payslips or ITRs?? Did they ask for ne docs after the date?

No additional documents were provided