How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[hedgehog2122]

Today I finally got infinia.. I thank every member of this group who have guided this community and many people have benefited from it and I thank my dada @TechnoFino for creating this group.

Congratulations,
Does all 4 cards have different numbers

 

[theXfactor]

I bought a car with the card

Did the deal charge 1%-2% fee on the amount you swiped?

 

[Abhishek Ghosh]

Congratulations,
Does all 4 cards have different numbers

Yes all card have different number and all with priority pass

 

[Abhishek Ghosh]

Did the deal charge 1%-2% fee on the amount you swiped?

No, I had spoken to the dealership so that I don't have to pay any sweeping charges…It depends on your own way of convincing

 

[theXfactor]

No, I had spoken to the dealership so that I don't have to pay any sweeping charges…It depends on your own way of convincing

that is awesome

 

[moliutdre]

Yes all card have different number and all with priority pass

Did you receive add on cards together with your primary card in the same parcel? Or they came in different shipments each?

 

[techstrom007]

What is the spends limit to upgrade my Tata Neu to DCB?

Cobranded cards cannot be upgraded to core cards as per bank policy. You need to apply fresh for DCB

 

[Zeel]

Today I finally got infinia.. I thank every member of this group who have guided this community and many people have benefited from it and I thank my dada @TechnoFino for creating this group.

Brother now share with us how did you get it and what specific method you have followed..it will be of much help to others

 

[Abhishek Ghosh]

Brother now share with us how did you get it and what specific method you have followed..it will be of much help to others

Just spend 7.5 lac in 6 months and your existing card must have 8 lac limit..

 

[gamersgzb]

@Player456 please go through this thread

 

[aniketkr.sharma]

Cobranded cards cannot be upgraded to core cards as per bank policy. You need to apply fresh for DCB

It's false, I upgraded my tata neu infinity to millennia in 2023

 

[techstrom007]

It's false, I upgraded my tata neu infinity to millennia in 2023

Might not be possible now, received the same response multiple times from grivennce.red & priorityred that cobranded cards upgrade is not possible due to bank policies.

 

[aniketkr.sharma]

Might not be possible now, received the same response multiple times from grivennce.red & priorityred that cobranded cards upgrade is not possible due to bank policies.

I saw also in December @Nishan11 got Tata neu infinity upgraded to dcbm.

They might be deviating you by such sentences.

 

[Nishan11]

Might not be possible now, received the same response multiple times from grivennce.red & priorityred that cobranded cards upgrade is not possible due to bank policies.

Just upgraded in mid December from Tata neu infinity to dcb metal.

Limit was 5 L & spend was just above 5 L in last 6 months.

 

[sousnake]

Just upgraded in mid December from Tata neu infinity to dcb metal.

Limit was 5 L & spend was just above 5 L in last 6 months.

which all hdfc cards do you have? like 2 core cards or only 1?

 

[Nishan11]

which all hdfc cards do you have? like 2 core cards or only 1?

I had tata neu infinity & Marriott. I was ready to close both for dcb metal. So I emailed grievance that I wish to close both cards as I am not getting upgrade even after having 5 L limit & spends of above 5 L in last 6 months.

They reviewed & upgraded in 3 working days. They upgraded my Tata neu infinity to DCB Metal. I closed my Marriott anyway as didn't wanted 2 cards on diner network.

Now I only have DCB Metal .

 

[svijayan86]

I currently have regalia gold credit card with 4.6 limit and spent around 2.5 lakhs in last 6 months…i have axis atlas and amex plat travel cards so not using regalia much but planning to upgrade to dcb card…can anyone suggest if i can drop a mail and see if dcb upgrade is possible..or shall i wait until my credit limit is 5 lakhs and the spend considerable amount before asking for update

 

[deovratsingh123]

I currently have regalia gold credit card with 4.6 limit and spent around 2.5 lakhs in last 6 months…i have axis atlas and amex plat travel cards so not using regalia much but planning to upgrade to dcb card…can anyone suggest if i can drop a mail and see if dcb upgrade is possible..or shall i wait until my credit limit is 5 lakhs and the spend considerable amount before asking for update

Similar case for me, I have regalia gold with 4L limit and spent around 6L in past 6 months I mailed them and they were ready to upgrade but they couldn't increase my limit so the upgrade was denied, you could try mailing them, if they could enhance your limit it could be possible that they upgrade.

 

[KrishShah]

i had 2 co-branded cards swiggy & tata neu plus. i had closed it and now i want to go for diners club privilege which is LTF. should I apply it online or visit bank and apply through their agent?

Also I am another banks CC with. 15L limit should I use that info to get the HDFC card ?

 

[praveensudhakaran]

I currently have regalia gold credit card with 4.6 limit and spent around 2.5 lakhs in last 6 months…i have axis atlas and amex plat travel cards so not using regalia much but planning to upgrade to dcb card…can anyone suggest if i can drop a mail and see if dcb upgrade is possible..or shall i wait until my credit limit is 5 lakhs and the spend considerable amount before asking for update

Same!
Using Atlas+MRCC

Spend 3L in 3 months with RG with 4.5L its been almost 2 years I have received any LE or CU from HDFC.

Grievance/priority redressal - useless
RM - I don't why they exist