How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Abhishek Ghosh]

When did u first sent mail for upgrade? I initiated process on 17th dec, and till now only getting standard response that team is looking into it and just keep on giving new resolution dates.

Same things happened with me also, I mailed 3rd December for the first time.. but if this is the case then it is a positive sign

 

[federer.reddevil]

What is the spends limit to upgrade my Tata Neu to DCB?

 

[AidenFrost]

What is the spends limit to upgrade my Tata Neu to DCB?

At least 5L

 

[federer.reddevil]

At least 5L

5L in 6 months?

 

[AidenFrost]

5L in 6 months?

Y E S.

 

[Nishan11]

What is the spends limit to upgrade my Tata Neu to DCB?

Yes it's 5 L in last 6 months. I upgraded my Tata neu infinity to DCB Metal last month by sending request to grievance. I was ready to close my Tata neu infinity & Marriott for DCB Metal.

I spent little above 5 L in past 6 months, and my credit limit was exactly 5 L which is minimum for DCB Metal upgrade, so they reviewed it & upgraded card.

To be honest, I didn't expected they will do it so fast. Within 4-5 working days of request card was showing up on app. And delivered shortly.

 

[350modena]

I bought a car with the card

Haha perfect way to cross their spend threshold. Which card was this and did you pay any MDR charges ?

 

[federer.reddevil]

I have 1L together on Neu Plus and Swiggy if I move all my spends for next 6 months here and cross 5L is there any chance of upgrade. Reason I am asking is CL is just 1L

 

[ministerofpoints]

Same things happened with me also, I mailed 3rd December for the first time.. but if this is the case then it is a positive sign

congratulations on Inifinia. I too am looking for an upgrade Infinia. hold a DCB card for 5 years with 9.5L limit and spends of more than 9.5L in the last 6 months and wanted to understand the approval process better. I emailed them and they sent me link to a form asking me to download and send with a letter and some accompanying income proof documents to the Chennai address. Wanted to understand a couple of things from you.
1. did you email the upgrade form to escalation.cc@hdfcbank.com or sent it to the Chennai address via courier / speed post?
2. Did you meet the salary criteria of 5L net credit monthly? I don't meet that and was looking for a spend based upgrade on my DCB.
3. I understand you didn't provide any accompanying document, so what box did you check in the upgrade form as income proof?

 

[techstrom007]

I have 1L together on Neu Plus and Swiggy if I move all my spends for next 6 months here and cross 5L is there any chance of upgrade. Reason I am asking is CL is just 1L

Only if they do a CL on your card above 8L which is highly unlikely they will do for 7L in one go. Unless you satisfy the income criteria

 

[Nishan11]

I have 1L together on Neu Plus and Swiggy if I move all my spends for next 6 months here and cross 5L is there any chance of upgrade. Reason I am asking is CL is just 1L

You need 5 L credit limit for requesting upgrade to DCB Metal along with spends of 5 L plus in past 6 months.

First increase your CL by income documents or wait for auto LE which may take long time.

For infinia, you need minimum 8 L limit along with 10 L spends in past 6 months. They may still ask income documents.

 

[Abhishek Ghosh]

congratulations on Inifinia. I too am looking for an upgrade Infinia. hold a DCB card for 5 years with 9.5L limit and spends of more than 9.5L in the last 6 months and wanted to understand the approval process better. I emailed them and they sent me link to a form asking me to download and send with a letter and some accompanying income proof documents to the Chennai address. Wanted to understand a couple of things from you.
1. did you email the upgrade form to escalation.cc@hdfcbank.com or sent it to the Chennai address via courier / speed post?
2. Did you meet the salary criteria of 5L net credit monthly? I don't meet that and was looking for a spend based upgrade on my DCB.
3. I understand you didn't provide any accompanying document, so what box did you check in the upgrade form as income proof?

1.Sent it to escalation mail
2.You don’t need any documents or anything if you cross 7.5 lac spends and more than 8 lac limit
3. Just fill the form and don’t check any box for income proof 😊

 

[ministerofpoints]

1.Sent it to escalation mail
2.You don’t need any documents or anything if you cross 7.5 lac spends and more than 8 lac limit
3. Just fill the form and don’t check any box for income proof 😊

thanks a lot for the prompt response. one last question - did you also send a signed letter or just the form? I got the below email from them and just observed they needed some signed letter / application as well
We request you to forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address to enable us review your request.

 

[Abhishek Ghosh]

thanks a lot for the prompt response. one last question - did you also send a signed letter or just the form? I got the below email from them and just observed they needed some signed letter / application as well
We request you to forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address to enable us review your request.

No, I have not sent any sign letter

 

[Abhishek Ghosh]

Today I finally got infinia.. I thank every member of this group who have guided this community and many people have benefited from it and I thank my dada @TechnoFino for creating this group.

 

[350modena]

Today I finally got infinia.. I thank every member of this group who have guided this community and many people have benefited from it and I thank my dada @TechnoFino for creating this group.

Congrats bro !!!

 

[Yeat]

Today I finally got infinia.. I thank every member of this group who have guided this community and many people have benefited from it and I thank my dada @TechnoFino for creating this group.

Congrats....you get addon cards automatically alongwith with upgraded card as well?

 

[Abhishek Ghosh]

Congrats....you get addon cards automatically alongwith with upgraded card as well?

Yes automatically with upgrade and Card was delivered in just 2 days

 

[350modena]

Yes automatically with upgrade and Card was delivered in just 2 days

Did you ask for add on cards or your previous card had add ons?

 

[Abhishek Ghosh]

Did you ask for add on cards or your previous card had add ons?

My pervious card had