How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Card_Maddy]

Yes. I have read on other threads where people having DCB LTF and tata neu upgraded DCB to Infinia FYF and Tata Neu to DCB LTF.

Peeps getting 2 card DCB & Infinia? you sure bro???

 

[Avatar Aang]

Peeps getting 2 card DCB & Infinia? you sure bro???

Yes. You can find the threads on community.

 

[dominic1229]

Peeps getting 2 card DCB & Infinia? you sure bro???

Yes. One can convert Tata Neu to DCB. So Infinia + TataNeu can be converted to Infinia + DCB.
This is the only way to get 2x HDFC core cards.

 

[amitr29]

Yes. One can convert Tata Neu to DCB. So Infinia + TataNeu can be converted to Infinia + DCB.
This is the only way to get 2x HDFC core cards.

Is it possible to have Tata Neu and HDFC DCP at the same time? Can we apply both at same time?

I have Pre-approved Tata Neu and applying for DCP through bank offline

 

[pprakash11]

Is it possible to have Tata Neu and HDFC DCP at the same time? Can we apply both at same time?

I have Pre-approved Tata Neu and applying for DCP through bank offline

Wait till you get DCP.

Don't expect everything from HDFC at the same time. Else you will be one among us having palm in the face'

 

[Card_Maddy]

Yes. One can convert Tata Neu to DCB. So Infinia + TataNeu can be converted to Infinia + DCB.
This is the only way to get 2x HDFC core cards.

Wow that means i hold regalia gold + DCB on its way so in future i can upgrade Regalia to Infinia and Keep DCB + Infinia possible right sir?

 

[dominic1229]

Wow that means i hold regalia gold + DCB on its way so in future i can upgrade Regalia to Infinia and Keep DCB + Infinia possible right sir?

No, 2x cards only possible for people holding 1x TATA Neu Card. Do you have any Tata Neu Card (Plus or Infinity) with you?

 

[Pgoel06]

I am using hdfc Tata neu plus with 55k limit from past 4 months and want to upgrade to dcb ltf under the alumni program. How to do it, have an itr of around 24lac.

Is it possible pls guide me, have other bank credit card with highest limit of 4 lac

 

[jack333]

Wow that means i hold regalia gold + DCB on its way so in future i can upgrade Regalia to Infinia and Keep DCB + Infinia possible right sir?

How you got two core cards and what's the limit on those? Is it shared?

 

[jack333]

You can save max 17% instant discount paying via AU royale debit card(1% cashback extra)

Can you share some details about this au royale debit card offer

 

[Avatar Aang]

I am using hdfc Tata neu plus with 55k limit from past 4 months and want to upgrade to dcb ltf under the alumni program. How to do it, have an itr of around 24lac.

Is it possible pls guide me, have other bank credit card with highest limit of 4 lac

Safe way would be to get limit enhancement of more than 5L and after that you can just mail priority redressal to upgrade the card. You can try it with ITR also but I think with current limit of 55K HDFC might deny the upgrade.

 

[Pgoel06]

Safe way would be to get limit enhancement of more than 5L and after that you can just mail priority redressal to upgrade the card. You can try it with ITR also but I think with current limit of 55K HDFC might deny the upgrade.

Is it possible to get le to 5 lac with gross income of 24lac

 

[ragz]

So after hdfc priority redressal team denied Infinia, finally they agreed to give fyf dcb (though I requested for ltf but I am not from one of their listed college).

I am planning to go ahead and upgrade my regalia with 8.5 lakhs limit to dcb and thinking to shift all my expenses to dcb for next 1 year and try to reach at least 5 to 7 lakhs spend in this year so that hdfc offers me LE to 10 lakhs and probably an option to upgrade to Infinia next year.

What do you folks suggest? Does it sound like a feasible plan?

 

[Card_Maddy]

No, 2x cards only possible for people holding 1x TATA Neu Card. Do you have any Tata Neu Card (Plus or Infinity) with you?

No i have Regalia gold and DCB in few days

 

[Card_Maddy]

How you got two core cards and what's the limit on those? Is it shared?

Well Regalia has 3.4L limit & DCB i have applied now so cannot justify unless i have my hands on it

 

[dominic1229]

Well Regalia has 3.4L limit & DCB i have applied now so cannot justify unless i have my hands on it

So, you mean to say your Regalia Gold might get converted to DCB, right?
It is impossible to get Regalia Gold + DCB unless you use the Tata Neu Card conversion trick.

 

[Card_Maddy]

So, you mean to say your Regalia Gold might get converted to DCB, right?
It is impossible to get Regalia Gold + DCB unless you use the Tata Neu Card conversion trick.

No no bro I have 2 cards. Regalia gold and DCB,
so what i am asking is in future are there any chances that i convert Regalia gold to infinia and keep DCB ??

 

[vikasr94]

So after hdfc priority redressal team denied Infinia, finally they agreed to give fyf dcb (though I requested for ltf but I am not from one of their listed college).

I am planning to go ahead and upgrade my regalia with 8.5 lakhs limit to dcb and thinking to shift all my expenses to dcb for next 1 year and try to reach at least 5 to 7 lakhs spend in this year so that hdfc offers me LE to 10 lakhs and probably an option to upgrade to Infinia next year.

What do you folks suggest? Does it sound like a feasible plan?

I am sort of in a similar boat. I just got limit enhancement on LTF Regalia and the limit is 8.5L. I was exploring below 3 options, did you decide on which option to proceed ?

How to get an upgrade to Infinia from 8.5L Limit LTF Regalia ? Any recommendations on what options are optimal ?
Option 1: Move all my spends to Regalia and request for Infinia upgrade after 6 months with a spend of 7.5L ?
Option 2: Move all my spends to Regalia and request for Infinia upgrade after 6 months with a spend of 7.5L + Wait for credit limit to cross 10L ?
Option 3: Request an Upgrade to DCB now and post the upgrade, request an upgrade to Infinia stating that DCB is not acceptable anywhere and ask for Infinia ?

 

[adi.agarwalla]

I just tried to upgrade Regalia to DCB as Regalia had 15 lac+ credit limit but got the following response:

"We wish to inform you that minimum spend amount of Rs.4,00,000.00 is required for Diners Black card upgrade to be achieved from last 6 months."

Any suggestions?

 

[ragz]

I am sort of in a similar boat. I just got limit enhancement on LTF Regalia and the limit is 8.5L. I was exploring below 3 options, did you decide on which option to proceed ?

How to get an upgrade to Infinia from 8.5L Limit LTF Regalia ? Any recommendations on what options are optimal ?
Option 1: Move all my spends to Regalia and request for Infinia upgrade after 6 months with a spend of 7.5L ?
Option 2: Move all my spends to Regalia and request for Infinia upgrade after 6 months with a spend of 7.5L + Wait for credit limit to cross 10L ?
Option 3: Request an Upgrade to DCB now and post the upgrade, request an upgrade to Infinia stating that DCB is not acceptable anywhere and ask for Infinia ?

So after giving it a thought, I have applied for FYF DCB just yesterday and plan to move all my spends to DCB (at least to the extent possible). Probably if within this year itself I can get an offer based on spends from HDFC to upgrade to Infinia, then will apply for Infinia.
Took the upgrade considering better reward rates when compared to Regalia and was getting it first year free anyways.