How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[sumit_yadav]

Completely agree with this view..
I am waiting for my first HDFC card for the last 6 months and I am now having Imperia with 15 L FD and 8L SB.. I am waiting only for DCB metal or Infinia.. my ITR currently doesn’t support Infinia hence wanted to get thru relationship only.
If this is true, I will get my hands on Infinia in Jan 2024 which is only two months away

I have the similar thinking. Don't want to get DCB for its acceptability and Regalia? not sure if it will be used over Magnus.

 

[PavanPavan is verified member.]

I have the similar thinking. Don't want to get DCB for its acceptability and Regalia? not sure if it will be used over Magnus.

DCB acceptability is quite ok these days.. It was pretty bad last year ..now it's covers 98%

 

[aceventura]

My suggestion please hold all LTF or upgrade request till JAN 2024 ..post that give a try they will upgrade to DCB metal
In between get your limit enhanced so you cantry for infinia

If you taking DCB thinking you will get upgrade to infinia then please avoid
Infinia criteria is under review seems they are bringing axis rule of NRV 30 Lakh 🙂

Infinia LTF for 30L NRV?

 

[aceventura]

My suggestion please hold all LTF or upgrade request till JAN 2024 ..post that give a try they will upgrade to DCB metal
In between get your limit enhanced so you cantry for infinia

If you taking DCB thinking you will get upgrade to infinia then please avoid
Infinia criteria is under review seems they are bringing axis rule of NRV 30 Lakh 🙂

I currently satisfy all the requirements, salary, spend, existing credit limit, NRV etc. Only thing is I had recently acquired DCB LTF via the alumni program in Aug. Planning to apply after Jan billing cycle to complete the 180 days between card upgrades. If they still deny me, it would be the biggest F U for me. 🙁

 

[SSV]

I currently satisfy all the requirements, salary, spend, existing credit limit, NRV etc. Only thing is I had recently acquired DCB LTF via the alumni program in Aug. Planning to apply after Jan billing cycle to complete the 180 days between card upgrades. If they still deny me, it would be the biggest F U for me. 🙁

When you are eligible on all the grounds, why did you apply for DCB 6 months ago , in the first place?? knowing how notorious HDFC is for cc upgrade/ LE??

 

[aceventura]

When you are eligible on all the grounds, why did you apply for DCB 6 months ago , in the first place?? knowing how notorious HDFC is for cc upgrade/ LE??

I did the spends on DCB only, 7.5L done in 4 months. Before this had Times Titanium 🤣
I was denied Infinia couple of years back, I believe due to spend criteria.

 

[SSV]

I did the spends on DCB only, 7.5L done in 4 months. Before this had Times Titanium 🤣
I was denied Infinia couple of years back, I believe due to spend criteria.

I thought you applied for DCB directly..
What I hate about HDFC, they just don’t care about existing customers.. that is why I am waiting patiently for my first CC

 

[ADITYA1904]

Bhaio, kisika ltf plastic renewal se ltf metal infinia renew hua he kya?

 

[aceventura]

I thought you applied for DCB directly..
What I hate about HDFC, they just don’t care about existing customers.. that is why I am waiting patiently for my first CC

Yep, if they deny the upgrade this time around, I will be off to Axis with my entire NRV, and just keep the DCB LTF.

 

[SSV]

Yep, if they deny the upgrade this time around, I will be off to Axis with my entire NRV, and just keep the DCB LTF.

Wise choice ..

 

[ADITYA1904]

Bhaio, kisika ltf plastic renewal se ltf metal infinia renew hua he kya?

This means for someone ltf plastic infinia due for renewal and they got upgraded to metal infinia by request?

 

[SSV]

Yep, if they deny the upgrade this time around, I will be off to Axis with my entire NRV, and just keep the DCB LTF.

If AXIS can exhibit some sort of stability in their product offerings, instead of chopping and changing every 6 months, they can give real run for money to HDFC… ICICI is not this race anyway

 

[Hisoka]

I got this from VP RM so am bit more confident.
I was planning to move to ICICI ,But ICICI in my area wants my mom to deposit 1 lakh for previlage account so i waiting for reduced initial deposit

@Hisoka can comment on the trust factor 😛 we both have solved few solved quickly from her

@Pavan's RM is the most useful RM I've seen so far. So I'm taking his side on this

 

[sv004]

Completely agree with this view..
I am waiting for my first HDFC card for the last 6 months and I am now having Imperia with 15 L FD and 8L SB.. I am waiting only for DCB metal or Infinia.. my ITR currently doesn’t support Infinia hence wanted to get thru relationship only.
If this is true, I will get my hands on Infinia in Jan 2024 which is only two months away

Why dont u just get secured infinia based on fd

 

[SamPtnk]

Why dont u just get secured infinia based on fd

Its stopped few months back

 

[SSV]

Why dont u just get secured infinia based on fd

Even if it is available, I wouldn’t take it..

 

[PavanPavan is verified member.]

@Pavan's RM is the most useful RM I've seen so far. So I'm taking his side on this

Thank you sir 😛 🙂

 

[NeoOnWheels]

Any idea how many times in a year can you avail Infinia's ITC stay for 3 pay for 2 nights offer?

 

[balpreet.singh]

I thought you applied for DCB directly..
What I hate about HDFC, they just don’t care about existing customers.. that is why I am waiting patiently for my first CC

That's true for a lot of bank not only HDFC 🙂 Loyality isn't given its due

 

[BVCBVC is verified member.]

Completely agree with this view..
I am waiting for my first HDFC card for the last 6 months and I am now having Imperia with 15 L FD and 8L SB.. I am waiting only for DCB metal or Infinia.. my ITR currently doesn’t support Infinia hence wanted to get thru relationship only.
If this is true, I will get my hands on Infinia in Jan 2024 which is only two months away

All the best for your Infinia.