How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFino]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[bvc19296]

Even am hoping they will remove ITR criteria

Then Infinia Reserve will launch.

 

[SSV]

Then Infinia Reserve will launch.

As long as no devaluation of current infinia, they can launch anything they like…

 

[SSV]

That's true for a lot of bank not only HDFC Loyality isn't given its due

There is a degree for everything for which it is applied to..
In the case of HDFC, it is >= ∞ here

 

[balpreet.singh]

There is a degree for everything for which it is applied to..
In the case of HDFC, it is >= ∞ here

Like your formula expression

 

[SSV]

Like your formula expression

We should have some fun always, otherwise life is boring…

 

[aceventura]

Then Infinia Reserve will launch.

Why is it called Infinia Reserve, doesnt Reserve mean it is a bench/staging ground for the next higher tier, like Plat Reserve for Plat Charge? Or am I thinking in the opposite?

 

[aayusharyan]

Why is it called Infinia Reserve, doesnt Reserve mean it is a bench/staging ground for the next higher tier, like Plat Reserve for Plat Charge? Or am I thinking in the opposite?

While your logic is correct and Amex Naming is correct. I can think of another example in the other direction. Kotak. They have White and White Reserve with Reserve being higher than White. I don't know the reason though why they name like this. 🤷‍♂️

 

[shrewdoc]

Why is it called Infinia Reserve, doesnt Reserve mean it is a bench/staging ground for the next higher tier, like Plat Reserve for Plat Charge? Or am I thinking in the opposite?

While your logic is correct and Amex Naming is correct. I can think of another example in the other direction. Kotak. They have White and White Reserve with Reserve being higher than White. I don't know the reason though why they name like this. 🤷‍♂️

Reserve is supposed to be a higher tier. Amex naming is at fault here.

 

[aceventura]

Reserve is supposed to be a higher tier. Amex naming is at fault here.

Interesting, Reserve then is used for exclusivity instead of Reserving for the next tier.

 

[SSV]

Why is it called Infinia Reserve, doesnt Reserve mean it is a bench/staging ground for the next higher tier, like Plat Reserve for Plat Charge? Or am I thinking in the opposite?

While your logic is correct and Amex Naming is correct. I can think of another example in the other direction. Kotak. They have White and White Reserve with Reserve being higher than White. I don't know the reason though why they name like this. 🤷‍♂️

Reserve is supposed to be a higher tier. Amex naming is at fault here.

Reserve as in Reserved

 

[balpreet.singh]

Why is it called Infinia Reserve, doesnt Reserve mean it is a bench/staging ground for the next higher tier, like Plat Reserve for Plat Charge? Or am I thinking in the opposite?

Even Yes Bank has renamed its Yes First Exclusive

Why is it called Infinia Reserve, doesnt Reserve mean it is a bench/staging ground for the next higher tier, like Plat Reserve for Plat Charge? Or am I thinking in the opposite?

Yes bank also changing the name of their card of Yes First Exclusive to Reserv. So the trend is to have "Reserv" in Credit Card name

 

[SSV]

So the trend is to have "Reserv" in Credit Card name

When everyone gets Reserved then Unreserved guys will become Premium customers....

 

[smuff]

Asked gievence redressal team to upgrade from DCB to Infinia which was rejected without explanation. I met spend criteria but dont have enough limit for infinia to requested for LE along with upgrade( didin't receive LE for long time). Should I try for next level escalation? How much RM can help(I have classic program)?

 

[sm9811911]

Asked gievence redressal team to upgrade from DCB to Infinia which was rejected without explanation. I met spend criteria but dont have enough limit for infinia to requested for LE along with upgrade( didin't receive LE for long time). Should I try for next level escalation? How much RM can help(I have classic program)?

Whats the harm in trying?

But 8L+ min required CL. What were your spends and CL?

 

[smuff]

Whats the harm in trying?

But 8L+ min required CL. What were your spends and CL?

CL is 5.3 lakhs and spent more than 8.5 lakhs in last 6 months. Where to escalate in next level?

 

[sm9811911]

CL is 5.3 lakhs and spent more than 8.5 lakhs in last 6 months. Where to escalate in next level?

Received no reply from HDFC about duplicate Cibil removal

Recently I got Tata Neu infinity HDFC credit card and I saw that there were two cibil hits on 31st Oct from HDFC for this card. I got the cibil report from axis cibil report website and attached it along with the control number and mailed to HDFC priority and Grievance Redressal email ids for...

www.technofino.in

See here. But first you need to ask them to increase cl to 8L.

 

[sahilgulati5]

I Have also mailed the Grievance Redressal team on friday for upgrading my DCB to Infinia. I Have a limit of 12.6L n last 6 month spend is more than 6L. No response still from the team. Lets hope for the best

 

[smuff]

Received no reply from HDFC about duplicate Cibil removal

Recently I got Tata Neu infinity HDFC credit card and I saw that there were two cibil hits on 31st Oct from HDFC for this card. I got the cibil report from axis cibil report website and attached it along with the control number and mailed to HDFC priority and Grievance Redressal email ids for...

www.technofino.in

See here. But first you need to ask them to increase cl to 8L.

Thanks. Links of the forms does not work. I have sent mail to priority redessal, hope the make it.

 

[Pavan]

Then Infinia Reserve will launch.

Hope so waiting for it

 

[Pgoel06]

I was booking a hotel on smartbuy using my dcb card but on the payment page I am not getting catcha image to enter in the blank. Hence I couldn't a le to make payment. I am attaching the image please guide