How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[neelkumar]

On 30/11 I made the payment to hdfc ergo insurance 49123 via dcb cc. And today 2nd December when I checked the statement it shows no rewards point earned. ( on insurance payment we get 5 points on every 150 spend) please tell me if I am wrong.
Have attached the photo of the bill

The screenshot is showing that you earned 6596 feature + bonus points. If you scroll down further there should be another table listing the bonus points earned and the related transactions.

 

[Pgoel06]

The screenshot is showing that you earned 6596 feature + bonus points. If you scroll down further there should be another table listing the bonus points earned and the related transactions.

I have attached bonus point screenshot as well. Insurance transaction is not there

 

[sm9811911]

8L CL might not work, i recently raised request with 7 lakhs spend and 7.75L CL, they responded saying minimum limit required is 10L.

8L CL is the criteria for infinia cc. Whoever tells you otherwise is bluffing.

 

[thanix]

You mean to say this 30/11 insurance transaction reward point will be shown in January month statement ?

Generally it will be in next statement after calender month. You can check with customer care.

 

[golu]

8L CL is the criteria for infinia cc. Whoever tells you otherwise is bluffing.

8l credit limit was earlier for plastic Infinia
For infinia metal its 10L

 

[sm9811911]

8l credit limit was earlier for plastic Infinia
For infinia metal its 10L

You're wrong. I have seen proof.

 

[golu]

You're wrong. I have seen proof.

There are always some exceptions for few people.
But in general for everyone its 10L for metal Infinia

 

[aadi]

Guys I'm 20 year old and got my HDFC moneyback credit card 1 year back and since then I'm using it efficiently and making all the payments on time, but I have never got any sort of Limit enhancement or card upgrade offer. Tried contacting bank but they said you don't have any offer on your card. Is there any way to get upgraded card without submitting ITR or salary slip kind of things?

 

[NShah]

Guys I'm 20 year old and got my HDFC moneyback credit card 1 year back and since then I'm using it efficiently and making all the payments on time, but I have never got any sort of Limit enhancement or card upgrade offer. Tried contacting bank but they said you don't have any offer on your card. Is there any way to get upgraded card without submitting ITR or salary slip kind of things?

Card limit ?

 

[aadi]

Card limit ?

51k hai shuru se, I have one Axis card also with 1L limit but hdfc aren't upgrading on card to card also

 

[NShah]

51k hai shuru se

Wait karo Bina Itr ke nahi ho sakta
Forum kahi members 2 se 3 year se card use kar rahe unko koi bhi le nahi mila nahi upgrade
Mein khud 1 year above se hdfc ka use kar raha hu koi le nahi nahi upgrade 😂

 

[golu]

51k hai shuru se, I have one Axis card also with 1L limit but hdfc aren't upgrading on card to card also

Try with axis card to card limit increase.
Most probably they will deny but you should keep on trying, they will do.

 

[rutgersbach]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.

View attachment 3378

So, don't be surprised if hdfc bank ask you for 10L limit. 😃

My father has single HDFC CC since 2009/10 starting with AllMiles and then regalia since 2017. His Regalia got limit enhancement to 13.8L last year and also he comes under Imperia banking and his credit score has always been above 850. He has had loans and FDs in HDFC too since a long time back(since around 2000). But his spends are not near 8L from CC in a year.

We have been trying to get his regalia upgraded to Infinia through RM but he always closed the discussion saying ITR of minimum 35L is required for 3 years. My father has retired last year so his last year ITR exceeds that but not the two years before it.

I wanted to try to upgrade his regalia through this email method since he was embarrassed that now his only CC will not be eligible for lounges at airports.

We got a reply today saying that we should send the physical upgrade form to the infamous chennai office with Income Proofs whereas his account is a salary account (now pension) opened when he was still working for the LIC Of India.

Should I go ahead and send the forms physically as well or should I increase his spends to 8L and then email again? Are people getting direct offers over email for Infinia or does everyone has to send the forms physically after emailing?

 

[sm9811911]

My father has single HDFC CC since 2009/10 starting with AllMiles and then regalia since 2017. His Regalia got limit enhancement to 13.8L last year and also he comes under Imperia banking and his credit score has always been above 850. He has had loans and FDs in HDFC too since a long time back(since around 2000). But his spends are not near 8L from CC in a year.

We have been trying to get his regalia upgraded to Infinia through RM but he always closed the discussion saying ITR of minimum 35L is required for 3 years. My father has retired last year so his last year ITR exceeds that but not the two years before it.

I wanted to try to upgrade his regalia through this email method since he was embarrassed that now his only CC will not be eligible for lounges at airports.

We got a reply today saying that we should send the physical upgrade form to the infamous chennai office with Income Proofs whereas his account is a salary account (now pension) opened when he was still working for the LIC Of India.

Should I go ahead and send the forms physically as well or should I increase his spends to 8L and then email again? Are people getting direct offers over email for Infinia or does everyone has to send the forms physically after emailing?

1) sending physical docs not required. Send on email to escalation / grievances desk.
2) without spends of 7.5 difficult to get upgraded.
3) as retired, don't know what else they may ask for especially if you push on itr basis.
4) suggestion is to spend and then email to upgrade. And then keep pushing. Limit is already high enough so only concern is spend. Ignore rm.

 

[nrj1007]

My father has single HDFC CC since 2009/10 starting with AllMiles and then regalia since 2017. His Regalia got limit enhancement to 13.8L last year and also he comes under Imperia banking and his credit score has always been above 850. He has had loans and FDs in HDFC too since a long time back(since around 2000). But his spends are not near 8L from CC in a year.

We have been trying to get his regalia upgraded to Infinia through RM but he always closed the discussion saying ITR of minimum 35L is required for 3 years. My father has retired last year so his last year ITR exceeds that but not the two years before it.

I wanted to try to upgrade his regalia through this email method since he was embarrassed that now his only CC will not be eligible for lounges at airports.

We got a reply today saying that we should send the physical upgrade form to the infamous chennai office with Income Proofs whereas his account is a salary account (now pension) opened when he was still working for the LIC Of India.

Should I go ahead and send the forms physically as well or should I increase his spends to 8L and then email again? Are people getting direct offers over email for Infinia or does everyone has to send the forms physically after emailing?

You should have taken DCB plastic earlier. It required 4 lakhs spends in 6 months and fee waiver if spend 5 lakhs in a year. It would have solved your lounge access problem. Now if you can spend 8 lakhs in a year you can still go for DCB metal.

 

[aadi]

Try with axis card to card limit increase.
Most probably they will deny but you should keep on trying, they will do.

I sent them 2-3 mails. Everytime I get an automated response of ticket generated but didn't got any actual reply.

 

[aadi]

Wait karo Bina Itr ke nahi ho sakta
Forum kahi members 2 se 3 year se card use kar rahe unko koi bhi le nahi mila nahi upgrade
Mein khud 1 year above se hdfc ka use kar raha hu koi le nahi nahi upgrade 😂

Which bank will give me a credit card on card to card basis if I have an Axis card with 1Lakh limit ?

 

[KingAAR]

Which bank will give me a credit card on card to card basis if I have an Axis card with 1Lakh limit ?

hdfc toh nhi dega

 

[aadi]

hdfc toh nhi dega

Already have hdfc with 51k limit for more than a year. No LE, no upgrade

 

[SSV]

Any good hdfc core card we can apply c2c with Icici apay 10L limit ?

The max you can get is Regalia Gold via C2C.

Or apply for DCB Metal as new application.

At the same time don't be surprised if you get the legendary MB+ with 50K CL .. 😉