How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFino]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[gamersgzb]

Can you please tell who

Jatin mangla had posted.. i should have screenshot but i could not find his post again..

Jatin Mangla

www.technofino.in

 

[gamersgzb]

Can you please tell who

Here is the screenshot i took 😀

 

[SSV]

Here is the screenshot i took 😀

Excellent move from @Jatin Mangla 's friend.. Well done..

 

[sahilgulati5]

Finally this time got upgraded to infinia in just 3 days n received the card today!!

 

[ragz]

Finally this time got upgraded to infinia in just 3 days n received the card today!!

Great congratulations.. Could you share your story??

 

[sahilgulati5]

Great congratulations.. Could you share your story??

It took just 3 to 4 days for the entire process.. Mailed the Grievance team saying that i sent 6L+ in last 6 months & the limit is 10L+. They replied back saying we are approving. Mailed the Upgradation Form immediately and got the card today

 

[abhgan2]

I have a DCB and my father has an Infinia. Can I get an add-on Infinia Credit card on his card without cancelling DCB?

 

[gamersgzb]

I have a DCB and my father has an Infinia. Can I get an add-on Infinia Credit card on his card without cancelling DCB?

I have read in the forum people have shared DCB and infinia like this within family.. so yes it is allowed

 

[ADITYA1904]

I have a DCB and my father has an Infinia. Can I get an add-on Infinia Credit card on his card without cancelling DCB?

Obviously you can get add on infinia…

 

[viveksingh1005]

It took just 3 to 4 days for the entire process.. Mailed the Grievance team saying that i sent 6L+ in last 6 months & the limit is 10L+. They replied back saying we are approving. Mailed the Upgradation Form immediately and got the card today

HI I also have DCB & new infinity LTF with 10 lak limit each.
I have spent close to 6 lakh in last 4 months. 5.7 on DCB and 30k on infinity

Do you think i should drop the email or should i wait for more spend to be done

 

[gamersgzb]

HI I also have DCB & new infinity LTF with 10 lak limit each.
I have spent close to 6 lakh in last 4 months. 5.7 on DCB and 30k on infinity

Do you think i should drop the email or should i wait for more spend to be done

Just spend one lakh more on DCB then you should be good to upgrade that to infinia

 

[ragz]

HI I also have DCB & new infinity LTF with 10 lak limit each.
I have spent close to 6 lakh in last 4 months. 5.7 on DCB and 30k on infinity

Do you think i should drop the email or should i wait for more spend to be done

I too have same dcb paid (upgraded in August 2023 from regalia with 8.5 limit) and infinity ltf which I got this year (June 2023) with shared limit of 8.5 limit
I have already shifted all spends to dcb and infinity.. But as its just been 3 months thst i got an upgrade to dcb from regalia.. Can you folks suggest when would be good time to ask for limit enhancement (I don't know if they'll approve) and Infinia upgrade? Already spending close to 80 k per month on dcb

Thanks in advance for your help..

 

[sahilgulati5]

HI I also have DCB & new infinity LTF with 10 lak limit each.
I have spent close to 6 lakh in last 4 months. 5.7 on DCB and 30k on infinity

Do you think i should drop the email or should i wait for more spend to be done

Yes you should try

 

[sahilgulati5]

I too have same dcb paid (upgraded in August 2023 from regalia with 8.5 limit) and infinity ltf which I got this year (June 2023) with shared limit of 8.5 limit
I have already shifted all spends to dcb and infinity.. But as its just been 3 months thst i got an upgrade to dcb from regalia.. Can you folks suggest when would be good time to ask for limit enhancement (I don't know if they'll approve) and Infinia upgrade? Already spending close to 80 k per month on dcb

Thanks in advance for your help..

Better to wait till Jan n then try to be on the safer side

 

[ragz]

Better to wait till Jan n then try to be on the safer side

OK thanks for your input, so do you think 8.5 limit is sufficient or I should request for a higher credit limit? Also after credit limit increase will i have to wait for 3/6 more months again before asking for Infinia of CL increase and card increase can happen in parallel?

 

[sahilgulati5]

OK thanks for your input, so do you think 8.5 limit is sufficient or I should request for a higher credit limit? Also after credit limit increase will i have to wait for 3/6 more months again before asking for Infinia of CL increase and card increase can happen in parallel?

try to increase the Limit n then try to increase ur chance of getting it in first try itself

 

[imdjay]

What is the expected timeline when we courier/post the upgrade form and docs to the Chennai office? anyone?

 

[nrj1007]

I have DCB with 6 lakhs limit. How much salary would be required for LE to 10 lakhs?

 

[creditcardpsycho]

Hello Everyone,
I know a lot of would have already been asking for it. But let me ask again for my case.
I'm looking to get an HDFC Infinia Credit card. I have an ITR of 50L+ and also my In Hand salary is around 3 - 3.1 lakhs per month. Should I apply for the credit card using my last three months payslip and fill that form and send it to the chennai address. I already have a regalia credit card with around 4.5Lakhs limit.
I need some inputs from you all. What all documents should I send to make sure it gets approved. And Do we need to setup three months payslip or 1-2 months is also enough?

Thanks in advance.

 

[sm9811911]

Hello Everyone,
I know a lot of would have already been asking for it. But let me ask again for my case.
I'm looking to get an HDFC Infinia Credit card. I have an ITR of 50L+ and also my In Hand salary is around 3 - 3.1 lakhs per month. Should I apply for the credit card using my last three months payslip and fill that form and send it to the chennai address. I already have a regalia credit card with around 4.5Lakhs limit.
I need some inputs from you all. What all documents should I send to make sure it gets approved. And Do we need to setup three months payslip or 1-2 months is also enough?

Thanks in advance.

Spend more first