was there office or home verification??Finally received EazyDiner CC today after waiting for such a long time since applying Offline
RM had to run around a lot because the approval & subsequent process is very difficult. I've emailed customer care to get written confirmation of LTF status just now and will update as soon as I get a revert
socialm@indusind.com is what I've used recently. Responses can be erratic at IndusInd. Sometimes they respond in 1-2 business days but other times it could take 3-5 days also. Social is faster than others in my personal experience
None whatsoever. There's a hit in my CIBIL but no documents or any other process except that email confirmation to split credit limit into half (Legend + ED).
I am from Bangalore and have recently applied for Legend CC LTF just after seeing this thread today. Any idea if the given instructions still works ? Also, do I need to wait for few days after receiving the card before sending the email for ED LTF upgrade ?
The offer is no more valid. All of us received the same email stating that the EazyDinner card is now available on a paid basis. But there is no harm in trying yourself. you can be the lucky one.
Lol....the only reason I applied for this card was to get ED card LTF. Otherwise, most of the threads I have read it's a useless card. Anyone else able to get a LTF for paying the fee just once as mentioned by @mad.technomaniac ? I am ok to pay the fees once if it becomes LTF there after.
That trick of sending email and getting ED LTF no longer works. I tried (as did many others on this thread) and they declined.
Very true. Email trick does not work for ED LTF conversion anymore. A good number of people tried on this very thread and other on this forum but no one got it.
ED with only joining fees or LTF request can only be initiated by RM after you have IndusInd Select account or higher. That's really the first step to build the relationship and get approvals that are otherwise not possible
Got it, thanks for the detailed response. I think I will just drop the idea of getting an ED card altogether, not worth the hassle !
Yes. You have to do 50k initial funding and leave it there for 3-4 weeks. That's a disadvantage if you're doing it only for ED LTF. I would also agree it's not worth the effort unless you go out for dining very often.
Obviously "NOT".
I'm not a 100% sure but it's not going to be easy considering Club Vistara Explorer is a premium card with annual fees of 10k from what I see.
The award of slowest Bank should always go to INDUSIND BANK!!
Hi .. please explain 2+1 signature debit card point ? You meant 2 add on cards?Yes. You have to do 50k initial funding and leave it there for 3-4 weeks. That's a disadvantage if you're doing it only for ED LTF. I would also agree it's not worth the effort unless you go out for dining very often.
In my case, the primary goal was to get Select 'Zero' MAB account for the perks such as 2+1 Signature Debit cards with good monthly offers (20% Big Basket, Swiggy), BMS BOGO, lounge access etc. It's a pretty good account without any MAB commitment, as long as you hold Legend CC. The service through RM can also be pretty good.
ED LTF is just an additional goodie. We go out for dining at least 2-3 times in a month and it can be a very useful even as paid or one time joining fees. But my concept has always been "Why pay if you can negotiate for LTF"
We can get 2 + 1 physical debit cards. Not add-on for a family member but multiple DC in the primary account holders name.
Wow.. please share bit more info.. after opening select savings account after 0mab, I can request 2more card as already I will get 1 select signature card right.
