HSBC CC always rejected

[Hisoka]

I'm applying for HSBS Visa platinum credit card for the second time. My CIBIL is good and my salary is also good. Then why my application gets rejected? I hold many other cards like HDFC, Axis, AMEX etc.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I'm applying for HSBS Visa platinum credit card for the second time. My CIBIL is good and my salary is also good. Then why my application gets rejected? I hold many other cards like HDFC, Axis, AMEX etc.

might be because of Cibil

 

[Gautham]

HSBC rejects application usually if you have many CCs.

 

[anirban.choudhuryanirban.choudhury is verified member.]

HSBC rejects application usually if you have many CCs.

Yeah , also if there are many enquiries on your Cibil report in short span . Make sure you don’t have enquiry on your report for last 6 months before applying

 

[Hisoka]

Yeah , also if there are many enquiries on your Cibil report in short span . Make sure you don’t have enquiry on your report for last 6 months before applying

Last 6 months I've lot if enquiries, but my other cards still get approved 😅

 

[anirban.choudhuryanirban.choudhury is verified member.]

Last 6 months I've lot if enquiries, but my other cards still get approved 😅

HSBC and Stan c are very strict on number of enquiries , if you have more than 3 enquiry for last 6 months , mostly they reject assuming credit hungry profile .

It happened to me once with stanc

 

[Avishma1]

I know hsbc employee who can get your card approved. He got me approved for HSBC cashback card fyf even I was holding their Platinum card before that. Now I have 2 HSBC cards.

 

[Hisoka]

I know hsbc employee who can get your card approved. He got me approved for HSBC cashback card fyf even I was holding their Platinum card before that. Now I have 2 HSBC cards.

But my application just got rejected, can I apply through him and still get my application approved? If yes, can you provide me him/her number?

 

[Avishma1]

Your city?

 

[dataengineer]

Your city?

Could you please send me the number? I am from Pune.

 

[Hisoka]

Your city?

Permanent address Gurgaon. Office in Bengaluru

 

[BeingPramod]

Same with my case. But let me tell you. I have mailed them to credit.card.application@hsbc.co.in and asked to reconsider my application request. Then 1 executive connected me help me with further process. And eventually after 2-3 of changes. My card finally approved and delivered.
PS - This was my 14th Credit card. Cibil score 780.

 

[satviksehgal]

why are you even applying a card with HSBC? they have one of the worst reward plan program for customers. icici and kotak are next.

 

[federer.reddevil]

I know hsbc employee who can get your card approved. He got me approved for HSBC cashback card fyf even I was holding their Platinum card before that. Now I have 2 HSBC cards.

Can you send me the contact number?

 

[BeingPramod]

Can you send me the contact number?

It was no call back option landline number. Executive help me through email thread and also called me couple of times after the mail conversation.

 

[Avishma1]

Permanent address Gurgaon. Office in Bengaluru

Can you send me the contact number?

I'd need to check with the person before I can share his number.

 

[bengaltiger]

I'd need to check with the person before I can share his number.

I am also interested. If he is fine could you please share his contact info.

 

[Hisoka]

why are you even applying a card with HSBC? they have one of the worst reward plan program for customers. icici and kotak are next.

Just for the offers. And it’s LTF, plus I’ll get 10% Cashback for first 30 days. So joining benefits are decent as well

 

[BeingPramod]

Just for the offers. And it’s LTF, plus I’ll get 10% Cashback for first 30 days. So joining benefits are decent as well

Because of the same , I have opted this.

 

[card_enthusiast]

HSBC and Stan c are very strict on number of enquiries , if you have more than 3 enquiry for last 6 months , mostly they reject assuming credit hungry profile .

It happened to me once with stanc

Well, these are still a myth... my last 1 year (the moment I landed on this forum 🙂 is full of enquires but still able to acquire the cards from all the leading bank.. and the key is to keep on trying... 😀

The main reason for HSBC card denial is serviceable location.. also if your residence address and job address is different then also chances are high for denial.. but still, there are ways to overcome such issues..

if anybody needs Direct contact no for HSBC agent can DM me... apart from that email to credit.card.application@hsbc.co.in and complaints.india@hsbc.co.in also works