• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

mailmenow

TF Premier
Check in iMobile, that's better.
In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked
 

aayusharyan

TF Ace
VIP Lounge
In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked
Yeah, that has a very very high chance of triggering a credit check, otherwise it would show in iMobile as well.
 

newinnov

TF Premier
In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked
If it shows limit with offer then it's worth the risk but ultimately your call
 

SSV

TF Pioneer
Contributor
VIP Lounge
In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked
It is not pre approved offer.
It us a normal application
 

mailmenow

TF Premier
It is not pre approved offer.
It us a normal application
But there I have pre approved offer of home loan 31lakh, PL of 44000, two wheeler loan,etc. But not getting any offer for credit card. And also i couldn't see the ROI in imobile app. When I contacted the bank, they informed me that I need to put the required details to make a credit enquiry to know the ROI. Is it like that?
 

SSV

TF Pioneer
Contributor
VIP Lounge
Just wanted to check whether accepting this meagre 10K won't limit a decent amount of LE in near future?
what is your curent CL ?
this 10K is big for a current 10K CL holders. but meagre for 10L holders
 

SSV

TF Pioneer
Contributor
VIP Lounge
Nopes! Just the cards.
Okay, list down

1) what are your ICICI CCs, name, age, CL
2) How much usage in the last 6 months, one year
3) Credit Score
4)Annula income you mentioned while applying for the cards?
5) Salaried / self employed as per ICIC records.
 

Jackk

TF Premier
Okay, list down

1) what are your ICICI CCs, name, age, CL
2) How much usage in the last 6 months, one year
3) Credit Score
4)Annula income you mentioned while applying for the cards?
5) Salaried / self employed as per ICIC records.
That's a whole lotta details (some private too) bro. Thanks anyways for trying to help🙏 .
 
Top