ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

[codenerd]

Emeralde, MU signature and HPCL super saver - all paid

Same here .

 

[mailmenow]

Check in iMobile, that's better.

In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked

 

[aayusharyan]

In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked

Yeah, that has a very very high chance of triggering a credit check, otherwise it would show in iMobile as well.

 

[Beyond]

In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked

If it shows limit with offer then it's worth the risk but ultimately your call

 

[SSV]

In imobile I have pre approved home loan , PL,etc. But no cc offer. But when I check it in NetBanking it shows 8 offers available for me which includes credit card offer. But when I click on pre-approved cc offer it is asking for mob no, d.o.b , pan etc. That's why I asked

It is not pre approved offer.
It us a normal application

 

[agrprashantagrprashant is verified member.]

Same here .

Is it a coincidence that I have the exact same offers too?

 

[RAMESH BABU N]

Is it a coincidence that I have the exact same offers too?

Icici may be having a set of monthly targets.

 

[mailmenow]

It is not pre approved offer.
It us a normal application

But there I have pre approved offer of home loan 31lakh, PL of 44000, two wheeler loan,etc. But not getting any offer for credit card. And also i couldn't see the ROI in imobile app. When I contacted the bank, they informed me that I need to put the required details to make a credit enquiry to know the ROI. Is it like that?

 

[Jackk]

Getting LE for a meagre 10k on ICICI. Shall I avail it or wait for another round?

 

[Wealth is my birth right!]

Getting LE for a meagre 10k on ICICI. Shall I avail it or wait for another round?

Sms or mail u got?
Or checked on app?

 

[SSV]

Sms or mail u got?
Or checked on app?

You can check on the app, under manage CL

 

[Wealth is my birth right!]

You can check on the app, under manage CL

Did… not lucky🙂

 

[Jackk]

Sms or mail u got?
Or checked on app?

It's on application.

 

[Jackk]

Getting LE for a meagre 10k on ICICI. Shall I avail it or wait for another round?

Just wanted to check whether accepting this meagre 10K won't limit a decent amount of LE in near future?

 

[SSV]

Just wanted to check whether accepting this meagre 10K won't limit a decent amount of LE in near future?

what is your curent CL ?
this 10K is big for a current 10K CL holders. but meagre for 10L holders

 

[Jackk]

what is your curent CL ?
this 10K is big for a current 10K CL holders. but meagre for 10L holders

90k. Supposedly the first LE offer on the card with past approx 1 year of usage.

 

[SSV]

90k. Supposedly the first LE offer on the card with past approx 1 year of usage.

do you have sb account in icici?

 

[Jackk]

do you have sb account in icici?

Nopes! Just the cards.

 

[SSV]

Nopes! Just the cards.

Okay, list down

1) what are your ICICI CCs, name, age, CL
2) How much usage in the last 6 months, one year
3) Credit Score
4)Annula income you mentioned while applying for the cards?
5) Salaried / self employed as per ICIC records.

 

[Jackk]

Okay, list down

1) what are your ICICI CCs, name, age, CL
2) How much usage in the last 6 months, one year
3) Credit Score
4)Annula income you mentioned while applying for the cards?
5) Salaried / self employed as per ICIC records.

That's a whole lotta details (some private too) bro. Thanks anyways for trying to help🙏 .