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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

Received Rs. 1000 cashback on all 4 payments.

1 transaction was international. 0 Forex works like charm. It was small amount but the difference between live USD-INR conversion rate shown on Google vs in credit card statement was ~60 paisa only.
Nice , i generated the card last month 29th itself but haven't done any transactions 1000 or more , planning to use it directly on my singapore trip .
 
I received service call yesterday and they told me that bonus rewards points will be credited in 90 Days before 31 Dec 2024.
Good, Thank you for the update. If 90 days for August applied people it will be by 22nd-30th November 2024.
 
Update: I got both the cards. I have only activated Ashva.
If someone was waiting for automatic card closure if not activated within 30 days as per RBI Guidelines. That might not work in the case of IDFC as per my experience. IDFC charged the JF instantly and they are treating the card as active as you have applied the card. The billing date for the card is 22nd September, so it would be a good idea to close the card before the bill is generated if you do not intend to activate it. Read the comment.
@Krishna Kumar any update on your fee reversal request?
 
Update: I got both the cards. I have only activated Ashva.
If someone was waiting for automatic card closure if not activated within 30 days as per RBI Guidelines. That might not work in the case of IDFC as per my experience. IDFC charged the JF instantly and they are treating the card as active as you have applied the card. The billing date for the card is 22nd September, so it would be a good idea to close the card before the bill is generated if you do not intend to activate it. Read the comment.
@Krishna Kumar any update on your fee reversal request?
No update from them. I will contact them on Monday.
 
It seems they are calling everyone regarding this.
Yeah , me too received a call and they said sorry will get the rewards before 31st .
This will help them to retain the card holders for longer time , so users can have more time to explore the card instead of closing immediately once get the rewards.
 
Mayura
Bill generated : ✅
Bill Payment Date : 29th Aug
Date of Trx : 22nd Aug
Category : Utility
Amount : ₹1022 x 4
Cashback Received : ❌
Reward Points : ❌

Ashva
Bill generated : ✅
Bill Payment Date : 29th Aug
Date of Trx : 29th Aug
Category : 5699 MCC, Amazon Pay GV
Amount : ₹501 x 4
Cashback Received : ❌
Reward Points : ❌
you have to pay the bill to get the cashback !
 
This will help them to retain the card holders for longer time
It was stated upfront.

When the application deadline was 31st August in Inaugural offer terms it was already stated that 10k Reward points will be credits before 30 Nov 2024.
Since they extended the application period by 1 more month they extended the date of Rewards credit for another month as well.

Most likely who paid joining fees early for the card will receiver points earlier.
 
It was stated upfront.

When the application deadline was 31st August in Inaugural offer terms it was already stated that 10k Reward points will be credits before 30 Nov 2024.
Since they extended the application period by 1 more month they extended the date of Rewards credit for another month as well.

Most likely who paid joining fees early for the card will receiver points earlier.
Ok ok Got it
 
Update: I got both the cards. I have only activated Ashva.
If someone was waiting for automatic card closure if not activated within 30 days as per RBI Guidelines. That might not work in the case of IDFC as per my experience. IDFC charged the JF instantly and they are treating the card as active as you have applied the card. The billing date for the card is 22nd September, so it would be a good idea to close the card before the bill is generated if you do not intend to activate it. Read the comment.
@Krishna Kumar any update on your fee reversal request?
Finally Got the confirmation Mayura Card is permanently closed with the DF card.
@Krishna Kumar any update?
 
A slight off topic, question.

I have IDFC Vistara, IDFC Wealth cards before getting Mayura and Ashva cards. On applying them I got the limit of Wealth CC and Vistara CC to Mayura and Ashva. Now recently couple of days back I have received limit enhancement on IDFC Vistara card by 15% and other cards remain with old limit. I have requested IDFC about merging the limits and they came up with this reply to submit documents to increase or merge limits across other cards.

Is it the same policy?

1726750513262.webp
 
A slight off topic, question.

I have IDFC Vistara, IDFC Wealth cards before getting Mayura and Ashva cards. On applying them I got the limit of Wealth CC and Vistara CC to Mayura and Ashva. Now recently couple of days back I have received limit enhancement on IDFC Vistara card by 15% and other cards remain with old limit. I have requested IDFC about merging the limits and they came up with this reply to submit documents to increase or merge limits across other cards.

Is it the same policy?

View attachment 69375
Didn’t knew this , I thought if one card limit is increased , all would be increased . My zone axis card got le , so all the other 2 got the same .
 
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