Yeah, it's safe. Since it's RBI licensed bank.Hey, is it safe to open an account in IDFC First Bank(in terms of stability), considering it is a new bank as compared to HDFC, ICICI etc. Was planning to open account but just doubtful as new bank can fail. They are also providing higher interest rates compared to others, it means they must be taking more risks to earn profits.I just need your opinions
Yupp, I have heard that they have excellent customer support. Currently having HDFC account and have great experience with them. So cannot downgrade on customer support
. But main priority is safety of funds. Goona have 60-70% in HDFC and planning to open in SBI too and will divide funds b/w HDFC and SBI just for sake of peace(cannot expect CS from SBI
). Rest planning between IDFC and ICICI
I have had an account with them for a while. Industry leading mobile + web experience. 5L is perfectly fine amount to park imo. IndusInd is also a big one with good rates and good ratings for safety.Hey, is it safe to open an account in IDFC First Bank(in terms of stability), considering it is a new bank as compared to HDFC, ICICI etc. Was planning to open account but just doubtful as new bank can fail. They are also providing higher interest rates compared to others, it means they must be taking more risks to earn profits.I just need your opinions
Which bank will be better, IDFC or ICICI?
In private bank hdfc, icici is safe and secure because they are systematically important bank for india’s financial safety…indusind and idfc kotak is also good…
It's safe but go with IndusInd instead, better interest rate and features. Also, IndusInd has more ATMs and Branches, and they also provide better online offers. Idfc charges 99+GST for reward redemption. I am using both including other private and government banks.Hey, is it safe to open an account in IDFC First Bank(in terms of stability), considering it is a new bank as compared to HDFC, ICICI etc. Was planning to open account but just doubtful as new bank can fail. They are also providing higher interest rates compared to others, it means they must be taking more risks to earn profits.I just need your opinions
How about ICICI? Is it a good option? Do they levy any charges other than debit card and sms, if I have only online transactions, no cash deposits, withdawl or any other request through branch?
Hi, which savings account in IndusInd? Does it have zero charges like IDFC?
I have been using idfc account . I opened it to get a credit card from them ( which I got after few months). I have not yet closed the account coz I like the services offered by them . Only demerit is that you need to maintain a minimum monthly balance.Hey, is it safe to open an account in IDFC First Bank(in terms of stability), considering it is a new bank as compared to HDFC, ICICI etc. Was planning to open account but just doubtful as new bank can fail. They are also providing higher interest rates compared to others, it means they must be taking more risks to earn profits.I just need your opinions
There are different types of accounts they offer, even in their 0 balance account they don't charge anything (debit card charges or SMS charges). Please go with the charges section of the account you're looking for on their website.
As I said before, IDFC also provides great service. That's what almost every private bank needs you to do apart from a 0 balance account. IndusInd provides better FD rates so it's a win for me.
Probably not related but things like these is why I'm sceptical in choosing IDFC.
. Few months later with ICICI. Going for DSIBs only.
All the IndusInd credit cards are maintenance-free based on your cibil score, which means if you have a good cibil score you can get a Visa Infinite credit card. There are specific cards for which you may have to pay a joining fee but don't take those na! Check their website for a better understanding. I applied directly from my home branch, where I have a Current and main savings account. It got approved within one working day without any further verification. Remind you it wasn't a pre-approved card.
Now idfc is giving cc based on savings account r stopped? When u got idfc cc
