IDFC FIRST WEALTH

[Naman@Jain]

Hi
I want to ask after transfering 10L , how much time i should take to contact customer care of idfc bank for wealth upgrade for example I transferred 10L today i.e 2/4/2024 when should i mail them for wealth upgrade.

 

[Ak Singh]

If anyone has a contact that can help open wealth account with around 5L IP, then please share

Today I visited branch for FF,
and I asked about wealth
Can it be done with 5L IP. He said not possible IP 10L needed then he will do.

He said if you want take wealth with 5L funding, you have to take lic insurance plan.
He told me I will open with 2l also just take insurance.😂😂

 

[Predator]

Today I visited branch for FF,
and I asked about wealth
Can it be done with 5L IP. He said not possible IP 10L needed then he will do.

He said if you want take wealth with 5L funding, you have to take lic insurance plan.
He told me I will open with 2l also just take insurance.😂😂

try to convince him with 5L only w/o policy

 

[Predator]

😁 Everyone does .

Is it so?
It's easy to contact them. They do resolve CC issues promptly...

 

[Ak Singh]

try to convince him with 5L only w/o policy

He is very bad.
Even for FF he is selling his products.
Saying that open 3 in 1 demat account.
I said ok first open FF and I will open idfc demat account.

 

[hks789]

He is very bad.
Even for FF he is selling his products.
Saying that open 3 in 1 demat account.
I said ok first open FF and I will open idfc demat account.

They dont even have their own demat accs.
Earlier they used zerodha.
Last time I checked it was ICICI direct

 

[Vasuki]

Is it so?
It's easy to contact them. They do resolve CC issues promptly...

Yes .
Just one button and call connected.!

But they freeze the dc every time I do 2-3 transaction then have to call them and unblock

 

[_amit_]

Yes .
Just one button and call connected.!

But they freeze the dc every time I do 2-3 transaction then have to call them and unblock

They block DC if it do the only thing it is meant to do?

Kuch to gadbad transaction kar rahe ho? Esa thode hai ki IDFC waale bhang pi kar baithe hai.

 

[pprakash11]

Can we club other family members like HDFC under family banking problem??

Today only I clubbed my mom into family banking. IDFC sent one email as well to both members.

 

[Vasuki]

They block DC if it do the only thing it is meant to do?

Kuch to gadbad transaction kar rahe ho? Esa thode hai ki IDFC waale bhang pi kar baithe hai.

Bhaang toh pee rakha hai

Aap idfc ki traf se bol lo ..ek din aapka v katega tab aap idhar AA jaoge 😂

 

[_amit_]

Bhaang toh pee rakha hai

Aap idfc ki traf se bol lo ..ek din aapka v katega tab aap idhar AA jaoge 😂

Koshish to kari hai , par jab bhi branch jaata hu, me bhi bhaag pee leta hu saath me unke.

Uske baad phir kya dhyan rahta hai ki kya karne aaya hai.

Bhaag ke chakkar me relationship nahi ban paa rahi bank ke saath.
Ha par unke employees ke saath zaroor ban gayi bhaang pee peeke.




Disclaimer: I do not have any association with IDFC bank or its employees.

 

[_amit_]

But they freeze the dc every time I do 2-3 transaction then have to call them and unblock

Is this freezing common and reported by many or specific to your account only?

 

[Vasuki]

Is this freezing common and reported by many or specific to your account only?

I m least affected.
There is a thread on it 👌

 

[Piyush_Jaiswal]

But they freeze the dc every time I do 2-3 transaction then have to call them and unblock

If you miss the automated call they temporarily block the dc but they generally unblock it automatically after few hours.

After you miss the call maybe it automatically gets assigned to manual team, which checks your statement and if the transaction aligns with your regular payment behavior, they unblock it.

I never call them to unblock, they do it after few hours on their own.

 

[Vasuki]

If you miss the automated call they temporarily block the dc but they generally unblock it automatically after few hours.

After you miss the call maybe it automatically gets assigned to manual team, which checks your statement and if the transaction aligns with your regular payment behavior, they unblock it.

I never call them to unblock, they do it after few hours on their own.

I attended call today yet blocked then I had to call got unblocked immediately

 

[Piyush_Jaiswal]

I attended call today yet blocked then I had to call got unblocked immediately

their system put the card on block first and then call. if you press 1, they unblock it otherwise the issue is assigned to a manual team.
if you pressed 1, it would have got unblocked automatically, it took time in your case.

you can verify it next time by checking your IDFC Mobile App while on call, before pressing 1 : You will not be able to view your card details and a request for card block would have been placed (check for it in customer service section)

You may do another experiment by not picking up the call, yet after few hours (2 hours normally) your card would be active again.

 

[Vasuki]

their system put the card on block first and then call. if you press 1, they unblock it otherwise the issue is assigned to a manual team.
if you pressed 1, it would have got unblocked automatically, it took time in your case.

you can verify it next time by checking your IDFC Mobile App while on call, before pressing 1 : You will not be able to view your card details and a request for card block would have been placed (check for it in customer service section)

You may do another experiment by not picking up the call, yet after few hours (2 hours normally) your card would be active again.

I pressed one.
System didn't recieve the input

Same I did last time

 

[quino]

They dont even have their own demat accs.
Earlier they used zerodha.
Last time I checked it was ICICI direct

demat is with IDFC only. they are their own Depositary Participant. just that trading is to be done through the icici direct's platform.

 

[hks789]

demat is with IDFC only. they are their own Depositary Participant. just that trading is to be done through the icici direct's platform.

Oh I didn't know. Was that the case when it was zerodha as well?

 

[quino]

Oh I didn't know. Was that the case when it was zerodha as well?

don't know, that's old.

 

[BVCBVC is verified member.]

My RM says my account upgraded to wealth which is on attached image. But unable to see it on app and web login. Been more than 3 days after upgrade.

@Vasuki @SSV