IDFC Future First Savings Account

[Walter White]

Thinking of opening a Future First Savings Account with IDFC Bank. The services are more or less similar to a premium account at any bank with no MAB or Debit Card charges (Visa Signature is being offered).

Anyone who is using it currently, how has been the experience?

 

[subhajitmahanta]

By your DOB I assume? You wouldn't be still student at the age of 35?

I'm currently 23 right now. So is it safe for me?
Actually I'm just asking if there is any way to track my educational information? The guy who opened the account took my university registration ID & Roll Number.

 

[samm255]

I'm currently 23 right now. So is it safe for me?
Actually I'm just asking if there is any way to track my educational information? The guy who opened the account took my university registration ID & Roll Number.

Official age is 30 so you are safe for now. After that, it depends on bank but normally banks don't downgrade.

 

[Rahul Gupta]

More than 1 lakh?

I cant share exact value but for your reference its more than the wealth account requirement.

 

[varun__goel_]

I cant share exact value but for your reference its more than the wealth account requirement.

 

[gautam.vinu13]

Thinking of opening a Future First Savings Account with IDFC Bank. The services are more or less similar to a premium account at any bank with no MAB or Debit Card charges (Visa Signature is being offered).

Anyone who is using it currently, how has been the experience?

did you got your future first account opened in Mumbai?

 

[quino]

did anyone who opened this future first account:

1. get any pre-approved cc offer, if so which variant?
2. were able to join the first wealth program (select/wealth/private variant)?

 

[Deleted member 11974]

did anyone who opened this future first account:

1. get any pre-approved cc offer, if so which variant?

nope

2. were able to join the wealth program (select/wealth/private variant)?

nope
they made me open a new account wqith 10L ip for wealth

 

[quino]

nope

nope
they made me open a new account wqith 10L ip for wealth

how old is the future first account?

you can have multiple accounts?

 

[Deleted member 11974]

how old is the future first account?

you can have multiple accounts?

3-4 months old
yes they allowed me to open a second account
also i will close future first once wealth is opened

 

[AritraSaha]

3-4 months old
yes they allowed me to open a second account
also i will close future first once wealth is opened

Didn't let you upgrade the 0mab future first to wealth?

 

[Deleted member 11974]

nope
said it is not possible

 

[0xfallup]

someone on this forum has upgraded his future first to wealth

 

[Deleted member 11974]

someone on this forum has upgraded his future first to wealth

kindly share the link
the branch employees outright rejected that acount would be freezed bla blah blah

 

[varun__goel_]

kindly share the link
the branch employees outright rejected that acount would be freezed bla blah blah

Lol, how could it get freezed
They just wanted to get their targets completed

 

[Deleted member 11974]

they said future first has restricted transaction limits due to it being a account for clg students
now even if they wont freeze but the possibility of something like that happening similiar to kotak 811 would be irritating
so just opened a new one and once upgrade is complete will close future first.
I had asked onm twitter the soc and mab and mnc charges.
they said it becomes 0 mab and no nmc charges

 

[0xfallup]

they said future first has restricted transaction limits due to it being a account for clg students
now even if they wont freeze but the possibility of something like that happening similiar to kotak 811 would be irritating
so just opened a new one and once upgrade is complete will close future first.
I had asked onm twitter the soc and mab and mnc charges.
they said it becomes 0 mab and no nmc charges

0MAB for wealth upgraded account ? people informing its 10k or 25k

 

[0xfallup]

kindly share the link
the branch employees outright rejected that acount would be freezed bla blah blah

mila toh bhej dunga XYZ

 

[Deleted member 11974]

0MAB for wealth upgraded account ? people informing its 10k or 25k

if they charge me i am going to close the account

 

[Rahul Gupta]

they said future first has restricted transaction limits due to it being a account for clg students
now even if they wont freeze but the possibility of something like that happening similiar to kotak 811 would be irritating
so just opened a new one and once upgrade is complete will close future first.
I had asked onm twitter the soc and mab and mnc charges.
they said it becomes 0 mab and no nmc charges

Here i opened my future first after getting wealth account. Future first is a charm- free dc with lounge access and superier atm withdrawal limit, LTF zero bal account and you can get their Idfc first tap rupay dc for amazon offer.

 

[Deleted member 11974]

i just had 10L idle funds for a week or two so decided to go with upgrade and withdraw the money
if they downgrade or charge me any amount i will close the account