Idfc select to wealth card.

[Mandeepthukral]

Around 2 years, I got a message from idfc bank that I am preapproved for idfc select card with 2.1 lakh limit. I applied for it. In the meantime, I several cards were upgraded from regalia to infinia metal, magnus, emaralde and several others. In Jan this year I called idfc bank for limit increase with intention to upgrade to wealth card. I was told there is no such offer. I closed the card and applied again. I was offered secured wow idfc card (lol). Even after stating my super premium credit cards and charge cards. With limits upwards of 8L. On 21st July I got a message from idfc that I am eligible for wealth card with 5L limit. I applied and immediately my application was rejected in 2 seconds. Then 5 days later I received a message from them that my card is approved and dispatched.
This is just for the information for anyone required.
In the meantime in April this year, I did received a message from them to offer 10k balance saving account as zero balance account. Which I opened. I maintained 2k balance in the account. Then on 12th July I did open 2 Rd of 5k each for a year.

 

[Deepak_Shetty]

When did you apply for it?

I got card 2 months back.

 

[SSV]

No savings account?

This is very important here.. you should not have SB account then it will help

 

[SSV]

I got card 2 months back.

Was this your first IDFC card?

 

[Deepak_Shetty]

This is very important here.. you should not have SB account then it will help

I don't have their savings account, living in non metro city, CIBIL 750+. Took 2-3 days for card approval.

 

[gamersgzb]

1. HDFC Infinia 12.2L
2. ICICI APay 3L
3. SBI Elite 5L
4. CIBIL 814
5. 5 hard enquiries in CIBIL due to 2 new CCs - Infinia and Elite

I was interested only coz it's LTF and BMS offer

Check this
Post in thread 'Got IDFC wealth credit card very easily' https://www.technofino.in/community...lth-credit-card-very-easily.15640/post-428593

 

[Deepak_Shetty]

Was this your first IDFC card?

Yes. I didn't complete first application as I was offered for WOW card. After few months, tried with another number and got Wealth card.

 

[SSV]

Yes. I didn't complete first application as I was offered for WOW card. After few months, tried with another number and got Wealth card.

I don't have their savings account, living in non metro city, CIBIL 750+. Took 2-3 days for card approval.

Yeah, may be non metro thing triggered your physical verification

 

[NeoOnWheels]

So you applied against infinia and was offered select right?

I asked for IDFC Wealth and given IDFC Select.

Yes, as reference card I used Infinia in the form with 12L limit

 

[SSV]

I asked for IDFC Wealth and given IDFC Select.

Yes, as reference card I used Infinia in the form with 12L limit

Online or offline? Why I asked this : you won’t ask for anything online , you put in your details and it will offer you a card based on what it thinks that you are eligible for

 

[SSV]

I asked for IDFC Wealth and given IDFC Select.

Yes, as reference card I used Infinia in the form with 12L limit

Why didn’t you have Amex in your arsenal?

 

[0xfallup]

I asked for IDFC Wealth and given IDFC Select.

Yes, as reference card I used Infinia in the form with 12L limit

how much old is your infinia?

 

[Rahul Gupta]

And the Dice had been rolled for me and it turned out to be the LUCKY number : 6 for me

All within the span of 15 minutes from the starting of application to VKYC to Approval to Virtual Card thru IDFC App....

Here it is, my IDFC First Wealth:

View attachment 35097
View attachment 35096

Which card did you mention in cc field?

 

[NeoOnWheels]

Online or offline? Why I asked this : you won’t ask for anything online , you put in your details and it will offer you a card based on what it thinks that you are eligible for

Online application. It offered Select and so I opted out.

Im not sure about acceptance of Amex but platinum travel seems interesting.

My Infinia is just a month old card. Got it after pulling some strings. For last 18 years I had basic HDFC card called MoneyBack 🤣

 

[SSV]

Which card did you mention in cc field?

Any guess ..

 

[aayusharyan]

Any guess ..

View attachment 35121

ICICI APay. 🤣

 

[SpiesCan'tCatchMe]

Any guess ..

View attachment 35121

Sapphiro ltf pakka

 

[aayusharyan]

Sapphiro ltf pakka

Ohh, Maybe PNB Patanjali CC /s

 

[SSV]

ICICI APay. 🤣

3 months ago when I applied for an IDFC card for the first time against my 5 year old 6.4 L Apay, they offered me a very basic shitty card that I can’t even remember…
So NO

 

[SSV]

Online application. It offered Select and so I opted out.

Im not sure about acceptance of Amex but platinum travel seems interesting.

My Infinia is just a month old card. Got it after pulling some strings. For last 18 years I had basic HDFC card called MoneyBack 🤣

I am coming to you mate.. just hang on..
Having dinner and typing

 

[aayusharyan]

I am coming to you mate.. just hang on..
Having dinner and typing

Okay bhai, have dinner first then can contribute to finance. People watch youtube/netflix while eating, aap toh TFC chalaate ho.