My experience with IndusInd Bank has been positive so far. I applied for the IndusInd Bank Pinnacle Card and it was approved on the same day. The next day, I opened an exclusive account online with a balance of 90,000 INR. Both the debit and credit cards were delivered on the same day. I linked the credit card to my internet banking and requested a MasterCard over the phone, which I received in a week. Whenever I contacted customer care, I was connected within seconds. Additionally, I created an Indie account to receive a 500 INR cashback per month on payments of 5,000 INR. The only issue I encountered was a delay of 10-12 days for family banking due to an offline process, but the accounts were eventually created.