Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[theflash]

so when on initial application we can add spouse details too?

After applying for card. You can choose to apply for add-on.

 

[RTR01]

If I apply for addon. Can I login in onecard app in the addon holder phone?

 

[theflash]

If I apply for addon. Can I login in onecard app in the addon holder phone?

Yes they get a seperate card and app.

 

[gamersgzb]

Is thread ko padhte padhte onecard apply kar dia
Indian Bank and 5l limit..

 

[gamersgzb]

It's better to start the process on one score app.. Because in one card app it applies card directly without you able to look your score or any reserved or pre approved offer thing

 

[Riya]

making me tempt by 'metal'

Why not... I don't know if I'll get a premium metal card anytime soon... So had to work with One card for now...

 

[Wealth is my birth right!]

Why not... I don't know if I'll get a premium metal card anytime soon... So had to work with One card for now...

so far axis magnus only with me
planning to add onecard but i need with bob let me see

 

[Riya]

so far axis magnus only with me
planning to add onecard but i need with bob let me see

Yeah... Take it If it's available with Bob.. they give good LE from time to time... I've heard on this forum that federal bank backed cards are stingy with LEs
From Dec 2022 to today my limit got enhanced from 1.4 L to 5.5L

 

[Wealth is my birth right!]

Yeah... Take it If it's available with Bob.. they give good LE from time to time... I've heard on this forum that federal bank backed cards are stingy with LEs
From Dec 2022 to today my limit got enhanced from 1.4 L to 5.5L

wow thats a huge jump...enjoooy!

 

[theflash]

I've heard on this forum that federal bank backed cards are stingy with LEs

True . Stuck with 1.4L Limit since approved.

 

[Wealth is my birth right!]

True . Stuck with 1.4L Limit since approved.

scare to apply if i get federal as bank.....bob preferred but no way to get selected

 

[Riya]

True . Stuck with 1.4L Limit since approved.

 

[SSV]

Yes with your CIBIL profile, they will soon give pre approved offer for you.

Installed One Score App on Andriod and got the following Screens .. how to know which Bank it is? need to wait for some days .. is it ?/
What is my current postion .. is it pre approved??

 

[Avishma1]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

Yes,No, yes, can't say

 

[gamersgzb]

Installed One Score App on Andriod and got the following Screens .. how to know which Bank it is? need to wait for some days .. is it ?/
What is my current postion .. is it pre approved??

View attachment 63163

View attachment 63164


View attachment 63165

After this they will let you know the banking partner.. i had applied via one card app .. i got the banking partner after this.. it will update within few hours

 

[BVCBVC is verified member.]

Installed One Score App on Andriod and got the following Screens .. how to know which Bank it is? need to wait for some days .. is it ?/
What is my current postion .. is it pre approved??

View attachment 63163

View attachment 63164


View attachment 63165

As you have installed and submitted application, you will know in sometime. If you have installed and kept it for some days or so, it would have shown the bank name.

 

[sourpai]

Just checked my onescore app... It is showing pre approved, but with Federal bank, which many of you suggested is not a good option

Few weeks back it was SBM with same credit limit. Looks like they keep changing the banks

 

[BVCBVC is verified member.]

Just checked my onescore app... It is showing pre approved, but with Federal bank, which many of you suggested is not a good option

Few weeks back it was SBM with same credit limit. Looks like they keep changing the banks

View attachment 63167

10L with Federal bank is good, you can take it. But you cannot get other Federal cards. If that's an issue wait for another bank. In my case I got stuck with only Federal in 2021-22 for 6 months or so. Had to take it at that point of time.

 

[Riya]

Installed One Score App on Andriod and got the following Screens .. how to know which Bank it is? need to wait for some days .. is it ?/
What is my current postion .. is it pre approved??

View attachment 63163

View attachment 63164


View attachment 63165

@SSV gaaru... You didn't had One card??? I'm surprised... With your profile you'll never fall short of pre-approved offers
And probably it's BoB backed card... They give good limit upfront as compared to federal, indian bank

 

[gamersgzb]

@SSV gaaru... You didn't had One card??? I'm surprised... With your profile you'll never fall short of pre-approved offers
And probably it's BoB backed card... They give good limit upfront as compared to federal, indian bank

Indian Bank also give good limit, have similar cibil and got same limit with Indian Bank on Sunday