Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[federer.reddevil]

Were you offered pre approved offer anytime??

Nope I didnt have any preapproved offers

 

[SSV]

Nope I didnt have any preapproved offers

Thank you . Have you got your card approved ? Any income docs submitted? And details about process??

 

[Himanshuch]

This is how it looks to me, your screenshot is from home page of one card?
I don't see any contact us in my home page..
See below

My screenshot is from onecard android app. There is an option to track the card.

 

[Himanshuch]

Thank you . Have you got your card approved ? Any income docs submitted? And details about process??

My card was approved within 2 hours of video kyc. No docs were submitted during the process. Onecard just asks us our income during application process.

 

[federer.reddevil]

Thank you . Have you got your card approved ? Any income docs submitted? And details about process??

Yea I have got it in 2022 itself and have received 3 LE also after that

Applied with no Income documents

 

[SSV]

My card was approved within 2 hours of video kyc. No docs were submitted during the process. Onecard just asks us our income during application process.

Excellent. Thanks for the info.
My eterna application will be lodged tomorrow thru my radiance program. Once that CIBIL hit done I will apply for one card

 

[Himanshuch]

Excellent. Thanks for the info.
My eterna application will be lodged tomorrow thru my radiance program. Once that CIBIL hit done I will apply for one card

Also I'm not sure if we can choose the bank, I was issued onecard with BOB. I got to know about it during video kyc when the executive introduced himself. I had applied via onecard app and bank logo was not mentioned on the app.

 

[SSV]

Also I'm not sure if we can choose the bank, I was issued onecard with BOB. I got to know about it during video kyc when the executive introduced himself. I had applied via onecard app and bank logo was not mentioned on the app.

Sure .. will update here my experience

 

[Himanshuch]

Onecard is very fast in processing card approvals once reservation phase is over.

Card was delieved to my address within 3 days of video kyc completion.

Location- Delhi

 

[BVCBVC is verified member.]

Onecard is very fast in processing card approvals once reservation phase is over.

Card was delieved to my address within 3 days of video kyc completion.

Location- Delhi

Perks of staying in Capital City. Usually takes 3-5 days all over that too because of Blue Dart last mile delivery.

 

[gamersgzb]

Onecard is very fast in processing card approvals once reservation phase is over.

Card was delieved to my address within 3 days of video kyc completion.

Location- Delhi

Did it came from Gurgaon?
For me it's coming via delhivery and initially it was showing waiting to be pick up at Gurgaon, and that it started showing its their in Navi Mumbai.. no idea what's happening

 

[Santhosh]

Onecard is very fast in processing card approvals once reservation phase is over.

Card was delieved to my address within 3 days of video kyc completion.

Location- Delhi

Usually how many days one card is in reserved state?

 

[deep@vie]

Thank you . Have you got your card approved ? Any income docs submitted? And details about process??

Nothing required.
Even they started vkyc later.
Earlier they used to issue without vkyc.
Will fetch limits from your CIBIL & offer something around highest limit available.
Should be approved in no time.
The only catch is pincode should be serviceable, which is not an issue in your case.

 

[0xfallup]

Yha mil nahi rha itna papad belke and people asking worthiness 🥲

 

[sankar8]

My one card got shipped ( Indian Bank version ).
I can see the AWB number which starts with 3313########, but can't see via which courier service.

 

[RTR01]

Now the reward rate got down to 1/2 and the cap to 1/3 when compared to before. All the new users hope for the best. Those who are trying to get it now it's not worth it if you are over levereged already.

 

[gamersgzb]

My one card got shipped ( Indian Bank version ).
I can see the AWB number which starts with 3313########, but can't see via which courier service.

Click on need help then my tickets then chat with us.. there after some back and through it will give you option where is my card? Then it will show details of courier service

 

[Himanshuch]

Usually how many days one card is in reserved state?

For me, it was reserved till 2 months. Then the offer expired all of a sudden. So I reached out to onecard customer support via email and the next day I was able to apply.

 

[Himanshuch]

Did it came from Gurgaon?
For me it's coming via delhivery and initially it was showing waiting to be pick up at Gurgaon, and that it started showing its their in Navi Mumbai.. no idea what's happening

Mine came from Chennai I believe.

 

[bigbyte]

Now the reward rate got down to 1/2 and the cap to 1/3 when compared to before. All the new users hope for the best. Those who are trying to get it now it's not worth it if you are over levereged already.

When did it happen? it was always 10p per point and 1% point default reward rate IIRC.