Kotak Bank "811 Super Savings Account" Benefits

[varun__goel_]

I am an existing customer.

Had 811 account earlier?

 

[kjs]

Had 811 account earlier?

yes .. Since 18+ months I am using , always had 30k + balance.

 

[Aniket]

yes .. Since 18+ months I am using , always had 30k + balance.

Then KYC mode doesn't matter at all for you, after recent changes.

Check if you can upgrade via dedicated 811 App or via calling customer care, ending with 811.

 

[chuckzspadina]

link worked for me and redeemed gc successfully.

1. Visit https://kotak811.woohoo.in/
2. select gc of 100 value and fill the details
3. Use the code received in sms
4. Profit.

Received the same message today afternoon and just now redeemed for ₹100 Amazon gift card.

 

[skyisthelimit]

By paying Rs. 300 and became part of super, upon applying physical debit card, Rs 299 charge is showing again.
Is it also applicable??

 

[Aniket]

By paying Rs. 300 and became part of super, upon applying physical debit card, Rs 299 charge is showing again.
Is it also applicable??

Why are you applying? DC will get issued and delivered by default.

 

[crazyuploader]

I'm confused if I should get it or not, seeing an option in the app, for CC payments so far all well guys?

 

[rakhi]

If I buy Amazon shopping vouchers in Amazon Wil I get 5% cashback?

 

[pinki]

Our experts have created a nice long thread for users like you. Give it a read once and ask there if you still have any questions left.

Thread 'Kotak Bank "811 Super Savings Account" Benefits'

Sep 6, 2024

Rewards that make spending worth it
Enjoy FLAT 5% cashback up to Rs.6,000* per year (Rs.500 every month) on your Debit Card spends.

Terms and Conditions - 811 Super

811 Super eligibility:

1. While completing FKYC/on-boarding to 811 Super program, the minimum A/c account balance should be ₹5,000.
2. On monthly basis, customer needs to do at least one customer initiated credit transaction of minimum ₹5,000 to get eligible for 811 Super cashback.
3. 811 Super will be offered for one year from the date of subscription. After 1 year, Customer’s consent will be taken for...

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• 2024 5% cashback 811 super account bank bank acccounts benefits bill bill payment card cashback cc bill debit card kotak kotak 811 kotak 811 full kyc offline payment platinum savings savings account sbi unipay super savings account upgrade visa
• Replies: 2,252
• Forum: Bank Account

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OP ne ye pdhna important nhi smjha 🙂

📨

 

[Ashishag22]

Hi guys,
I am 811 full kyc user.
After going through this post, i tried upgrading to 811 super through online but it showed i am not eligible.
I tried contacting customer care for upgrade but they too said i am not eligible.
I asked them for reason, but they said they doesnt know the reason & only back end team will know the reason.

Can someone help me, what do i have to do now? Any suggestions? I am 811 full kyc user from more than 5 years.

 

[6ix9ine]

I'm confused if I should get it or not, seeing an option in the app, for CC payments so far all well guys?

As of now, yes.

Hi guys,
I am 811 full kyc user.
After going through this post, i tried upgrading to 811 super through online but it showed i am not eligible.
I tried contacting customer care for upgrade but they too said i am not eligible.
I asked them for reason, but they said they doesnt know the reason & only back end team will know the reason.

Can someone help me, what do i have to do now? Any suggestions? I am 811 full kyc user from more than 5 years.

You tried on your own – Not eligible ❌
You contacted customer care – Not eligible ❌
When you asked the bank for a reason, they said they didn’t know - Not eligible ❌

You have no options left. Unfortunately, nothing can be done. You’re not alone, many others are facing the same issue.

 

[MOhit __]

Hi guys,
I am 811 full kyc user.
After going through this post, i tried upgrading to 811 super through online but it showed i am not eligible.
I tried contacting customer care for upgrade but they too said i am not eligible.
I asked them for reason, but they said they doesnt know the reason & only back end team will know the reason.

Can someone help me, what do i have to do now? Any suggestions? I am 811 full kyc user from more than 5 years.

The offer is for a select few users and is not available to all 811 act holders

 

[VibhavBilgoji]

Guys is there a specific way to add 5000 to the account every month or it's fine if I tell someone to send me 5k via UPI?

 

[Chhota Bheem]

Guys is there a specific way to add 5000 to the account every month or it's fine if I tell someone to send me 5k via UPI?

You have to add funds through the Kotak811 or Kotak mobile banking app, third party transfers are not eligible for cashback.

Select add money, use UPI linked with any other bank account.

 

[MrJJ]

You have to add funds through the Kotak811 or Kotak mobile banking app, third party transfers are not eligible for cashback.

Select add money, use UPI linked with any other bank account.

There is no such condition. You just need a credit entry of ₹5000.
Method doesn't matter. UPI, IMPS, NEFT all are valid. It could be from anyone's account, family, friend, company, stranger, your own etc.

 

[6ix9ine]

There is no such condition. You just need a credit entry of ₹5000.
Method doesn't matter. UPI, IMPS, NEFT all are valid. It could be from anyone's account, family, friend, company, stranger, your own etc.

+1

I didn’t use the "Add Money" button in the app. I simply transferred ₹5000 from another account to this one using UPI, and I still received the cashback.

 

[Chhota Bheem]

There is no such condition. You just need a credit entry of ₹5000.
Method doesn't matter. UPI, IMPS, NEFT all are valid. It could be from anyone's account, family, friend, company, stranger, your own etc.

+1

I didn’t use the "Add Money" button in the app. I simply transferred ₹5000 from another account to this one using UPI, and I still received the cashback.

Thanks for the confirmation, but as per the terms and conditions - On monthly basis, customer needs to do at least one customer initiated credit transaction of minimum ₹5,000 to get eligible for 811 Super cashback.

 

[6ix9ine]

Thanks for the confirmation, but as per the terms and conditions - On monthly basis, customer needs to do at least one customer initiated credit transaction of minimum ₹5,000 to get eligible for 811 Super cashback.

Correct, and nowhere does it say that you must explicitly use the "add money" feature to complete that credit transaction. It can be done in any way.

Still, I get your point. It's better to use the "add money" button and be safe than sorry.

 

[Aniket]

Thanks for the confirmation, but as per the terms and conditions - On monthly basis, customer needs to do at least one customer initiated credit transaction of minimum ₹5,000 to get eligible for 811 Super cashback.

Bro it's something else. 🤣

You have interpreted it wrongly, it means like if you recieve 5k refund/reversal/cashback, etc., it's also credit txns, but it won't get treated for super program.

But yes, they could have written it in a more understandable way, without creating confusions.

 

[Chhota Bheem]

Correct, and nowhere does it say that you must explicitly use the "add money" feature to complete that credit transaction. It can be done in any way.

Still, I get your point. It's better to use the "add money" button and be safe than sorry.

It says customer initiated credit transaction, so it has to be the add money option or transfer from other bank account of the customer.

I don't think Kotak can track a transaction, if it is direct transfer by the customer from a different bank. So, add money is the best option to fulfill the terms of the cashback.

Bro it's something else. 🤣

You have interpreted it wrongly, it means like if you recieve 5k refund/reversal/cashback, etc., it's also credit txns, but it won't get treated for super program.

But yes, they could have written it in a more understandable way, without creating confusions.

Yes, I agree refunds are excluded but the term customer means third party is also excluded.

At present they enabled any credit except reversals for cashback eligibility (based on members feedback here).