Limit enhancement

[Subhajeet]

Having hdfc regalia credit card and limit of 3.6 lakh got limit enhancement in feb 2020 after that no limit enhancement done from there side when am asking they are refuting how can i enhance my limit any way out please suggest.

 

[amitjena]

facing same issues with hdfc

 

[Sagar]

I got the limit increase last week

 

[Subhajeet]

after how many years

 

[Sagar]

Within a year(around feb-2022). my previous limit increase was based on income proof and the last increase(last week) was system-generated.

 

[Subhajeet]

ok are u using any other card and also any high net worth banking programme member

 

[Rahul Gupta]

Having hdfc regalia credit card and limit of 3.6 lakh got limit enhancement in feb 2020 after that no limit enhancement done from there side when am asking they are refuting how can i enhance my limit any way out please suggest.

I think you are not using your card much. use atleast 10% card each month.

 

[Subhajeet]

ok i will do that

 

[Sagar]

ok are u using any other card and also any high net worth banking programme member

Yes, I have multiple cards with ICICI, Amex, Axis, IDFC, and Citi and I have imperia banking saving with HDFC for more than a year.
Recently,
- I upgraded to the Easyshop platinum debit card
- Added all my credit cards to the bill payment system of HDFC (it took 1week+ to get it approved)
- Paid my ICICI credit card bill from my new debit card
I think bill payment to the ICICI credit card could have triggered this auto limit increase