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Make Rent Payments Cheap and Easy AMEX Cards

bloodcurdle

bloodcurdle

TF Buzz
Hi,

Great news! Housing.com now accepts rent payments from AMEX Credit Cards, offering a more convenient method for transactions.

It appears that this service is currently available for two categories: "Home Service" and "Education Payments."

A beneficial option is to consider their Credit Plus Subscription, which reduces convenience fees with each payment. By selecting the "Education Category," you can enjoy a flat 15% discount on fees, lowering the convenience fee to just 1.4%, the lowest rate available. I did total transactions of Rs 60,000 and everytime it went through unlike mobikwik which fails most of the time.

To get started, feel free to use my referral link to access Housing.com
Use my invite code "40ifh" while making your first payment to get instant discount up to ₹300. 💸
Install the app by clicking here ➡️ https://bit.ly/3TtitEt & select “Pay on Credit” on the first screen.
 

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Last edited:
Apply For LTF AU LIT Credit Card
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350modena said:
What were you final charges for using housing.com?
Click to expand...
around 1.4 % on the rent (with referral + Credit plus discount)

Here's the breakup
Rent -> 60,000
Convenience fees (w/o GST) -> 895
Referral discount (one time) -> -179
Credit plus discount (every time) -> -63
Convenience fees (with GST) -> 770
Total paid -> 60,770
With Credit plus cost accrued -> 60,837
This is ~ 1.4 %


For the second month onward ->
Rent -> 60,000
Convenience fees (w/o GST) -> 895
Referral discount (one time) -> NIL
Credit plus discount (every time) -> -63
Convenience fees (with GST) -> 982
Total paid -> 61,982
With credit plus cost accrued -> 61049
This is ~ 1.75 %

Credit plus is 199 for 3 months (67 per month)

Please let me know in case of any queries.
 
Upvote 0 Downvote
financetherapy said:
around 1.4 % on the rent (with referral + Credit plus discount)

Here's the breakup
Rent -> 60,000
Convenience fees (w/o GST) -> 895
Referral discount (one time) -> -179
Credit plus discount (every time) -> -63
Convenience fees (with GST) -> 770
Total paid -> 60,770
With Credit plus cost accrued -> 60,837
This is ~ 1.4 %


For the second month onward ->
Rent -> 60,000
Convenience fees (w/o GST) -> 895
Referral discount (one time) -> NIL
Credit plus discount (every time) -> -63
Convenience fees (with GST) -> 982
Total paid -> 61,982
With credit plus cost accrued -> 61049
This is ~ 1.75 %

Credit plus is 199 for 3 months (67 per month)

Please let me know in case of any queries.
Click to expand...
Got it thank you.

I always yo yo between paying such changes or just using NEFT.. somehow i hate paying charges.... 🤣
 
Upvote 0 Downvote
350modena said:
Got it thank you.

I always yo yo between paying such changes or just using NEFT.. somehow i hate paying charges.... 🤣
Click to expand...
Same here. I've been trying out different methods to pay. I tried Redgiraffe and others as well. NEFT is best in case one does not have any cc that off sets the charges via reward points and/or milestone benefits.
Wanted to get the Vistara cards for the same - milestone, as value back will be good. but sadly keep getting rejected.
 
Upvote 0 Downvote
financetherapy said:
around 1.4 % on the rent (with referral + Credit plus discount)

Here's the breakup
Rent -> 60,000
Convenience fees (w/o GST) -> 895
Referral discount (one time) -> -179
Credit plus discount (every time) -> -63
Convenience fees (with GST) -> 770
Total paid -> 60,770
With Credit plus cost accrued -> 60,837
This is ~ 1.4 %


For the second month onward ->
Rent -> 60,000
Convenience fees (w/o GST) -> 895
Referral discount (one time) -> NIL
Credit plus discount (every time) -> -63
Convenience fees (with GST) -> 982
Total paid -> 61,982
With credit plus cost accrued -> 61049
This is ~ 1.75 %

Credit plus is 199 for 3 months (67 per month)

Please let me know in case of any queries.
Click to expand...
How does it appear to your landlord? Does it show as an education payment?
 
Upvote 0 Downvote
financetherapy said:
Same here. I've been trying out different methods to pay. I tried Redgiraffe and others as well. NEFT is best in case one does not have any cc that off sets the charges via reward points and/or milestone benefits.
Wanted to get the Vistara cards for the same - milestone, as value back will be good. but sadly keep getting rejected.
Click to expand...
Hmmm haven't explored vistara cards yet. Is this SBI or IDFC?
 
Upvote 0 Downvote
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