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My credit score has been dropped by 120 points due to 2 hard inquiries. How can I Improve it?
- Thread starter 143robinkumar
- Start date
Gaara
TF Ace
Bro don't worry about Experia it falls and rises like that only.
I had 4 enquiries on cibil and only 4 points drop, whereas for 2 enquiries on Experia it dropped by 30 points.
I have 54 inquiries this month yet my cibil has increased 2 points.
Arey sir
@SSV @techt @Shubham Yadav @NShah @Akashn @varun__goel_
Please salute this Brave Commander
🙋
techt
TF Legend
May be they are soft inquires ?Arey sir
@SSV @techt @Shubham Yadav @NShah @Akashn @varun__goel_
Please salute this Brave Commander
🙋
Sahilhenzy
TF Ace
CIBIL don't have any soft inquiry concept. Yes CRIF do have the Soft inquiry concept.
Sahilhenzy
TF Ace
It was dropped due to change in the algorithm.
Soft enquiry aren't seen by individual
varun__goel_
TF Legend
Ruko zara sabar karo
May mein dekho hota hai kya....
It will have a impact on score definitely. Might not a lot, but some for sure depending on cibil age. And you might have to face rejections for next few months
Don't worry its not becuase of inquiries. Actually experian has changed their algorithm to match cibil.
120 point drop is wooping.. but it's Experian it comes back massively too
P B R G
TF Ace
But how? Did you try to apply all the cards in the market one after another?
CyberPsych
TF Ace
Why would you apply for all cards? And why would you apply for entry level cards if you are going to apply for high end cards?
Who said I was applying for entry level cards?
CyberPsych
TF Ace
Okay. I guess all cards means every card available.
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