Only Premium & Super Premium Cards Discussion

[kej]

Hi Everyone,
I was looking at my edge rewards earnings over the past 1 year and was curious to know what's the maximum that people have been able to juice out on Magnus? I can start by showing my earnings over a period of March 2022 to May 2023:



The very high-level breakup of the earning would look something like this:

~3 Lakhs : Monthly Milestones for 12 months​

~3.8 Lakhs : Holi Dhamaka 2022 Earning​

~2.2 Lakhs : Through regular and accelerated rewards.​

Answer to a few questions I saw in the thread:
- Do I own a business or shop/franchise?

Nope. I am a salaried guy working in Gurgaon for the last 10 years. I don't have any business spending or any special channels that I used to earn these points.​

- What all categories did I spend in?

Can't recall any major segregation but spends were mostly on:​

- E-commerce​

- Offline shopping​

- 2 personal international trips​

- 2 work-related international trips ( I did for the hotel using my card and got it reimbursed from the company)​

- Dining​

- etc​

-Were there any unknown hacks, that might have been used in the journey?

- There was one hack which contributed the maximum and that was the Holi Dhamaka offer in 2022. Axis TnC had a loophole where they didn't apply any capping. And I had an insurance payment due and I got 30X uncapped ER for that one payment! I posted about this in some public forum (Post Link). Sadly it was running only for ~5-day period in the month of March 2022!​

- I do try and ensure that every single spend of my is via Grabdeal either directly or indirectly. I keep my Amazon and Paytm wallets loaded so for non-grabdeal sites also I get at least 3x.​

- Another thing that has been helpful is that a lot of my spending is on 3x,5x, and 10x partners of grabdeals. Like Imy family purchases a lot from FabInia, Amazon,Healthians, etc.​

​

-What is the approximate value of total spending incurred to reach this figure?

I'm not comfortable sharing the exact figure, but it was greater than 15L​

I feel I have developed a good muscle memory on which channel/portal/payment method to use for which spending and that allows me to quickly make the right call. But trust me this hasn't been easy. I only know how much additional time I spend before buying anything just because I'm trying to maximise the rewards. And not to forget, the frown on my wife's face when I ask her to wait for 5-10 minutes in every departmental store because I'm busy buying vouchers from Grabdeals/Gyftr! 😅

Happy to help in any way I can to help you guys maximise as well.

Cheers!

 

[CP24]

Sorry, but what is the purpose of this post and that too in this group? How are the members going to benefit from this?

 

[Dr-green69]

Sorry, but what is the purpose of this post and that too in this group? How are the members going to benefit from this?

Show off aur kya

 

[NikTravelEnthusiast]

Thats a impressive number.

 

[kej]

Sorry, but what is the purpose of this post and that too in this group? How are the members going to benefit from this?

I posted in the "general" section and not in the "tricks" section. Maybe I'm misunderstanding the purpose of this group, do enlighten me.
And the reason I posted in this Group is that I feel more secure sharing some personal numbers with only 200 selected folks rather than publically with 1000s of folks.

Happy to remove this post if this violates any guidelines.

 

[CP24]

I posted in the "general" section and not in the "tricks" section. Maybe I'm misunderstanding the purpose of this group, do enlighten me.
And the reason I posted in this Group is that I feel more secure sharing some personal numbers with only 200 selected folks rather than publically with 1000s of folks.

Happy to remove this post if this violates any guidelines.

Koi nahin, ab post kar hi diya hai toh yeh batao ek saal main itne points kaise jama kiye. 🤣
Ek iske liye bhi thread ho jaye.

 

[rj_arora]

Itne points kaise collect kiye? It's monetary value is 3.6 lakh, even if converted to multi-brand voucher

 

[Rajat94]

That's a big number! 😱

Would you mind sharing where have you been earning most of them apart from achieving the milestones?

 

[V360]

Koi nahin, ab post kar hi diya hai toh yeh batao ek saal main itne points kaise jama kiye. 🤣
Ek iske liye bhi thread ho jaye.

Yes trick bataa doo - baaki hum bhi itna point accumulate karke post kar denge 😛

 

[CP24]

Bhai ke pass tricks hain bahut saare, share nahin kar rahe. 🤣

 

[ChurningNoob]

I posted in the "general" section and not in the "tricks" section. Maybe I'm misunderstanding the purpose of this group, do enlighten me.
And the reason I posted in this Group is that I feel more secure sharing some personal numbers with only 200 selected folks rather than publically with 1000s of folks.

Happy to remove this post if this violates any guidelines.

Good point.

Now you can make all of them shut up ONLY if you share the trick/method/loophole/jugaad on how to accumulate these points.

 

[jack333]

Yeh bhi IYKYK wale group ka hi lagta hai 🤣

 

[MilesMax]

If the spends are around 2L per month then this number is easily justifiable.
With a combination of Gyftr, Grabdeals, TravelEdge etc.

 

[phildunphy]

Hi Everyone,
I was looking at my edge rewards earnings over the past 1 year and was curious to know what's the maximum that people have been able to juice out on Magnus? I especially wanted to ask this here because I think most of the Magnus high earners would be a part of this group.

I can start by showing my earnings over a period of March 2022 to May 2023:
View attachment 19979

Do you run a travel agency or own a Dominos franchise? 😛 Get cash payments and use your card to swipe?

 

[jack333]

This trick is used by store owners like shoppers stop, lifestyle, woodland or pantaloons. They purchase gv at 10x and use at their own stores when customer pays in cash

 

[phildunphy]

This trick is used by store owners like shoppers stop, lifestyle, woodland or pantaloons. They purchase gv at 10x and use at their own stores when customer pays in cash

Damnn, Axis's genius CC team lets all that go, but god forbid i stay 3 nights at Accor hotel and pay rent , they have instant alarm bells ringing in their dingy corporate offices

 

[CARDBITRAGE]

This trick is used by store owners like shoppers stop, lifestyle, woodland or pantaloons. They purchase gv at 10x and use at their own stores when customer pays in cash

Store owners of said brands are MNCs like Tata, Reliance, etc. Highly unlikely. But if you are self-employed, you can extract great value by pairing Axis Magnus+Reserve+Atlas. Especially if you do a lot of "business trips". XD

 

[phildunphy]

Store owners of said brands are MNCs like Tata, Reliance, etc. Highly unlikely. But if you are self-employed, you can extract great value by pairing Axis Magnus+Reserve+Atlas. Especially if you do a lot of "business trips". XD

Store owners are franchise owners, they are not rich af at all, it costs 75L to 1.5Cr to run a franchise , not that its cheap but they are not Tata is my point

 

[jack333]

Yes its franchise only. And moreover these guys know each other and exchange their vouchers among themselves so that same person doesn't buy same voucher every month do get in the notice of bank

 

[VISHESH_BANSAL]

Yes its franchise only. And moreover these guys know each other and exchange their vouchers among themselves so that same person doesn't buy same voucher every month do get in the notice of bank

Seems like you are also one of the Franchise owner-Such deep info
Side business good good