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Non BBPS payments via 3rd party apps to be stopped by RBI forcing all banks to register as BBPS billers

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RBI has directed all CC payments to be made using BBPS only.

3rd party apps to stop non bbps card payments from 1st July onwards.

Banks who are not registered as a BBPS biller have been given time till 30th June but 90 days extension has been sought from RBI.
 

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Vineet_ said:
How to know mcc for below txn done by hdfc millinea dc for cc payments

POS xxxxxxxxxxxx Paytm

POS xxxxxxxxxxxx Paytm Noida IN
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Don't worry, you will get 2.5% with DC if not loaded to wallet and direct payment. Only wallet load MCC 6540 gives 1%. For 16K pay direct or load 40K first and then pay. Both will fetch 400 for you. The txn you shared will give you 2.5% for sure.
 
Vineet_ said:
How to know mcc for below txn done by hdfc millinea dc for cc payments

POS xxxxxxxxxxxx Paytm

POS xxxxxxxxxxxx Paytm Noida IN
Click to expand...

Ask the customer care and check if the mcc is in the following exclusion list. I did cc payments through Mobikwik and didn't get any reward points

MCCDescription
5944Clock, Jewelry, Watch, and Silverware Store
5094Precious Stones and Metals, Watches and Jewelry
5541Service Stations (with or without Ancillary Services)
5983Fuel Dispenser, Automated
5172Petroleum and Petroleum Products
5542Fuel Dispenser, Automated
6211Securities Brokers/Dealers
6300Insurance Sales, Underwriting, and Premiums
6012Financial Institutions – Merchandise and Services
4816Computer Network/Information Services
4829Money Transfer
7392Management, Consulting, and Public Relations Services
7210Laundry, Cleaning, and Garment Services
4215Courier Services – Air or Ground
7277Dating and Escort Services
7311Advertising Services
7523Automobile Parking Lots and Garages
7361Employment Agencies and Temporary Help Services
7395Photofinishing Laboratories, Photo Developing
7338Quick Copy, Reprographic, and Blueprinting Services
7512Automobile Rental Agency (Not Listed Below)
4784Bridge and Road Fees, Tolls
8931Accounting, Auditing, and Bookkeeping Services
1520General Contractors – Residential and Commercial
2741Miscellaneous Publishing and Printing
7217Carpet and Upholstery Cleaning
5994News Dealers and Newsstands
4214Motor Freight Carriers and Trucking – Local/Long Distance, Moving and Storage Companies
7211Laundry – Family and Commercial
8351Child Care Services
5051Metal Service Centers and Offices
7216Dry Cleaners
7296Clothing Rental
8911Architectural, Engineering, and Surveying Services
7394Equipment Rental and Leasing Services
7349Cleaning, Maintenance, and Janitorial Services
8041Chiropractors
7375Information Retrieval Services
7699Repair Shops and Related Services
7841Video Tape Rental Stores
2842Specialty Cleaning, Polishing, and Sanitation Preparations
5074Plumbing and Heating Equipment
8111Legal Services, Attorneys
9402Postal Services – Government Only
1711Heating, Plumbing, and Air Conditioning Contractors
4821Telegraph Services
7321Consumer Credit Reporting Agencies
4225Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage
7519Motor Home and Recreational Vehicle Rental
4468Marinas, Marine Service/Supplies
9211Court Costs, Including Alimony and Child Support – Government Only
7339Stenographic and Secretarial Support Services
780Landscaping and Horticultural Services
7251Shoe Repair Shops, Shoeshine Parlors, and Hat Cleaning Shops
5933Pawn Shops
4457Boat Leases and Boat Rentals
5996Swimming Pools – Sales, Supplies, and Services
7276Tax Preparation Services
7393Detective Agencies, Protective Agencies, and Security Services
7513Truck and Utility Trailer Rentals
8734Testing Laboratories (Non-Medical)
4119Ambulance Services
7342Disinfecting and Exterminating Services
7549Towing Services
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harshgupta940 said:
Ask the customer care and check if the mcc is in the following exclusion list. I did cc payments through Mobikwik and didn't get any reward points
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Till now cc unable to understand regards my MCC query they have no clue regards even one representative connects but they have no such mcc info for dc transaction related mcc merchant category code he can see in their system.
 
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deep@vie said:
Make a small transaction & then call CC & ask.
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Tell me where to connect hdfc cc agent or shoot mail for dc mcc transaction query till now agent have no clue regards mcc of above transactions done in above mentioned from my side transaction completed a week ago.
 
Vineet_ said:
Tell me where to connect hdfc cc agent or shoot mail for dc mcc transaction query till now agent have no clue regards mcc of above transactions done in above mentioned from my side transaction completed a week ago.
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mail to 2nd lvl support.
 
chasni said:
Thanks. Paid wed morning. Lets see if I get it by Sunday else will have to use cred to make payment.
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If you recieved a success msg from sbi unipay then all's fine and it will reflect Wednesday's date only.. check directly on the iris app since yes bank didnt send me a sms that they have recieved the payment but it was relecting in the iris app.
 
I have huge payments of around 2.5L to be paid till 7 august … having 3 hdfc platinum dc in family … what should i do ? Unipay or hdfc bill pay ?
 
Chacha_vidhayak said:
I have huge payments of around 2.5L to be paid till 7 august … having 3 hdfc platinum dc in family … what should i do ? Unipay or hdfc bill pay ?
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Which bank CC's you have?

If you are paying bills of SBI/Axis/SC = Go for SBI Unipay

If you are paying bills of banks other than SBI/Axis/SC = Go for HDFC Billpay
 
chasni said:
Paid today and it was within 15 mins.
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2 Axis cards show up as billers on Unipay
I paid via the coloured one (entering the full card no.), with custom amount on the 30th, not credited to CC account yet.

I then used the other Axis card option, wherein only the last 4 digits and mob no. is required, today. Amount was credited instantly.
Now, what about the first payment? Till when will that reflect ? Or should I wait ?
 
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