PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[Rohit75]

I am unable to understand that when all PNB executives is not busy for VKYC ??? Unable to find out appointment for VKYC.

Applied 2 days ago for Platinum, provisional Credit limit 2.84 L.
Non PNB customer

My provisional was 1.46, received 70k

 

[dhshankar]

Lucky you!!

CIBIL query made now after card approval/delivery 😆

:Query of 50k for credit card :

 

[mgforce]

CIBIL query made now after card approval/delivery 😆

:Query of 50k for credit card :

Haha. Still better vs few lakhs query which was made earlier...

I got my RuPay Select Card delivered today. It was sent via DTDC Courier.

There was no intimation that it was sent!!

 

[Jatin1987]

View attachment 5307

Finally after 45 days...

iske LTF wale criteria kya hai. i forgot actually

 

[Rohit75]

I dont know either..

iske LTF wale criteria kya hai. i forgot actually

 

[kochiro]

Issue with vkyc. Nobody ever picks up

 

[hks789]

iske LTF wale criteria kya hai. i forgot actually

Minimum 1 transaction in one quarter.

 

[Jatin1987]

Minimum 1 transaction in one quarter.

wallet reload or any purchase do i need to make?

 

[Slayer]

wallet reload or any purchase do i need to make?

Even 1 rupis transactions are eligible according to @Bigde

 

[BigdeBigde is verified member.]

I am unable to understand that when all PNB executives is not busy for VKYC ??? Unable to find out appointment for VKYC.

Applied 2 days ago for Platinum, provisional Credit limit 2.84 L.
Non PNB customer

Don't wait for their call, it will never come, schedule a VKYC using their portal and join the link at the scheduled time. Once joined, you will be able to see a Call Now button, keep on hitting this button until some agent picks up the call and does the VKYC formalities for you.

 

[skyisthelimit]

How much PNB take time to approve or reject credit card????
Applied on 29/9 & VKYC done on 1/10.
Found CIBIL enquiry for amount equal to yearly income.

 

[manikP]

How much PNB take time to approve or reject credit card????
Applied on 29/9 & VKYC done on 1/10.
Found CIBIL enquiry for amount equal to yearly income.

Applied on 21 August, still in process.

 

[PavanPavan is verified member.]

How much PNB take time to approve or reject credit card????
Applied on 29/9 & VKYC done on 1/10.
Found CIBIL enquiry for amount equal to yearly income.

My VKYC completed on 3rd still pending

 

[Deleted member 2995]

How much PNB take time to approve or reject credit card????
Applied on 29/9 & VKYC done on 1/10.
Found CIBIL enquiry for amount equal to yearly income.

me today confirmed with VKYC team about card delivery she said that it will take a month

 

[hks789]

How much PNB take time to approve or reject credit card????
Applied on 29/9 & VKYC done on 1/10.
Found CIBIL enquiry for amount equal to yearly income.

Applied on Sep 9
vKYC on Sept 12
Application discrepant msg on Sept 21
Documents resubmission on Sept 21
Documents resubmission on Sept 23
Documents received acknowledgment on Sept 26

Still waiting 😅. No CIBIL Enquiry yet.

 

[harsh42s]

Finally! My card is approved 🙂

 

[PavanPavan is verified member.]

Finally! My card is approved 🙂

When you completed your KYC ?

 

[anish1516]

Don't wait for their call, it will never come, schedule a VKYC using their portal and join the link at the scheduled time. Once joined, you will be able to see a Call Now button, keep on hitting this button until some agent picks up the call and does the VKYC formalities for you.

There are no slots. All the slots show as booked only 1-1.20 slot shows green but when you click it shows some error. I am also stuck at VKYC.

 

[anish1516]

CIBIL query made now after card approval/delivery 😆

:Query of 50k for credit card :

What is this 50k inquiry? How can I check it? I have got a provisional limit of 4.34 L.

 

[harsh42s]

When you completed your KYC ?

I had completed in first week of September!