PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[mgforce]

An update: today got call from PNB Team, wherein they re-confirmed about card application and if VKYC done.

I asked them if there will be a verification call and they said it depends - somethings not done if all documents are good.

Learnt that we can track status in PNB Genie app. TAT as per executive was 15-25 days

@Bigde @vi07 @Rohit75 fyi

Update... I got another call yesterday aksing for VKYC and I told that it has been done.

After sometime, got an SMS that my application is lying discrepant. No email came.

Called Customer Care and they asked me to send ITR for last 2 years to creditcardpnb2@pnb.co.in

I was not interested to send, but basis latest updates from @Hrraj @vi07 @jeat001, will give it a shot. I will send same documents daily, will schedule auto-email asking for acknowledgement 🙂

 

[jeat001]

Make cc: care@pnb.co.in

Update... I got another call yesterday aksing for VKYC and I told that it has been done.

After sometime, got an SMS that my application is lying discrepant. No email came.

Called Customer Care and they asked me to send ITR for last 2 years to creditcardpnb2@pnb.co.in

I was not interested to send, but basis latest updates from @Hrraj @vi07 @jeat001, will give it a shot. I will send same documents daily, will schedule auto-email asking for acknowledgement 🙂

 

[Hrraj]

PNB rupay unboxing
Card color combination is really nice

 

[skvignesh]

Thinking to apply, still they are doing cibil enquiry as AUTO LOAN ? how much cibil dropped for high amount enquiry?

 

[Hrraj]

Thinking to apply, still they are doing cibil enquiry as AUTO LOAN ? how much cibil dropped for high amount enquiry?

my cibil still remain same after 5L auto loan enquiry

 

[Rohit75]

My cibil remains same (789) after 875K loan enquiry done by PNB.

 

[mgforce]

And my CIBIL score tanked, 50 points drop, 748, after they did 10L enquiry as Credit Card (yes, not auto loan for me)

 

[ashwinkashwink is verified member.]

PNB rupay unboxing
Card color combination is really niceView attachment 4369View attachment 4370View attachment 4371View attachment 4368

Design looks awesome 👌
Which is the courier service company?

 

[dhshankar]

To all members who submitting docs : While sending the docs, also loop the email ccpc@pnb.co.in . This is credit card processing team email id at PNB

 

[mgforce]

To all members who submitting docs : While sending the docs, also loop the email ccpc@pnb.co.in . This is credit card processing team email id at PNB

And they never respond back!

 

[Hrraj]

Design looks awesome 👌
Which is the courier service company?

Actually color combination is really nice, DTDC

 

[ashwinkashwink is verified member.]

PNB rupay unboxing
Card color combination is really niceView attachment 4369View attachment 4370View attachment 4371View attachment 4368

Try once in Netflix for buying subscription this card is working or not (my all RuPay cards failed 🥲)

 

[nitrogenSinghnitrogenSingh is verified member.]

Anyone who has applied recently, can you please share the details of how much cibil hit is done and under which category. I went through the thread, some people said its under loan some say under credit card. Can someone confirm this, who has applied recently?

 

[mgforce]

Anyone who has applied recently, can you please share the details of how much cibil hit is done and under which category. I went through the thread, some people said its under loan some say under credit card. Can someone confirm this, who has applied recently?

CIBIL hit in nos. will vary basis individual profile.

For my application, done on 20th Aug, got CIBIL enquiry as Credit Card only

 

[Abhishek012]

Try once in Netflix for buying subscription this card is working or not (my all RuPay cards failed 🥲)

Netflix is not support RuPay card. Aise bhi mai sab series download kar k dekhta hu. 🤣🤣

Netflix UPI accept karta hai. After RuPay CC link with UPI, you can use for Netflix payment. Shayad tab tak RuPay AutoPay bhi live on jaye Netflix me.

This are RuPay card upcoming features, not live yet -

 

[ashwinkashwink is verified member.]

Netflix is not support RuPay card. Aise bhi mai sab series download kar k dekhta hu. 🤣🤣

Netflix UPI accept karta hai. After RuPay CC link with UPI, you can use for Netflix payment. Shayad tab tak RuPay AutoPay bhi live on jaye Netflix me.

This are RuPay card upcoming features, not live yet -

View attachment 4403

Maja nahi aya😆

 

[Soumensen1994]

Mine is done under credit card and amount 4lacs

Anyone who has applied recently, can you please share the details of how much cibil hit is done and under which category. I went through the thread, some people said its under loan some say under credit card. Can someone confirm this, who has applied recently?

 

[db24]

Anyone who has applied recently, can you please share the details of how much cibil hit is done and under which category. I went through the thread, some people said its under loan some say under credit card. Can someone confirm this, who has applied recently?

Below is my entry
PNB 02-09-2022 CREDIT CARD 25,00,000 🙄

Form submitted on 2nd Sept
Video KYC completed on 5th Sept
Today got SMS vKYC has been approved.

Typically card companies make entries for 50000 to 80000 only for cbil inquiry,
I could digest 10,00,000 too, my highest limit on hdfc regalia cc is 1500000.
why is PNB crossing all boundaries 🤔

 

[ashwinkashwink is verified member.]

Below is my entry
PNB 02-09-2022 CREDIT CARD 25,00,000 🙄

Form submitted on 2nd Sept
Video KYC completed on 5th Sept
Today got SMS vKYC has been approved.

Looks like they have mistakenly made 10 people enquiries into your single account 🤣

 

[db24]

Looks like they have mistakenly made 10 people enquiries into your single account 🤣

I had my first CC from AXIS bank with a limit of Rs15000 only, at that time they had made the below entry which is the highest entry in my CBIL 🤓
UTI BANK 29-05-2007 CREDIT CARD 10,00,00,000