Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[RkrRkr is verified member.]

View attachment 19808

I hope you were asking something like but I have no email except request closure kindly rate .

Simply write a mail after login in sbi card web ,mentioning the above screenshot and asked them that you have not received any reversal but status of request showing closed...

 

[RkrRkr is verified member.]

Simply write a mail after login in sbi card web ,mentioning the above screenshot and asked them that you have not received any reversal but status of request showing closed...

Under Mailbox compose section select-Charges Reversal then next Annual fee reversal then next write your concern in concise way and submit it.

 

[Anil_Singh]

Got my Simplyclick converted to LTF recently.
Now both IRCTC and Simplyclick are LTF now.

 

[RkrRkr is verified member.]

Got my Simplyclick converted to LTF recently.
Now both IRCTC and Simplyclick are LTF now.

Party toh banti hai..

 

[fin_avid]

Got my Simplyclick converted to LTF recently.
Now both IRCTC and Simplyclick are LTF now.

same process?

 

[RkrRkr is verified member.]

same process?

Which card do you have ?
Yes same trick..

 

[fin_avid]

Which card do you have ?
Yes same trick..

simplysave 7 years old

 

[RkrRkr is verified member.]

simplysave 7 years old

Go ahead and try....And join the party of LTF..

 

[fin_avid]

Go ahead and try....And join the party of LTF..

bro sent u DM pls see

 

[RkrRkr is verified member.]

bro sent u DM pls see

Replied the same plz check.

 

[Anil_Singh]

same process?

You can say similar. I have outstanding balance. Called customer care and directly asked to connect to retention team. They asked reason. I said I want to convert my Simplyclick to LTF. They raised account closure service request and transferred call to retention team. I just said I want to make my card LTF. He said he will do it in 2 minutes. Asked some questions like mother name and city and raised PCT ID change request. That's it. Today, got confirmation through email (I asked them through email).

 

[Strange]

You can say similar. I have outstanding balance. Called customer care and directly asked to connect to retention team. They asked reason. I said I want to convert my Simplyclick to LTF. They raised account closure service request and transferred call to retention team. I just said I want to make my card LTF. He said he will do it in 2 minutes. Asked some questions like mother name and city and raised PCT ID change request. That's it. Today, got confirmation through email (I asked them through email).

How did they raise card closure request with outstanding?

 

[Anil_Singh]

How did they raise card closure request with outstanding?

Through app/website, we can't. But on helpline they can. While closing card, we will be asked to pay outstanding on the call itself before final step (if we really want to close card).

 

[Strange]

Through app/website, we can't. But on helpline they can. While closing card, we will be asked to pay outstanding on the call itself before final step (if we really want to close card).

They are asking to pay outstanding amount to raise card closure request.

 

[RkrRkr is verified member.]

They are asking to pay outstanding amount to raise card closure request.

Yes its possible, and if at all C/Care not agreeing then better pay and raise request through app/website ..

 

[Anil_Singh]

They are asking to pay outstanding amount to raise card closure request.

They did not ask me. Disconnect and try again with other executives.

 

[Dr_Card]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call cuatomare care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..

Hats off Man for your effort and for Such a valuable post.

 

[amol1729]

Called customer care and raised card closure request. They raised it after some verification, and transferred the call to retention call. Call went on for 45 minutes, but the lady didnt budge to make my SBI Ola money card as life time free. Only offering to get its fee waived this year. Even transferred to her manager.
I just went ahead, and asked her to close it. And the card was closed right on the call.
It was a pathetic experience, because they were neither making it lifetimefree, nor closing it. So had to literally fight to get it closed.
Had to blackmail the lady named "Anupama", I will complaint against her to RBI Ombudsman and on twitter if they dont process my request.

 

[4uziaul]

Called customer care and raised card closure request. They raised it after some verification, and transferred the call to retention call. Call went on for 45 minutes, but the lady didnt budge to make my SBI Ola money card as life time free. Only offering to get its fee waived this year. Even transferred to her manager.
I just went ahead, and asked her to close it. And the card was closed right on the call.
It was a pathetic experience, because they were neither making it lifetimefree, nor closing it. So had to literally fight to get it closed.
Had to blackmail the lady named "Anupama", I will complaint against her to RBI Ombudsman and on twitter if they dont process my request.

Instead of closing the card, you should have accepted the waiver and after a few days, tried again for a LTF card.

 

[amol1729]

Instead of closing the card, you should have accepted the waiver and after a few days, tried again for a LTF card.

After holding Infinia, axis magnus and sbi cashback I rarely am finding any use of SBI Ola money card now.
As a matter of fact, any other card am not finding any use.
After all the recent devaluations and ola money wallet tricks stopping to work, it is anyways a useless card. Hence didnt mind closing it.
I know sales 10% sbi offer might come. But its too much of a hassle to hold a paid card for that.
Besides I was irked by the retention lady who didnt budge on giving me LTF. So I was like I am going to close the card at any cost now. Jo ho jaaye