Suggest me a credit card for offline gold purchases

[Googix]

My family is planning to buy jewellery to the amount of 4L for sister marriage purposes. What card gives best reward points? I already have DCB, Magnus. Looking to redeem domestic flights for reward tickets ( chennai to delhi). Seems like vistara CC will be a good option for me. Any suggestions welcome.

 

[shutapdiya]

If buying Jwellery from Tanishq get the Tata Neu Infinity Card from HDFC

(Will be getting 5% nuecoins back )

If any other Jweller, check if they accept Amex then get Amex Plat Travel and complete the all the milestones in just 1 transaction
(will be getting 50000 Amex MR points +10000 Taj voucher)

 

[AlgoTrader]

If buying Jwellery from Tanishq get the Tata Neu Infinity Card from HDFC

(Will be getting 5% nuecoins back )

If any other Jweller, check if they accept Amex then get Amex Plat Travel and complete the all the milestones in just 1 transaction
(will be getting 50000 Amex MR points +10000 Taj voucher)

way to go

 

[Googix]

If buying Jwellery from Tanishq get the Tata Neu Infinity Card from HDFC

(Will be getting 5% nuecoins back )

If any other Jweller, check if they accept Amex then get Amex Plat Travel and complete the all the milestones in just 1 transaction
(will be getting 50000 Amex MR points +10000 Taj voucher)

I want to redeem for flight tickets. So Amex won't work for me.

 

[shutapdiya]

I want to redeem for flight tickets. So Amex won't work for me.

Then SBI Vistara Prime should be better choice (for Vistara tickets)

Or Tata Neu Infinity at Tanishq if you want to book Air Asia/ Air India Express (neu coins can be redeemed)

Else DCB for other flights

 

[Googix]

If buying Jwellery from Tanishq get the Tata Neu Infinity Card from HDFC

(Will be getting 5% nuecoins back )

If any other Jweller, check if they accept Amex then get Amex Plat Travel and complete the all the milestones in just 1 transaction
(will be getting 50000 Amex MR points +10000 Taj voucher)

Have tata neu infinity too but not sure if gold purchase bond will work with card. Like pay 3L-4L now and take jewellery 1 year later with no make up charges. Have to enquire with a tanishq store on this

 

[Googix]

Then SBI Vistara Prime should be better choice (for Vistara tickets)

Or Tata Neu Infinity at Tanishq if you want to book Air Asia/ Air India Express (neu coins can be redeemed)

Else DCB for other flights

Axis vistara Signature offers the same right? Have bad experience with SBI before so skeptical of getting credit card from them. But if benefits are worth it, will look into them.

 

[AlgoTrader]

Axis vistara Signature offers the same right? Have bad experience with SBI before so skeptical of getting credit card from them. But if benefits are worth it, will look into them.

how about idfc vistara

 

[shutapdiya]

Axis vistara Signature offers the same right? Have bad experience with SBI before so skeptical of getting credit card from them. But if benefits are worth it, will look into them.

Few days back I saw some comparison chart on Twitter which showed SBI as better than Axis

Main difference between both the cards is exclusion categories (axis restricted many categories )
check if Jwellery is excluded in any of the card which you are planning to use

 

[Googix]

how about idfc vistara

I have relationship with Axis but not idfc, will look into it. Any reason to go for IDFC card? Their card joining fee is high compared to axis/sbi

 

[Googix]

Few days back I saw some comparison chart on Twitter which showed SBI as better than Axis

Main difference between both the cards is exclusion categories (axis restricted many categories )
check if Jwellery is excluded in any of the card which you are planning to use

I have 3.5L limit with Axis Magnus, so if i got approved for Axis Signature will get more or same limit. Not sure about SBI and how much limit they give. Mostly i won't be using this card after hitting milestones and won't be renewing. I think they both give for jewellery.

 

[Googix]

Few days back I saw some comparison chart on Twitter which showed SBI as better than Axis

Main difference between both the cards is exclusion categories (axis restricted many categories )
check if Jwellery is excluded in any of the card which you are planning to use

Seems SBI gives reward points on all spends? I have a higher probability with getting reward points and milestones with SBI than Axis it seems

 

[Googix]

Well SBI declined my application, reason being internal guidelines 🤦‍♂️Gonna try my luck with IDFC Vistara

 

[ALOAK]

Few days back I saw some comparison chart on Twitter which showed SBI as better than Axis

Main difference between both the cards is exclusion categories (axis restricted many categories )
check if Jwellery is excluded in any of the card which you are planning to use

Jewellery is not excluded as i purchased jewellery for my mom counts for milestone and points