Super Premium Credit Card

[Momo_Scooby]

I want a super premium credit card for my wife (she is a working professional).
The basic expectation from that card is

• It has lounge access to Domestic(080 BLR of Bangalore Airport) and International (as for the international lounge person has to have a card with his/her name right?)
• the equivalent value of points/rewards/vouchers equal to the card fee will be good as I myself have already many cards in my name.

I have the following super premium cards in my name

Axis Magnus - Paid(10000) (credit limit 7 lakhs)
HDFC Diners Black - LTF (credit limit 6.95 lakhs)
SC Ultimate - Paid(5000) (credit limit 5.5 lakhs)

 

[Momo_Scooby]

Or some other card all together

 

[Momo_Scooby]

We don't have SBI, Yes Bank, RBL, Amex, BOB,Citi,HSBC,AU cards, so should I look for any super premium from these ?

 

[Darthvader]

Just get one more Magnus.

 

[Momo_Scooby]

Just get one more Magnus.

this one is in my mind, waiting for some more help or idea

 

[ARV]

We don't have SBI, Yes Bank, RBL, Amex, BOB,Citi,HSBC,AU cards, so should I look for any super premium from these ?

No, none have a good super premium card except for AMEX plat charge but very high fees. I think Magnus makes more sense as you can transfer points to Vistara as well but if you are looking only for gold status with Vistara then it makes sense ( not sure after transfer to Air India)

 

[Momo_Scooby]

No, none have a good super premium card except for AMEX plat charge but very high fees. I think Magnus makes more sense as you can transfer points to Vistara as well but if you are looking only for gold status with Vistara then it makes sense ( not sure after transfer to Air India)

I usually travel from Vistara the majority of the time(if the route is available) but it's not like I am looking for gold status.
is gold status valid for all the passenger-done tickets with the account or only the cardholder?

 

[Darthvader]

this one is in my mind, waiting for some more help or idea

Magnus has unlimited domestic and international access for self/ Card holder.

However if you take +1 (eg:wife) with you , then it is limited to 8 visits on international , Not sure on domestic .

 

[Momo_Scooby]

No, none have a good super premium card except for AMEX plat charge but very high fees. I think Magnus makes more sense as you can transfer points to Vistara as well but if you are looking only for gold status with Vistara then it makes sense ( not sure after transfer to Air India)

yes plat charge is too costly 😛

 

[Momo_Scooby]

Magnus has unlimited domestic and international access for self/ Card holder.

However if you take +1 (eg:wife) with you , then it is limited to 8 visits on international , Not sure on domestic .

domestic, guest are not allowed

 

[ARV]

I usually travel from Vistara the majority of the time(if the route is available) but it's not like I am looking for gold status.
is gold status valid for all the passenger-done tickets with the account or only the cardholder?

Only card holder also magnus gives you more CV points than Vistara ex: Magnus 12ER per 200 12/5*4= 9.6CV points, Vistara 6CV per 200 and 10 CV points per 200 is only for tickets for card holder booked on Vistara site

 

[Darthvader]

domestic, guest are not allowed

I recently used at 080 lounge, i swiped my Magnus PP. No question asked. Before i had Magnus , they were rejecting all cards blindly. So for peace of mind i just got magnus. Lounge is great, very less people has access to it. Domestic 080 is bit crowded now.

 

[ARV]

domestic, guest are not allowed

You can use Magnus PP for domestic also, someone mentioned in this community

 

[Momo_Scooby]

I recently used at 080 lounge, i swiped my Magnus PP. No question asked. Before i had Magnus , they were rejecting all cards blindly. So for peace of mind i just got magnus. Lounge is great, very less people has access to it. Domestic 080 is bit crowded now.

guest are allowed using magnus pp in domestic ?

 

[Momo_Scooby]

You can use Magnus PP for domestic also, someone mentioned in this community

I heard one can use pp in domestic but was not sure wether the guest is allowed in domestic or not.

 

[NewUser]

2.75L pm is not getting credited as of now, it's just 20-30K short to that

I'd suggest getting a DCB. It has unlimited lounge access, both domestic and international. And the priority pass isn't rejected at 080 BLR either.
DCB has a take home salary requirement of 1.75L per month. If your wife can wait for her next appraisal, she can apply for Infinia directly, assuming her next increment is ₹20-30k

 

[suhailmz]

I want a super premium credit card for my wife (she is a working professional).
The basic expectation from that card is

• It has lounge access to Domestic(080 BLR of Bangalore Airport) and International (as for the international lounge person has to have a card with his/her name right?)
• the equivalent value of points/rewards/vouchers equal to the card fee will be good as I myself have already many cards in my name.

I have the following super premium cards in my name

Axis Magnus - Paid(10000) (credit limit 7 lakhs)
HDFC Diners Black - LTF (credit limit 6.95 lakhs)
SC Ultimate - Paid(5000) (credit limit 5.5 lakhs)

IDFC wealth can be a good option. It’s a no nonsense card I feel.
Also, how’s your DCB LTF?

 

[Momo_Scooby]

I'd suggest getting a DCB. It has unlimited lounge access, both domestic and international. And the priority pass isn't rejected at 080 BLR either.
DCB has a take home salary requirement of 1.75L per month. If your wife can wait for her next appraisal, she can apply for Infinia directly, assuming her next increment is ₹20-30k

Why DCB over magnus ?

 

[Momo_Scooby]

IDFC wealth can be a good option. It’s a no nonsense card I feel.
Also, how’s your DCB LTF?

Alumni program

 

[Momo_Scooby]

IDFC wealth can be a good option. It’s a no nonsense card I feel.
Also, how’s your DCB LTF?

The foolish people at idfc are giving her select card, which she is not interested in

 

[suhailmz]

The foolish people at idfc are giving her select card, which she is not interested in

Someone needs to escalate this at IDFC. Too many complaints from people about the wealth card. I guess, for their account holders, they pushing for upgrade to wealth (10 lakh balance requirement) in order to get wealth card.