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UBI credit card without bank account?
- Thread starter srikant
- Start date
kuamit263@
TF Buzz
Typically, credit cards are issued by banks to their customers who have a bank account with them. This is because the credit card account is linked to the bank account for various purposes such as bill payments, transaction settlements, and managing credit limits.
* Union Bank of India Customer care number 8100 027 016
In the case of Union Bank of India (UBI), it is generally required to have a bank account with them in order to apply for a UBI credit card. The credit card application process usually involves verifying your identity, income, and creditworthiness, which is often done through your existing banking relationship.
However, it's important to note that specific policies and requirements may vary among different banks and credit card issuers. Some banks may offer credit cards to individuals who don't have an existing bank account with them, but such cases can be relatively rare.
If you're interested in obtaining a UBI credit card without having a bank account with them, I would recommend reaching out to Union Bank directly. They will be able to provide you with accurate information regarding their policies and any alternative options they may have available for credit card applicants without a bank account.
Keep in mind that even if it's possible to get a credit card without a bank account, you may still need to fulfill other eligibility criteria such as having a stable source of income and meeting the bank's credit assessment requirements.
* Union Bank of India Customer care number 8100 027 016
In the case of Union Bank of India (UBI), it is generally required to have a bank account with them in order to apply for a UBI credit card. The credit card application process usually involves verifying your identity, income, and creditworthiness, which is often done through your existing banking relationship.
However, it's important to note that specific policies and requirements may vary among different banks and credit card issuers. Some banks may offer credit cards to individuals who don't have an existing bank account with them, but such cases can be relatively rare.
If you're interested in obtaining a UBI credit card without having a bank account with them, I would recommend reaching out to Union Bank directly. They will be able to provide you with accurate information regarding their policies and any alternative options they may have available for credit card applicants without a bank account.
Keep in mind that even if it's possible to get a credit card without a bank account, you may still need to fulfill other eligibility criteria such as having a stable source of income and meeting the bank's credit assessment requirements.
OverdosingOnCopium
TF Ace
Are any of their cards worth it? I have an account with them since my uncle is a manager there.
Union Rupay Select
Union JCB Health
They both offer low fee waiver and have good non spend benefits
Could you help me get card from the bank?
OverdosingOnCopium
TF Ace
Thanks for the info. I would help you if I could but my uncle doesn't work in the Credit Card department. He actually has never had a credit card in his life.
