100% agree with you. Please god sake don't change your mind because of these people.
Ignore all unpadh, gawar, uneducated, poor people's commentators. You guys dnt know, debit/credit cards is more rewarding, your 2nd income source, if you choose the right credit card and debit card.
We need to educate them. Share credit card benefits to your friend, family and other people here. I have always doing this to educate them.
Just like you bro, i rarely use UPI and i always use my 8 SBI Cashback credit card (from all my family members) for online and offline through this trick and got approx 3% for offline transaction and 5% for online transaction.
I also repay my bills using my total 8 RBL Signature+ debit card (from all my family members) and get another 2% cashback upto 2000 per month.
Total you can say approx upto 7% benefit.
For example -
1) SBI Cashback credit card offer 5% cashback on all Online transaction or if you like UPi and want to use offline transaction then load money to QWtag wallet via OLA gateway with www olacabs com merchant name and pay only 2.29% charges and earn approx 3% upto Rs3000 and use QWtag Wallet UPI to pay your offline payment.
More details -
New 5% SBI Cashback credit card/OLA Wallet to bank transfer trick (profit approx 3% upto 3000): Ok, you guys already heard about QWtag wallet app. App link: https://play.google.com/store/apps/details?id=com.livquik.app Note: Fastag recharge trick with mobile number is already over. Now QWTag...
www.technofino.in
2) SBI Cashback credit card offer 5% cashback for Utility, Insurance, Education fee, Fastag or bank transfer -
More details -
Trick to get 5% SBI Cashback Credit card on Utility, Insurance, Fastag, Education fee, Loan Repayment etc: (Full kyc user try) Ebixcash Wallet UPI launched + 5% SBI Cashback credit card -...
www.technofino.in
3) Trick to buy total 1 lakh month Amazon gift card for Utiltiy, Insurance and other thing using SBI Cashback credit card and get 5% upto Rs5000 cashback.
Note - currently CC option remove from this website but dnt wory it will come back within a dew days.
Found a trick to get 5% cashback on Amazon gift card purchase using SBI Cashback credit card: Note - This is Amazon gift card purchase. You can use for Recharge, utility billpay, insurance, LIC, Amazon 3rd party merchant payment like Cleartrip, makemytrip, swiggy, MPL etc. There is also no...
www.technofino.in
4) Also told them to apply new SBI Cashback credit card with Cashkaro like affiliate website to get Flat Rs1800 cashback on their bank account on card approved (first 2 years fee will easily recovered).
link - https://cashkaro.com/stores/sbi-cashback-card-dm-1800
Now lets talk about Debit card -
5) Apply RBL Signature+ debit card and get 2% cashback per month on Credit card bill payment and Wallet spend.
More details -
Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.
Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:
- 1000 GV per month X 12 = 12K points
- 5000 GV per year X 1 = 5K points
Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.
- Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
- Return percentage next year onwards= 17K/12L ~ 1.41%
Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.
In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%
And next year onwards you get (5K + 5K)/5L ~ 2%
If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)
GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.
If you want to know where you spend RBL Signature+ debit card -
Paytm app - direct use debit card for cc bill repayment or Paytm wallet load
mobikwik app - cc bill repayment
CheQ app - cc bill repayment
Bajaj app - cc bill repayment
Payzapp app - cc bill repayment
Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)
Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.
Slice full kyc wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.
@Lobogris Share this offer links with your friends, family, colleague, neighbours, telegram groups, all your whatsapp groups, twitter, facebook, create a youtube channel and post a video and educate them, also share your youtube video link here, i will share with other people. This is the one and only way, they will understand credit card and debit card is more rewarding.
Ofcourse not all credit card and debit card is rewarding, first we need to share SBI cashback credit card and RBL Signature+ debit card offers and reward benefit with them then they will understand. How much they are losing every day.
