Which is the best app to pay credit card bills?

[Sanjay]

Can anyone tell the best app to pay credit card bills to get cashback or reward points? I have hdfc moneyback credit card and millennia debit card

 

[Parveshgarg]

you can use cred app, this is so far the best app.

 

[Parveshgarg]

you get some cashback plus you can pay your all credit card bill at one place and you can also pay rent.

 

[fatehbajwa]

What advantages are there with Cred app?

All (most) of your CC Bills in one place. Reminder to pay. Fast payment.

 

[technofino1]

Cred undoubtedly for convenience and assurance but if u like 5 10rs more as cashback then every other day new app pops up in the market but there is no guarantee of payment on time.

 

[prc1990]

you can use cred app, this is so far the best app.

Listing down some of the useful applications in the order of their reward rate.

1. CRED
2. Mobikwik (payment takes time to be credited in the card)
3. Amazon
4. Paytm (off late hardly offers are there for CC bill pay)

 

[technofino1]

Listing down some of the useful applications in the order of their reward rate.

1. CRED
2. Mobikwik (payment takes time to be credited in the card)
3. Amazon
4. Paytm (off late hardly offers are there for CC bill pay)

Paytm does have kind of insurance so for my shit cards like bank of baroda which don't go well with cred I can pay via paytm on due date and if amount is settled late paytm takes the hit not me as they have guarantee

 

[Harry1]

Just load Paytm wallet via Millenia debit card for 1% cashback. Sometimes Paytm also give 0.1-0.2% cashback for wallet loads. Then do credit card payment via that.

 

[Sanjay]

Just load Paytm wallet via Millenia debit card for 1% cashback. Sometimes Paytm also give 0.1-0.2% cashback for wallet loads. Then do credit card payment via that.

where do I get this 1% cashback in my bank account? and in how many days ?

 

[Sanjay]

Millennia reward points, which can be redeemed as cash

means 400 reward points. I can do this by UPI na ? there will be no problem right? and also what if I first deposit and then send the money back to the bank. Then also I will get the reward points right?

 

[Harry1]

means 400 reward points. I can do this by UPI na ? there will be no problem right? and also what if I first deposit and then send the money back to the bank. Then also I will get the reward points right?

No points for upi. Only debit cards. Yes, u get points even if you send it back to bank.

 

[Sanjay]

No points for upi. Only debit cards. Yes, u get points even if you send it back to bank.

kk means I have to add money through debit card or net banking right ?

 

[Sanjay]

HDFC Millennia debit card

kk debit card means through card number and cvv

 

[Harry1]

kk debit card means through card number and cvv

Yes

 

[Sanjay]

Yes

thank you for all the information. Much appreciated brother.

 

[ChurningNoob]

Listing down some of the useful applications in the order of their reward rate.

1. CRED
2. Mobikwik (payment takes time to be credited in the card)
3. Amazon
4. Paytm (off late hardly offers are there for CC bill pay)

Isn't it better to pay using Amazon as it offer 2% cashback?

 

[Harry1]

Isn't it better to pay using Amazon as it offer 2% cashback?

Where do u see amazon giving 2% cashback? Now a days it gives that useless discount on some useless products.

 

[prc1990]

Where do u see amazon giving 2% cashback? Now a days it gives that useless discount on some useless products.

I got his point what he is referring to. Please see my other comment.

 

[prc1990]

Where do u see amazon giving 2% cashback? Now a days it gives that useless discount on some useless products.

I beleive you are referring to bill payments on Amazon through Amazon Pay ICICI Credit Card, but you can't pay credit card bill through another credit card on Amazon, so the scenario is invalid, hence no cashback

 

[vaibhav111vaibhav111 is verified member.]

use cred! there could be paytm too and amazon that give cashback but not worth it to follow each app just for small cashback.. cred doesn't give much advantage either but payment goes fast for most cc like within less than 30 second and it get credited within same hour .