Even for GV they've put 50% redemption by points. I'll redeem with Reliance smart since that's the most valuable at this point. Got one store near to my home.
This card doesn't make sense now. Fortunately, I redeemed by joining bonus points early on Zomato/Swiggy and haven't done many transactions as well. So, no regrets getting this. However, this goes to my drawer and will cancel it at the end of the first year.
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