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Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details

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prajatpadhi said:
Just want to add my journey here. I was trying for Marquee and always got reserv in application process for the last 3 months. I had Amazon Pay card for which I had reduced the credit limit to 1.7 lakh which actually gets reported to CIBIL. Then I had my highest credit limit card of 5 lakhs. I changed the Amazon Pay limit back to 7 lakhs. I got marquee as an option the first time I tried after the limit got updated in CIBIL.
Click to expand...
How do you change the credit limit to your liking? Are you referring to the in app card control? If yes then that isn't reported to CIBIL.
 
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lxmxl said:
How do you change the credit limit to your liking? Are you referring to the in app card control? If yes then that isn't reported to CIBIL.
Click to expand...
In kotaks case I've seen limit was reduced to 30k in app control and the same was reflected in CIBIL ig as per his saying ICICI does the same.
 
Upate: Got rejected email from yes bank. Not sure , am assuming may be over leveraged. But anyways not bothered as I wanted to have just for bank offers and LTF and this was 10k fee card so no need to take tension
 
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KLB@96 said:
Upate: Got rejected email from yes bank. Not sure , am assuming may be over leveraged. But anyways not bothered as I wanted to have just for bank offers and LTF and this was 10k fee card so no need to take tension
Click to expand...
Rarely they reject.. probably based on some CIBIL profile factor.. as you said most likely because of highly leveraged..
 
KLB@96 said:
CIBIL is good bro, 790 have 16 credit cards with 20 lacs total limit and a 7 lacs car loan.
Click to expand...
CIBIL score is not a concern..
I have CIBIL score of 800 , but SBI instantly rejects any CC application because of Over leverage..

May Yes bank is also doing the same...
What is your total cedit limit granted on all CCs + any other loan
and your annual income range.
 
SSV said:
CIBIL score is not a concern..
I have CIBIL score of 800 , but SBI instantly rejects any CC application because of Over leverage..

May Yes bank is also doing the same...
What is your total cedit limit granted on all CCs + any other loan
and your annual income range.
Click to expand...
I replied bro, total 16 cards with diff banks and total all banks credit limit is 20 lacs plus a 9 lacs car loan
 
Now what do i do to activate card? Not sure when it will be dispatched.
 

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prajatpadhi said:
Just want to add my journey here. I was trying for Marquee and always got reserv in application process for the last 3 months. I had Amazon Pay card for which I had reduced the credit limit to 1.7 lakh which actually gets reported to CIBIL. Then I had my highest credit limit card of 5 lakhs. I changed the Amazon Pay limit back to 7 lakhs. I got marquee as an option the first time I tried after the limit got updated in CIBIL.
Click to expand...
lxmxl said:
How do you change the credit limit to your liking? Are you referring to the in app card control? If yes then that isn't reported to CIBIL.
Click to expand...
theflash said:
In kotaks case I've seen limit was reduced to 30k in app control and the same was reflected in CIBIL ig as per his saying ICICI does the same.
Click to expand...
@SSV can you comment on this? Does this limit change on card control reflect on CIBIL? I don't think so.
 
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lxmxl said:
@SSV can you comment on this? Does this limit change on card control reflect on CIBIL? I don't think so.
Click to expand...
In iMobile app , you can change the spend limit and it will be reported to CIBIL..
One user reported that the changed limit was shown as cash limit in CIBIL
Now @prajatpadhi reported that it was shown as main limit..
I am sure that the modified spend limit will be reported to CIBIL
 
theflash said:
You got a direct message from their end ? Or did you message first?
Click to expand...
I got a message from YES bank the next day after Vkyc was done, with a reference number and a link.
When i click on the link, it opens up in whatsapp and asks for the reference number.
For first 2 days it said 'In Progress'. And today when i checked it shows Approved.
 
Did anyone get the 500 amazon pay voucher as a part of activation benefit ? They promised by email that it'll be sent within a month. It seems time to dash off a reminder 😅
 
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