Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

I did already followed up..Just want to know if he got it doing genuine trans.or whether he followed the Thread from first comment to last comment and 'received the quarterly gv of 750rs'

I did get your frustration as I have read your past replays reg liberty acc..Your comments did help.Thank u very much..

Opened account this month,did transactions.. hopefully waiting for it to be counted.. 🙂

I hope you will receive it without Axis's dhandirona which Axis created for Jan-Mar Quarter of 2023.

 

[Anil_SinghAnil_Singh is verified member.]

I did already followed up..Just want to know if he got it doing genuine trans.or whether he followed the Thread from first comment to last comment and 'received the quarterly gv of 750rs'

I did get your frustration as I have read your past replays reg liberty acc..Your comments did help.Thank u very much..

Opened account this month,did transactions.. hopefully waiting for it to be counted.. 🙂

May I know what transactions count as genuine and fake according to you? I thought we all do genuine transactions. Transfering amount from one savings account to another is legit. Isn't it? Paying bills using CRED is also legit isn't it?

 

[Deleted member 2540]

May I know what transactions count as genuine and fake according to you? I thought we all do genuine transactions. Transfering amount from one savings account to another is legit. Isn't it? Paying bills using CRED is also legit isn't it?

You should ignore it just like I ignored
Unnecessary Page increase hoge aur khuch nhi

 

[Johnvin]

May I know what transactions count as genuine and fake according to you? I thought we all do genuine transactions. Transfering amount from one savings account to another is legit. Isn't it? Paying bills using CRED is also legit isn't it?

My bad

 

[murali_7]

@VISHESH_BANSAL how soon can I expect redemption link

 

[Deleted member 2540]

@VISHESH_BANSAL how soon can I expect redemption linkView attachment 19231

As per my Experience, usually they share the date by when you will receive the Link.

But this Time they Mentioned shortly.

Reply them and ask them "Shameless People , What do you mean by" Shortly".

Give me an exact date or a certain Period of time.

Otherwise I would not hesitate to raise the matter with HONOURABLE RBI BANKING OMBUDSMAN

And thanks you raised the request.
Now I do not have to raise the complaint seperately.

They are now working to enable redemption option Available via Netbanking.

Till then they will as usual share redemption link.

 

[iamabhisekagar]

Skimmed through this entire thread...Going to open an Axis Liberty Account tomorrow.

 

[Anil_SinghAnil_Singh is verified member.]

Skimmed through this entire thread...Going to open an Axis Liberty Account tomorrow.

 

[iamabhisekagar]

View attachment 19252

Bhai abhi 811 account block ho rhe hai...I need an account to manage the hassle of credit card payments...plus as per the thread CC payment through Amazon via debit card or through Cred is a merchant transaction...plus 750 ka GV in a quarter....it's sufficient for me

 

[Deleted member 2540]

Skimmed through this entire thread...Going to open an Axis Liberty Account tomorrow.

Waise toh Abb automation live ho hi jaayega.
But phir bhi Good Luck

 

[iamabhisekagar]

Agar iss account ka devaluation bhi hua to 236 for Debit card issuance plus 590 for account closure charges equals 826 less 750 for quarterly 60k Target ( easily achievable for me this month) = 76 ka net kharcha

 

[Deleted member 2540]

Agar iss account ka devaluation bhi hua to 236 for Debit card issuance plus 590 for account closure charges equals 826 less 750 for quarterly 60k Target ( easily achievable for me this month) = 76 ka net kharcha

Bhai itne aage ki kyu soch raahe ho ?
Sidha Devaluation?

 

[iamabhisekagar]

Waise toh Abb automation live ho hi jaayega.
But phir bhi Good Luck

Apko dekh ke Axis walon ko latardne ki himmat aagayi....😂

 

[iamabhisekagar]

Bhai itne aage ki kyu soch raahe ho ?
Sidha Devaluation?

Kya pata Amitabh Babu ki salary Kam pad jaaye

 

[Deleted member 2540]

Apko dekh ke Axis walon ko latardne ki himmat aagayi....😂

 

[iamabhisekagar]

Mai to Axis Bank ka Shareholder bhi hoon

 

[ashwinkashwink is verified member.]

Shift yourself to Indusind Bank Max Active..

 

[iamabhisekagar]

Shift yourself to Indusind Bank Max Active..

Indusind Bank branch far from where I live whereas Axis Is within 5 mins walking distance...even my parents have bank accounts in Axis...plus my Axis Bank CC applications were getting rejected

 

[Deleted member 2540]

@VISHESH_BANSAL how soon can I expect redemption linkView attachment 19231

Axis Liberty Weekend 5% CashBack New redemption option is now live.

Check Netbanking.

As per response of MD Desk, Cashback Details will be updated in Netbanking for a Particular Month by Mid of next month.

 

[dhiraz]

Axis Liberty Weekend 5% CashBack New redemption option is now live.

Check Netbanking.

As per response of MD Desk, Cashback Details will be updated in Netbanking for a Particular Month by Mid of next month.

After Login in The NetBanking Where To Go?

Find It: Services>Other>Debit Card Cashback