Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Cebu]

Is there some other way to pay cc bills instead of Mobikwik and also get rewards ? I have big amount cc bill payments and paying 20K one by one is a big hassle.

 

[Deleted member 2540]

Is there some other way to pay cc bills instead of Mobikwik and also get rewards ? I have big amount cc bill payments and paying 20K one by one is a big hassle.

Pay from any channel you want.
Paymode shall be DC/UPI/NETBANKING if you are using your Liberty Account

 

[Tejo]

He must have made some mistakes.

I am hearing such issue in online process first time only.

@4uziaul and SSV did not faced any issue.

If anyone at the beginning selected early access acc in mid way left. Even for next few days, when we try to open Burgundy too, it will select early access only.

This should be informed to video kyc agent, so they will ask again to start and will change product code (ac variant) which we wish.

Is there some other way to pay cc bills instead of Mobikwik and also get rewards ? I have big amount cc bill payments and paying 20K one by one is a big hassle.

Aeronpay.

But sometimes payments may fail and need to wait 7 days. The refund will issued to it's aeron e cash wallet.

For for dc which give rewards for utility, aeronpay is best. But not for money rotating 😅

Off topic kya Millennia DC ke cashpoint redemption pe koi charges h?

🤣 I think people are confusing between IDFC and HDFC.

Bank employee told me that liberty DC will be sent by post automatically after few days because this is liberty account. He didn't tell me timeline so I'll wait for liberty DC. Thanks for your input.

Mostly if you got instakit of other debit card, you won't get liberty dc separately.

Can you see liberty card details in netbanking?

If not call customer care, say them that liberty instakit not available in branch. Ask agent to apply liberty debit card.

 

[ashwinkashwink is verified member.]

Koi scheme hai kya 🤣

Don't entertain him, he may devalue it soon 🥲🤣

 

[Tejo]

Don't entertain him, he may devalue it soon 🥲🤣

You are late.

Already axis thinking to change ToC for quarterly voucher.

 

[Cebu]

Pay from any channel you want.
Paymode shall be DC/UPI/NETBANKING if you are using your Liberty Account

Actually need a mode to get utilities MCC, I also have indus mc debit and planning to get HDFC account to get further 1% so it's not just limited to Liberty.

 

[Cebu]

@Tejo I have never heard about Aeronpay so it's bit risky for me to do payments through it as they are big amounts. Any other way, earlier people used to say HDFC bill portal or Payzapp, not sure which one, does this still work now ?

 

[Tejo]

Aeronpay.

But sometimes payments may fail and need to wait 7 days. The refund will issued to it's aeron e cash wallet.

For for dc which give rewards for utility, aeronpay is best. But not for money rotating 😅

@VISHESH_BANSAL bhai there's some trick in aeronpay, did you aware ?

 

[Deleted member 13721]

@VISHESH_BANSAL bhai there's some trick in aeronpay, did you aware ?

Tagging wrong person

Tag @Abhishek012 🤣

 

[Deleted member 2540]

@VISHESH_BANSAL bhai there's some trick in aeronpay, did you aware ?

No. I never used it
Aeronpay naam se hi lag raha hai , Our money will remain in the Air if we use it.

 

[Deleted member 13721]

No. I never used it
Aeronpay naam se hi lag raha hai , Our money will remain in the Air if we use it.

Haan kahin pada bhi tha waise kuch hua tha 🤣

 

[SSV]

If anyone at the beginning selected early access acc in mid way left. Even for next few days, when we try to open Burgundy too, it will select early access only.

This should be informed to video kyc agent, so they will ask again to start and will change product code (ac variant) which

Actually, this is right..
I have told vkyc agent that I applied for priority account, can you please confirm?..Then she immediately said no sir, you applied for Liberty account..I said yeah, yeah Liberty only.. this is how I confirmed 😉

 

[samm255]

Can you see liberty card details in netbanking?

In App, Liberty DC and Secure+Debit both are showing.

 

[Deleted member 13721]

In App, Liberty DC and Secure+Debit both are showing.

@VISHESH_BANSAL in his case is it showing because he opened it offline? But then again you also opened it offline. 🤷😂🤔

 

[SSV]

@VISHESH_BANSAL in his case is it showing because he opened it offline? But then again you also opened it offline. 🤷😂🤔

I just can't believe there are so many fcuk ups doing offline compared to online, hence it shows that their offline process is not synced with online process..

 

[AritraSaha]

In App, Liberty DC and Secure+Debit both are showing.

Cus they are issued to your account.
Even before activating the dc, you will be able to see that.

 

[Deleted member 2540]

@VISHESH_BANSAL in his case is it showing because he opened it offline? But then again you also opened it offline. 🤷😂🤔

Mujhe toh Liberty ki hi Kit mili thhi.

Toh mujhe Liberty DC hi mila only ,
jo KIT m hi present thha.


Unko pta thha merse jhol karege toh m complaint kar duga.

Woh khta hai na
"doodh ka jala chhaachh bhee phoonk kar peeta hain"

Toh mere saath aisa koi secene nhi hua

 

[Rocky Bhai]

Unko pata thha merse jhol karege toh m complaint kar duga.

Woh khta hai na
"doodh ka jala chhaachh bhee phoonk kar peeta hain"

Toh mere saath aisa koi secene nhi hua

Bansal babu to axis be like 😂

 

[SSV]

What is this crap 'Netsecure"? It keeps poping up everytime I log into the net banking, is there a way to disable this pop up?
It sounds like another two factor authentication... I read somewhere about this and it costs something to have this. Is it worth it?? I am bit lazy today to read about this.

.

 

[AritraSaha]

What is the crap 'Netsecure"? It keeps poping up wverytime I login to net banking, is there a way to disable this pop up?
It sound like two factor authentication... I ready somewhere about it costs something to have this. Does it worth it?? I am bit lazy today to read about this.

.
View attachment 24595

₹1000, maybe some kind of virus scanner.