Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 13721]

Yar ✋️ wait, 15th of the month doesn't mean you will get cb instantly.

Desh Azad hua Aaj usko bhi azad hona hai bhavnao ko samjho 🤣

 

[LUCiF3R]

Desh Azad hua Aaj usko bhi azad hona hai bhavnao ko samjho 🤣

Axis wale cashback azaad krte to kuchh kharche hote aaaj😂

 

[Cebu]

I know this might not be a correct thread, but since most Axis users are present in this hence asking :-

Does Airtel Card still gives cashback on Swiggy Instamart, It used to give earlier however I think it does not give now. Want to reconfirm.

 

[Deleted member 2540]

I know this might not be a correct thread, but since most Axis users are present in this hence asking :-

Does Airtel Card still gives cashback on Swiggy Instamart, It used to give earlier however I think it does not give now. Want to reconfirm.

You did txns in your last statement and did not not received the Cashback ?

Or
Asking us so that you can perform txns in upcoming statement period?

 

[Cebu]

You did txns in your last statement and did not not received the Cashback ?

Or
Asking us so that you can perform txns in upcoming statement period?

I did transaction but I am not sure. Unlike Flipkart, it does not have cashback details for each transaction so no way to confirm as I have done on all 3 categories. Confirming it for future.

 

[Deleted member 2540]

I did transaction but I am not sure. Unlike Flipkart, it does not have cashback details for each transaction so no way to confirm as I have done on all 3 categories. Confirming it for future.

Can you share statement screenshot ?

You can manually calculate the cashback to cross check or share the Screeshot here.

 

[Cebu]

 

[Deleted member 2540]

View attachment 26760View attachment 26761

I calculated Mannually.

All txns got 10% except three Airtel Payments which got 25%.

Bekar m dara diya merko .
Mne abhi recently Swiggy Instamart pe Airtel se txn ki hai , 10% nhi milta toh dukkh hota🥲

 

[iamabhisekagar]

I calculated Mannually.

All txns got 10% except three Airtel Payments which got 25%.

Bekar m dara diya merko .
Mne abhi recently Swiggy Instamart pe Airtel se txn ki hai , 10% nhi milta toh dukkh hota🥲

Tumhe to cb nhi milta ...mujhe to yew card hi nhi mil rha h...rejected third time

 

[Cebu]

I calculated Mannually.

All txns got 10% except three Airtel Payments which got 25%.

Bekar m dara diya merko .
Mne abhi recently Swiggy Instamart pe Airtel se txn ki hai , 10% nhi milta toh dukkh hota🥲

Thanks Vishesh Bhai. Yr darr toh mai bhi gaya tha daily milk and other groceries instamart se mangva Raha hu 😂.

Ek aur sawaal tha, Jaise joh 81 rs ke transaction hai ispe cashback mileha ? I read somewhere ki minimum 100 ka transaction hai, magar swiggy koi bhi order pe additional cashback dikhata hai.

 

[Cebu]

Anyone received 5% cashback of previous month ?

 

[Deleted member 2540]

Thanks Vishesh Bhai. Yr darr toh mai bhi gaya tha daily milk and other groceries instamart se mangva Raha hu 😂.

++1

Ek aur sawaal tha, Jaise joh 81 rs ke transaction hai ispe cashback mileha ? I read somewhere ki minimum 100 ka transaction hai, magar swiggy koi bhi order pe additional cashback dikhata hai.

Axis Airtel pe no such restrictions.
Cashback Amount for a particular txn should be above Rs.1.

 

[krishc]

Anyone received 5% cashback of previous month ?

not yet for me

 

[LUCiF3R]

Anyone received 5% cashback of previous month ?

Nope ..yet to receive

 

[iamabhisekagar]

Paid CC bill on Cheq using Liberty DC...let's see

 

[Tejo]

Paid CC bill on Cheq using Liberty DC...let's see

You won't get cb for paying bill with liberty. Does anyone suggested you?

 

[iamabhisekagar]

You won't get cb for paying bill with liberty. Does anyone suggested you?

Suo Moto

 

[LJGIBBS]

Suo Moto

Milestone mei count hoga, but no cashback. Infact edge regards bhi nahi aate hain

 

[SSV]

im not that much hurry in upgrading just because of you i called. I myself "bakra" now.

Any update on re-enabling the e-debit card??

 

[Tejo]

Any update on re-enabling the e-debit card??

I didn't understand.

If you got online rewards card as virtual card, go to Branch or ask rm to change variant. They are not accepting online requests as of now.