Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 5552]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

 

[shutapdiya]

My opinion is Axis Bank should reward you ❤️ for this product-promotion ❤️

You can write a letter to Axis CEO, take our signatures and forward 😁

 

[Deleted member 5552]

You can write a letter to Axis CEO, take our signatures and forward 😁

Good Idea! An !dea can change Mr.Vishesh Ji's life.... But anyway @VISHESH_BANSAL is not interested in publicity and he is a humble person

Anyway I will try to write a mail regarding this to Axis Higher Authority 😆 I will ask them how much commission you provide to our Bhai every month

 

[shutapdiya]

@VISHESH_BANSAL is not interested in publicity and he is a humble person

I second that 💯
Anyone here who had been to @VISHESH_BANSAL 's DM will also agree

Edit: just not DMs but those who have raised queries on this or different threads and received his responses

Anyway I will try to write a mail regarding this to Axis Higher Authority 😆 I will ask them how much commission you provide to our Bhai every month

He expects no monetary benefits unless it Cashback/ RP by bank or Its compansation against bank' fault 😂


Sahi bola na @VISHESH_BANSAL bhai?

 

[Deleted member 2540]

@VISHESH_BANSAL Congratulations 🎉🎉 for reaching 156 pages

My opinion is Axis Bank should reward you ❤️ for this product-promotion ❤️

Product m damm hoga toh woh chalega hi.🤣

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely🤣

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.🤣

Now each Employee of Branch knows me by Name🤣

 

[Deleted member 5552]

Product m damm hoga toh woh chalega hi.🤣

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely🤣

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.🤣

Now each Employee of Branch knows me by Name🤣

👍These activities will help many who are unable to raise their voice against these branch people... Some employees think we are living by their income and their support

 

[shutapdiya]

Now each Employee of Branch knows me by Name🤣

Aisi hi meri image native place ke SBI me hai, bada bamboo diya tha😂

 

[Deleted member 5552]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

Product m damm hoga toh woh chalega hi.🤣

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely🤣

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.🤣

Now each Employee of Branch knows me by Name🤣

Now reply to this query also 😃

 

[SSV]

Product m damm hoga toh woh chalega hi.🤣

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely🤣

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.🤣

Now each Employee of Branch knows me by Name🤣

So, when @VISHESH_BANSAL maharaj enters into the branch from here onwards, then the staff must be thinking this guy is coming at us again!!!

 

[varun__goel_]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

Just check your app if fees has been charged. And don't activate, it will be auto closed. Should not be reported to cibil

 

[Deleted member 2540]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

Just do not activate it.

Card will get closed automatically. No need to Pay anything Upfront if you do not wish to activate it.😈

 

[Deleted member 5552]

Just check your app if fees has been charged. And don't activate, it will be auto closed. Should not be reported to cibil

Just do not activate it.

Card will get closed automatically. No need to Pay anything Upfront if you do not wish to activate it.😈

👍 okay

I won't activate as reward rate is very bad... Closed Ace Card because of poor and low limit.

 

[Deleted member 2540]

So, when @VISHESH_BANSAL maharaj enters into the branch from here onwards, then the staff must be thinking this guy is coming at us again!!!

View attachment 39615

I rarely Visit Axis Branch.

Recently Visted the Branch to open new Liberty Accounts of family members, first time after the last RBI BO Complaint, becuase staff was changed and the contact Numbers I have , is of old Staff.

After a Small interaction, I got to know Impact of my RBI BO Complaint on Branch😂

It was funny interaction . Account opening Exective asked me, How I am taking Benift of it😂

 

[varun__goel_]

I rarely Visit Axis Branch.

Recently Visted the Branch to open new Liberty Accounts of family members, first time after the last RBI BO Complaint, becuase staff was changed and the contact Numbers I have , is of old Staff.

After a Small interaction, I got to know Impact of my RBI BO Complaint on Branch😂

It was funny interaction . Account opening Exective asked me, How I am taking Benift of it😂

Isse yaad aya, agr family mein naya liberty acc kholke bas app se request raise krdu, to naya acc mein spend ya maintain krne ki zrurt to nhi na???

 

[Deleted member 2540]

Isse yaad aya, agr family mein naya liberty acc kholke bas app se request raise krdu, to naya acc mein spend ya maintain krne ki zrurt to nhi na???

No.


Just Spend 25k from Primary Account of Family Group and rest Accounts will also enjoy the NMC WAIVER.

 

[Deleted member 5552]

Can anyone decode the secret of showing same offer in three pictures?



Can anyone decode the secret of showing same offer in three pictures?

 

[varun__goel_]

Can anyone decode the secret of showing same offer in three pictures?

View attachment 39636

Can anyone decode the secret of showing same offer in three pictures?

Aise hi krta hai hdfc, alag alag banner spam marta h

 

[𝙇.𝐊. 𝐓𝗶𝘄𝗮𝗿𝗶 :)]

I opened Axis Easy Access account online thinking maintaining 5k is easier, then got know about liberty account so wanted to convert it, called phone banking and asked if it can be converted. They said it can be you need to visit branch. So I visited branch and they said it's been only 3 months since account got opened it cannot be changed to Liberty before 6 months. Felt weird so visited another big branch, there they took request and called next day saying they cannot since it's not 6 months, I said okay. Then after 6 months I went (i.e Dec end) and executive is like it can't be done in Dec since June is not counted. So I just said how many times I have to visit branch, she said we'll take request and process it in Jan. And they did it.

It's so weird to see that they can't change product varient before 6 months. First time I asked them can't you close the account and then open new, that time executive is like account cannot be closed before 12 months, I asked her why and she's like you have accepted terms and conditions of it and it's mentioned in there.

Is this just Axis being Axis?

So, You converted your easy access online savings account to Liberty Savings account... congratulations🎉

What about your existing E-debit card..? Is it still active...or closed.? Or changed..?
Can you Please confirm the bin of the currenntly active E-debit card?

 

[Deleted member 19102]

So, You converted your easy access online savings account to Liberty Savings account... congratulations🎉

What about your existing E-debit card..? Is it still active...or closed.? Or changed..?
Can you Please confirm the bin of the currenntly active E-debit card?

Yes, E Debit card seems to be active. I have blocked online rewards card and got Liberty DC. Yet to check if E debit card Bookmyshow offer and 1% cashback is still working or not.

Also I was hoping the conversion to be be done by December so that I can get 750₹ spend voucher in Jan. But sadly they converted it in Jan🤣

 

[kishorvr]

I dont know if you are looking for this answer but I read somewhere you can earn 2.5k quarterly on spending 25k quaterly from your priority debit card with 10% Cashback

Correct, I read that here - https://www.cardexpert.in/tag/axis-priority-debit-card/. Can someone please confirm the same?