Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Amit_]

Thanks a lot bhai for detailed response. Appreciate it.

If possible, can you get to know about the eligibility of 750 vouchers separately for each member as well?

How to link accounts as family accounts while opening online? I couldn't find it. I want to avoid branch as those greedy RMs might ask for hearty IP, and not to mention that dealing with them is nothing less than nightmare. Mood bigar dete hai.

I think family members would also get 500 Rs CB on weekend spends if a/c code is SBLBR but not sure.

 

[Amit_]

Thanks a lot bhai for detailed response. Appreciate it.

If possible, can you get to know about the eligibility of 750 vouchers separately for each member as well?

How to link accounts as family accounts while opening online? I couldn't find it. I want to avoid branch as those greedy RMs might ask for hearty IP, and not to mention that dealing with them is nothing less than nightmare. Mood bigar dete hai.

Go to Bank, they will link and do transactions in weekend from family members account and wait for 5% Cashback credit then update here 👍

 

[Deleted member 2540]

I think family members would also get 500 Rs CB on weekend spends if a/c code is SBLBR but not sure.

Weekend Cashback is Applicable for Accounts under Family Banking too.

But I did not received Quarterly GV of 750 yet for Accounts Under Family Banking except the Primary Account which Belongs to me

 

[Piyush_]

Anyone get pre-approved... Credit card from this account.....
Axis bank Saving account liberty

 

[Rohith-2009]

Anyone get pre-approved... Credit card from this account.....
Axis bank Saving account liberty

Yes, you'll get pre-approved offers. Do you have any axis cc?

 

[ENIAC]

Yes, i had this liberty acc, and got pre-approved cards to choose for.. i opted Samsung infinite at that time

 

[Apurvsahilz]

Sabhi bhaiyo se nivedan hai adhik se adhik liberty account khol kar axis bank ko chuna lagaye

 

[rakhi]

On how many days weekend 5% cashback wil be credited?

 

[DarthYoda]

Weekend Cashback is Applicable for Accounts under Family Banking too.

But I did not received Quarterly GV of 750 yet for Accounts Under Family Banking except the Primary Account which Belongs to me

Got the QGV on the same date for both primary and linked family accounts.

 

[LUCiF3R]

On how many days weekend 5% cashback wil be credited?

It doesn't get credited automatically you'll have to redeem it after 15th of next month.

 

[SSV]

Anyone get pre-approved... Credit card from this account.....
Axis bank Saving account liberty

Yes as many as you want except for 1 or 2

 

[anantnitish]

Yes as many as you want except for 1 or 2

I opened liberty account in Jan last year,i never received any pre-approved offer even after using it as a primary account,the sole purpose to open account was to get axis cc via pre-approved route
Finally I applied by Flipkart app in May and it was approved (may be soft approval by Flipkart)

My mother alao opened a liberty account in October yet to receive any offer

 

[SSV]

I opened liberty account in Jan last year,i never received any pre-approved offer even after using it as a primary account,the sole purpose to open account was to get axis cc via pre-approved route
Finally I applied by Flipkart app in May and it was approved (may be soft approval by Flipkart)

My mother alao opened a liberty account in October yet to receive any offer

You need at least one cc along with sb account for pre approved offers ..
Lately they are giving offers to only cc holders as well

 

[anantnitish]

You need at least one cc along with sb account for pre approved offers ..
Lately they are giving offers to only cc holders as well

I already had hdfc,icici and few other bank credit card.
Again pre approved offers are always user specific and I feel axis is not that aggressive compared to hdfc

 

[SSV]

I already had hdfc,icici and few other bank credit card.
Again pre approved offers are always user specific and I feel axis is not that aggressive compared to hdfc

I mean atleast one axis cc..
We all got 10 to 13 pre approved cc offers

 

[anantnitish]

I mean atleast one axis cc..
We all got 10 to 13 pre approved cc offers

Ooh
After exactly 3 months of getting FK axis card I also received pre approved offer ,I choose axis ace and after 3 months of getting axis ace I was again offered plenty of cards but non of them was LTF

 

[SSV]

Ooh
After exactly 3 months of getting FK axis card I also received pre approved offer ,I choose axis ace and after 3 months of getting axis ace I was again offered plenty of cards but non of them was LTF

This is correct and this is how it works.
All are paid nothing will be ltf via pre approved offers

 

[another]

Since last one year, first time i got cashback from my axis liberty debit card, but I'm not able to redeem. After entering OTP, this error comes.

 

[Apurvsahilz]

Since last one year, first time i got cashback from my axis liberty debit card, but I'm not able to redeem. After entering OTP, this error comes. View attachment 41681

Where did you used your card

 

[another]

Where did you used your card

Restaurant bill payment, offline.