IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Md Kaif]

It is RBI's Decision IDFC has no say in it. Also, if you don't activate the card within 30 days of issuance it gets closed automatically. I confirmed they will create a separate account in Cibil like Axis so charges can't reflect on the other card account. So, no worries. I am thinking of applying 2 of them and activating Ashva only.

If we don't activate the card then it doesn't reflect in CIBIL I think
If I seen this with HDFC but can anybody confirm the same for IDFC?

 

[BVCBVC is verified member.]

It is like CashKaro...
In this particular case, We should not go thru zingoy web site ,, We should go thru IDFC Web site initially and apply tracking thru " ZIngoy chrome extension".. I need to wait until I get some confirmation from Zingoy... It is a hit and miss.. it may be applicable for their old LTF cards only.. i just tried it...

yeah, generaly the concept is like cashkaro...

View attachment 66301

So the application has to be applied from Zingoy website like Cashkaro??

 

[SSV]

View attachment 66300

Right now Domestic Spa access showing on DF for ICICI Emeralde PVC. If this happens then there is no use case to hold Emeralde PVC.

Good to see, we hope it continues..
They removed spa benefit from the icici website for EPVC ..( this was pointed out by some user before). It seems they removed this for Saphiro also as claimed by the user..

 

[BVCBVC is verified member.]

Good to see, we hope it continues..
They removed spa benefit from the icici website for EPVC ..( this was pointed out by some user before). It seems they removed this for Saphiro also as claimed by the user..

Yes it's not there on website, silent devaluation.



Even they have changed the eligibilty from 3L per month to 2.5L per month and 36L annual ITR to 30L annual ITR (As far as I remember When I applied in 2022).

 

[SSV]

So the application has to be applied from Zingoy website like Cashkaro??

That is how it works generally, but there is no link for Mayura and Ashva there.
It was a generic link there and initially I applied thru generic link from Zingoy, my application was instantly rejected.

Then I opened Mayura specific link from idfc first and applied Zingoy tracking via chrome extension and application was approved instantly and waiting for Zingoy's cb confirmation

 

[BVCBVC is verified member.]

If we don't activate the card then it doesn't reflect in CIBIL I think
If I seen this with HDFC but can anybody confirm the same for IDFC?

@Anindya98 will confirm in 35 days. He is not gonna activate card 😋

 

[BVCBVC is verified member.]

That is how it works generally, but there is no link for Mayura and Ashva there.
It was a generic link there and initially I applied thru generic link from Zingoy, my application was instantly rejected.

Then I opened Mayura specific link from idfc first and applied Zingoy tracking via chrome extension and application was approved instantly and waiting for Zingoy's cb confirmation

Your participation was missed then. Good for another 1300 CB. Please update on success.

 

[BVCBVC is verified member.]

Yes it's not there on website, silent devaluation.

View attachment 66303

Even they have changed the eligibilty from 3L per month to 2.5L per month and 36L annual ITR to 30L annual ITR (As far as I remember When I applied in 2022).

View attachment 66302

I usually hold this Emeralde for Spa and BMS only. Now everything covered with Mayura, Club Vistara, Wealth CC and Ashva (4 DF cards are there). So next renewal this will be gone from portfolio.

 

[SSV]

I usually hold this Emeralde for Spa and BMS only. Now everything covered with Mayura, Club Vistara, Wealth CC and Ashva (4 DF cards are there). So next renewal this will be gone from portfolio.

This was the main reason for my Mayura application along with Guest lounge access.

 

[shivamk]

It is like CashKaro...
In this particular case, We should not go thru zingoy web site ,, We should go thru IDFC Web site initially (via Mayura ad ashva links as cited in the firstpost) and apply tracking thru " ZIngoy chrome extension".. I need to wait until I get some confirmation from Zingoy... It is a hit and miss.. it may be applicable for their old LTF cards only..

yeah, generaly the concept is like cashkaro...

View attachment 66301

Thanks, was only aware about Cashkaro and BankSathi with Banksathi being the flaky one

 

[shivamk]

Good to see, we hope it continues..
They removed spa benefit from the icici website for EPVC ..( this was pointed out by some user before). It seems they removed this for Saphiro also as claimed by the user..

Sapphiro still has it

 

[BVCBVC is verified member.]

All of a sudden with ICICI Emeralde silent devaluation (from website - not confirmed though) these both cards (Ashva and Mayura) seems bright now.

 

[BVCBVC is verified member.]

Sapphiro still has it
View attachment 66305

Even Emeralde as I mentioned is available on DF, but not visible on product landing page.

 

[SSV]

Sapphiro still has it
View attachment 66305

Yeah, as I said I didn't check on Sapphiro page.. Hopefully it remains there for the respective icici cards

 

[shivamk]

Even Emeralde as I mentioned available on DF, but not visible on product landing page.

Got it, for Sapphiro there is contradictory info. Under wealth management section it shows Spa but under normal credit cards it doesn't

 

[SSV]

All of a sudden with ICICI Emeralde silent devaluation (from website - not confirmed though) these both cards (Ashva and Mayura) seems bright now.

Even with Spa available .....from the 2nd year onwards, Mayura is not all worthy in the current form

 

[shivamk]

Yeah, as I said I didn't check on Sapphiro page.. Hopefully it remains there for the respective icici cards

All of a sudden with ICICI Emeralde silent devaluation (from website - not confirmed though) these both cards (Ashva and Mayura) seems bright now.

Different information on different pages for Sapphiro
No Spa access: https://www.icicibank.com/personal-...hiro_introbanner15lac_cta_ccindex_knowmorebtn
Spa access: https://www.icicibank.com/wealth-ma...rview?ITM=nli_cms_WM_sapphiro_card_navigation

I hope they don't devalue it yet, I haven't got a chance to use it yet.

 

[SSV]

Different information on different pages for Sapphiro
No Spa access: https://www.icicibank.com/personal-...hiro_introbanner15lac_cta_ccindex_knowmorebtn
Spa access: https://www.icicibank.com/wealth-ma...rview?ITM=nli_cms_WM_sapphiro_card_navigation

I hope they don't devalue it yet, I haven't got a chance to use it yet.

Means something is cooking

 

[BVCBVC is verified member.]

Means something is cooking

Yes something being done in background. Let's hear it officially from them only.

 

[BVCBVC is verified member.]

Even with Spa available .....from the 2nd year onwards, Mayura is not all worthy in the current form

Yes, we will know by July 2025 if there are any revaluations or any retention benefits. Till then we can enjoy. BTW that's a beautiful looking card.